Real Estate Statistics
| Average Price | $894K |
|---|---|
| Lowest Price | $65K |
| Highest Price | $13M |
| Total Listings | 60 |
| Avg. Days On Market | 55 |
| Avg. Price/SQFT | $387 |
Property Types (active listings)
Browse Boyne City Real Estate Listings
- All Listings
- Under $100,000
- $100,000 - $200,000
- $200,000 - $300,000
- $300,000 - $400,000
- $400,000 - $500,000
- $600,000 - $700,000
- $700,000 - $800,000
- $900,000 - $1,000,000
- Over $1,000,000
The Ultimate Guide to Boyne City Real Estate in 2025
Small-Town Charm with Big Opportunities
Boyne City is nestled on the shores of Lake Charlevoix in northern Michigan, offering the perfect blend of small-town hospitality and natural beauty. With a population under 5,000, the town boasts a close-knit community, yet it's dynamic enough to attract new residents and investors each year. Unlike more crowded tourist towns, Boyne City preserves its welcoming vibe while offering everything from cozy cafés to adventure parks.
Natural Attractions and Outdoor Recreation
Outdoor enthusiasts fall in love with the region's hiking trails, skiing at Boyne Mountain, boating, and fishing. Summer events like the Boyne Thunder boat race and winter festivities like sledding make it a year-round destination. This popularity significantly boosts Boyne City real estate, especially for vacation rentals and waterfront homes.
Community Spirit and Local Events
Locals celebrate festivals like the Boyne City Harvest Festival and Stroll the Streets, reflecting the vibrant cultural pulse of the town. These events keep property values steady and enhance the lifestyle appeal for families, retirees, and vacationers.
Overview of the Boyne City Real Estate Market
Current Market Trends in 2025
Boyne City's real estate market continues its upward trend in 2025. Inventory remains tight due to high demand, especially for homes near Lake Charlevoix. While prices have risen, they're still competitive compared to coastal or big-city markets.
Average Home Prices and Appreciation Rates
As of early 2025, median home prices in Boyne City hover around $380,000, with waterfront properties commanding well over $600,000. The city has seen an average annual appreciation of 7–9% over the past three years, attracting long-term investors.
Buyer and Seller Dynamics
It’s a seller’s market, but buyers are eager, especially those from Grand Rapids, Detroit, and Chicago looking for second homes. Working with an experienced local realtor can help navigate competitive bids and uncover hidden gems.
Boyne City home prices begin around $280,000 and extend upwards well over a million. Streets form attractive subdivisions where yards are spacious and families have room to grow. Leafy trees dapple sidewalks in shade, while basketball hoops and hand-painted mailboxes mark the end of driveways. An active home buyer will find that it is possible to invest in a house of nearly any age in this market. Houses from the 1950s feature strong bones and many boasts renovated interiors. Cozy Craftsman designs from the '80s and '90s feature expansive floor plans that make for families.
According to the Northern Michigan Multi-Listing Service, the average sales price for a Boyne City, Michigan home is $337,824, with a high of $5,625,000 on Walloon Lake in 2023 and a low of $5,000 for a homesite in 2005. The average sales price for a condominium in Boyne City, Michigan is $373,315, with a high of $1,300,000 at Sommerset Pointe in 2024, and a low of $10,500 for a time-share in 2020.
There are many different housing options in Boyne City including condominiums for sale, downtown homes for sale, land lover homes for sale, luxury homes for sale, and waterfront homes for sale.
Many of the older homes in the community have been updated to include modern appliances, refigured floor plans, and updated finishes. Additionally, older homes are often surrounded by mature landscaping. Trees have had time to climb higher and develop into impressive figures that provide ample shade in the summer and act as windbreaks in the winter.
Some Boyne City, MI homes for sale constitute recent construction. Often built within the past decade, these homes can range from luxurious estates to affordable single-family houses. On the high end of the market, explore homes with:
- Expansive rear patios
- Recreation rooms
Kitchens are equipped with top-of-the-line appliances and feature expansive countertops and gas ranges. Some of these kitchens are done up in stylish granite and clean whites, while others feature funky finger-tile backsplashes and vibrant accent colors. Walk-in closets link to master suites. Luxurious soaker tubs provide the perfect space to unwind, and impeccable custom detailing makes your home feel unique.
Types of Properties Available in Boyne City
Waterfront Homes on Lake Charlevoix
These are the crown jewels of Boyne City real estate. Expect breathtaking views, private docks, and high resale value. They're ideal for luxury buyers and short-term rental investors.
Downtown Condos and Apartments
If you’re looking for walkability and a low-maintenance lifestyle, downtown homes and condos offer charm and convenience, often within steps of shops and the marina.
