Explore the Best Higgins Lake Homes for Sale in Michigan Today

Higgins Lake

Welcome to the Higgins Lake community, where natural beauty meets laid-back lakeside living. Tucked into the heart of Northern Michigan, this charming and picturesque area is centered around one of the state's most iconic and pristine bodies of water. Higgins Lake is renowned for its crystal-clear waters, vibrant blue-green hues, and soft sandy beaches—perfect for boating, fishing, swimming, and sunset strolls.

The community features a mix of cozy cottages, modern lakefront homes, and wooded retreats, offering something for both seasonal visitors and full-time residents. With tree-lined roads, private docks, and well-maintained properties, the neighborhood feels like a peaceful escape while still being conveniently close to Roscommon’s dining, shopping, and amenities.

Real Estate Statistics

Average Price	$788K
Lowest Price	$199K
Highest Price	$1.8M
Total Listings	22
Avg. Price/SQFT	$445

Property Types (active listings)

Browse Higgins Lake Real Estate Listings

• All Listings
• $100,000 - $200,000
• $200,000 - $300,000
• $300,000 - $400,000
• $400,000 - $500,000
• $500,000 - $600,000
• $700,000 - $800,000
• $800,000 - $900,000
• $900,000 - $1,000,000
• Over $1,000,000

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$1,800,000

169 Pine Bluffs Road, Roscommon

5 Beds 3 Baths 4,624 SqFt Residential MLS® # 201835679

$1,700,000

↓ $200,000

117 Timber Trail, Roscommon

5 Beds 4 Baths 4,004 SqFt Residential MLS® # 201834991

New

$1,600,000

215 Pine Bluffs Road, Roscommon

6 Beds 2 Baths 2,299 SqFt Residential MLS