Family Homes and Single-Family Residences
From ranch-style to modern builds, these homes offer backyard space and access to schools, making them popular among year-round residents.
Cabins and Vacation Properties
Quaint and cozy, cabins tucked into wooded lots are perfect for seasonal stays or Airbnb income.
Key Factors Driving the Real Estate Market
Tourism and Year-Round Attractions
Tourism fuels the rental market and brings a steady flow of new residents. The area’s all-season appeal keeps the market hot.
Local Job Market and Schools
Good schools, local businesses, and remote work trends make Boyne City ideal for young families and professionals.
Retirement and Second-Home Appeal
The peaceful atmosphere, safety, and scenic beauty attract retirees looking to settle or invest in a vacation getaway.
Check out this video of Boyne City
Discover Boyne City Condos For Sale
In Boyne City, condos for sale are one of the most affordable options on the market. Both apartment-style and townhouse-style condos are available. Apartment-style condos can be the perfect housing solution for those who want to own their own home and stick to an affordable budget. Condos for sale in Boyne City begin at a price of around $200,000 and can be as much as $800,000+ depending on the property. Since January 2015, the average list price of a condominium home for sale in Boyne City is $298,548 and the highest sale has been $879,000. The following are some of the Boyne City Condominium Communities:
Atrium Inn
Welcome to Atrium Inn Condominiums, a charming and convenient residential community located in the heart of downtown Boyne C...
Harborside
Welcome to Harborside Condominiums, an exclusive lakefront community perfectly nestled along the shores of beautiful Lake Ch...
Harborage Bay
Harborage Bay is a premier lakeside condominium community nestled on the shores of Lake Charlevoix in Boyne City, Michigan. ...
Hawkridge
Nestled on a gentle rise just minutes from Lake Charlevoix and downtown Boyne City, Hawkridge Condominiums offer the perfect...
Mountain Cabins
Tucked within the picturesque landscape of Northern Michigan, the mountain cabins at Boyne Mountain Resort offer a unique bl...
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Sommerset Pointe
Sommerset Pointe is an upscale waterfront community located along the shores of Lake Charlevoix in beautiful Boyne City, Mic...
The Harborage
Nestled along the picturesque shores of Lake Charlevoix, The Harborage Condominiums offer residents a unique blend of luxury...
The Landings
The Landings is one of Boyne City's most coveted waterfront condominium communities, known for its upscale charm and idyllic...
The Resort Cottages
Boyne City, nestled along the shores of the stunning Lake Charlevoix, offers a blend of natural beauty, outdoor adventure, a...
Water Street Inn
Nestled on the sandy shores of Lake Charlevoix, in Boyne City, Michigan, Water Street Inn is a premier lakefront condominium...
Wildwood on Walloon
Nestled along the sparkling shores of Walloon Lake, Wildwood On Walloon Condominiums is a premier lakeside community in the ...
Explore Boyne City Homes and Homesites For Sale
There are many homes and homesites available in Boyne City, Michigan. Homes for sale in Boyne City begin at a price of around $150,000 and can be as much as $4,000,000+ depending on the property. Since January 2015, the average list price of a home for sale in Boyne City is $276,222 and the highest sale has been $4,900,000. The following are some of the Boyne City Homes and Homesite Communities:
Boyne Hills
Boyne Hills is a welcoming residential neighborhood nestled just minutes from downtown Boyne City, Michigan. Known for its p...
Clevenger
Clevenger is a welcoming neighborhood nestled within the charming town of Boyne City, Michigan, offering residents a perfect...
Harborage Park
Harborage Park is one of Boyne City’s premier waterfront communities, offering an exceptional blend of luxury, lifesty...
Harborage Shore
Harborage Shore is a prestigious lakefront neighborhood located along the pristine waters of Lake Charlevoix in the heart of...
Hills of Walloon
Nestled in the rolling landscapes just outside Boyne City, Michigan, the Hills of Walloon is a premier residential community...
Lakeview Estates
Lakeview Estates is one of Boyne City’s most desirable residential communities, offering a peaceful, upscale neighborh...
Pines of Boyne
Tucked into the scenic landscape of Boyne City, Michigan, Pines of Boyne is a peaceful residential community offering the pe...
Villa de Charlevoix
Nestled along the scenic shores of Lake Charlevoix, Villa De Charlevoix is a welcoming residential community in the heart of...
A Major Benefit of Living in Boyne City, Michigan is the Proximity to Lake Charlevoix - Check Out the Video
Living In Boyne City, MI
Affectionately known as "where life meets the lake" and from the moment you arrive, you'll see why. The community is home to a unique selection of attractions including Lake Charlevoix which has been honored among USA Today's list of Best Lakes in America. While the lake is the focal point, for things to do in Boyne City, there is never a dull moment. No matter the season, there is always something special happening.
From musicians strolling the streets to art festivals, to being named the Best Main Street Community in Michigan, you'll enjoy every minute of your stay. From a leisurely afternoon on the Boyne River to the beauty of watching a sailboat catch a summer breeze, to the roar of a high-performance boat participating in the Boyne Thunder event, anything having to do with fun on the water is found in and around Boyne City.
When it comes to gathering day-to-day amenities, residents can find most of what they need off of Water Street where several local retailers are located. For added convenience, Boyne City is only twenty minutes from the larger center of Petoskey where you'll find a much more diverse selection of amenities.
Recreation is abundant in Boyne City real estate. Boyne City also has a bustling farmer's market, an art district, and wonderful street music.
One of the most famous attractions in Boyne City is the National Morel Festival held every May. Morel mushroom hunters from around the country come in search of these gourmet delicacies. Other great attractions include Boyne Mountain Resort ski and golf resort, and Avalanche Bay-Michigan's largest indoor waterpark in nearby Boyne Falls.
Downtown Boyne City is the place to go when you're looking for great dining. The list of choices is long, the quality excellent and the opportunities to enjoy yourself are immense. There are more than 20 eating establishments in and around Boyne City, all offering a wide array of entrees.
Boyne City Main Street in Boyne City, Michigan is one of three winners of the 2020 Great American Main Street Award (GAMSA), which recognizes communities for their excellence in comprehensive preservation-based commercial district revitalization. Selected by a national jury of community development professionals and leaders in the fields of economic development and historic preservation, Boyne City is being recognized for turning their previously industrial downtown into a thriving destination to live, work, and play.
Another Major Benefit of Living in Boyne City, Michigan is the Proximity to Boyne Mountain Resort - Check Out the Video
Boyne City, Michigan Restaurants
- Red Mesa. Mexican, Caribbean, South American, Central American: all the flavors of Larin America are celebrated at Red Mesa Grill. They offer traditional dishes and exotic specialties prepared with the freshest ingredients using their unique and flavorful recipes.
- Café Sante. A casual, European-style bistro serving the classics, simply and with flair. Café Sante features Belgian beers, wood-fired pizzas, mussels and frites, panini, unique breakfasts, and casual cuisine from other fine European traditions. Serving Breakfast, Lunch, and Dinner.
- Stiggs Brewing Company. Originally built in 1899 as part of the White Timber Logging Company, Stiggs’ building at 112 S. Park is home to Stiggs. Their menu was created to accommodate beer and taste excellent. They focus primarily on locally sourced items, cook from scratch recipes, and hand-crafted cuisine.
- Lake Street Pub. The Lake Street Pub is an iconic American-style Pub located in the heart of Boyne City Michigan. The building's rustic simplicity is brought to life with an abundance of natural light and the outdoor patio's beautiful fire pit adds a little extra warmth to those long summer nights.
- Sunnyside. Sunnyside is a local, owner-operated café serving breakfast and lunch. The menu focuses on creating from scratch comfort foods sure to please the locals and visitors alike. The name Sunnyside pays homage to the historic Boyne City landscape. The renewed café-bistro aims to serve up good company and memorable food.
- Boyne City Tap Room. Whether you’ve hopped off the boat and are looking for a bite and a brew, or you are stepping off the streets during a Friday night stroll, Boyne City Taproom has everything to quench your thirst and please your taste buds.
- Lake Street Market. Lake Street Market features gourmet sandwiches and soups, great pizza, hand-cut steaks, artisanal cheeses, unique wines and microbrews, handmade bagels and scones, cook’s ingredients, gift baskets, and catering. They deliver locally and ship nationwide from their single location in Boyne City, Michigan.
- Bella Vita. The only true Italian restaurant in Boyne City, Bella Vita may be the best kept secret in Boyne City.
Schools Near Homes in Boyne City, Michigan
The Charlevoix Intermediate School District (Char-Em ISD) is responsible for students in the Boyne City area. Char-Em ISD serves local school districts within Charlevoix, Emmet, and northern Antrim counties. The districts within their service area cover approximately 1,100 square miles and collectively operate 11 local public schools, three public school academies, and six private schools, serving more than 9,000 students. Boyne City Public Schools offer the following schools:
- Boyne City Elementary School
- Boyne City Middle School
- Boyne City High SchoolThere is also a tuition-free charter school, Concord Academy, that is committed to fine arts as a necessary part of a child's education.
Investment Opportunities in Boyne City Real Estate
Vacation Rentals and Airbnb Properties
With tourism booming, short-term rentals are a lucrative option. Homes near downtown or Lake Charlevoix often generate consistent income throughout the year, especially during festival seasons and holidays.
Long-Term Rentals
As more families relocate for the lifestyle and remote work opportunities, long-term rental demand is increasing. Single-family homes and duplexes are top choices for investors.
Land and Development Projects
There's growing interest in buying raw land to build custom homes or small developments. Zoning laws are generally favorable, and the potential for future appreciation is high.
Real Estate Laws and Zoning in Boyne City
Zoning Regulations Overview
Zoning in Boyne City typically covers residential, commercial, and mixed-use areas. Waterfront properties may have special restrictions, so it’s crucial to verify zoning before purchasing land or making modifications.
Building Codes and Permits
Whether you’re remodeling or building from scratch, you'll need to follow city codes and obtain the appropriate permits. Working with local contractors familiar with the regulations is highly recommended.
Short-Term Rental Restrictions
Some neighborhoods or HOA communities may limit or prohibit short-term rentals. Always check with city planning and your realtor to ensure compliance before listing a vacation home.
Cost of Living and Property Taxes
Utilities and Homeowner Expenses
Compared to urban areas, utilities in Boyne City are reasonable. Expect lower electricity and water bills, especially if you own a newer, energy-efficient home.
Tax Rates and Incentives
Property tax rates in Charlevoix County are moderate. Some areas offer tax incentives for new construction or energy-efficient upgrades, making it even more attractive to invest.
Comparing Costs with Neighboring Cities
Boyne City remains more affordable than nearby resort towns like Petoskey or Traverse City, making it a smart buy for those wanting value with quality living.
Sustainable and Green Living Options
Eco-Friendly Homes and Solar Power
Many new builds now feature sustainable materials, energy-efficient HVAC systems, and solar panels. These homes reduce long-term costs and appeal to eco-conscious buyers.
Community Gardens and Nature Preserves
The city supports environmental sustainability through parks, hiking trails, and shared green spaces. These features enhance property values and promote healthy living.
Upcoming Developments and Future Outlook
Planned Housing Projects
Several residential developments are underway to accommodate growing demand. These include modern condos and mixed-use projects near downtown.
Infrastructure and Transportation Improvements
Boyne City is investing in road improvements, fiber-optic internet expansion, and recreational facilities. These enhancements will positively impact real estate value over the next decade.
Top Real Estate Agents in Boyne City
Looking to buy or sell in Boyne City, MI? Brook Walsh is one of the top real estate agents in Boyne City, known for delivering exceptional results, local market expertise, and personalized service. Whether you're searching for a luxury lakefront home, investment property, or cozy vacation retreat, Brook’s proven track record and deep community ties make him the go-to professional for all your real estate needs.
Contact Brook Walsh to start your Boyne City property journey today.
Frequently Asked Questions About Boyne City Real Estate
Q. Is Boyne City a good place to invest in real estate?
Absolutely. Its strong tourism, growing population, and rising home values make it a smart investment for both short-term profits and long-term growth.
Q. How expensive is real estate in Boyne City?
Prices range from $250,000 for modest homes to over $2-4 million for luxury lakefront properties. Overall, it remains more affordable than other Michigan resort towns.
Q. What are the best months to buy or sell property?
Spring and early summer offer the most listings and buyers. Winter can be quieter but may provide better deals for buyers.
Q. Are there any waterfront homes available?
Yes, Lake Charlevoix and nearby creeks offer many waterfront properties. However, they tend to sell quickly, so work with an agent to act fast.
Q. Can I rent out my home seasonally?
Yes, many properties operate as seasonal rentals. Just ensure local regulations and HOA rules permit short-term leasing.
Q. What’s the process of buying a home in Boyne City?
It starts with securing financing or pre-approval, finding a realtor, viewing homes, making an offer, getting inspections, and closing. The process typically takes 30–45 days.
Conclusion: Your Next Steps in Boyne City Real Estate
Final Thoughts and Recommendations
Boyne City real estate offers something for everyone—whether you're looking for a cozy cabin, a waterfront estate, or a high-return rental property. Its blend of nature, community, and opportunity makes it a rising star in Michigan’s property scene.
Connect with Local Experts
Ready to explore homes or investment options? Partner with a trusted Boyne City realtor who knows the ins and outs of this vibrant market. Your dream property could be just around the corner!
Focused on Northern Michigan Investment Real Estate
Brook is focused on lifestyle real estate investment properties as most people want a vacation home to make lifelong memories that endure for their entire family, leave a profound legacy for generations, and they want a solid financial investment at the same time. While the area does have many good realtors, there aren’t many with the unique financial, vacation home investing, and technology marketing background. Brook uses his diverse skill set to help clients properly evaluate and determine whether a vacation home makes financial sense.
Continue Your Northern Michigan Real Estate Search
Explore homes and real estate in the Northern Michigan communities below or contact Brook Walsh to help you with your search.
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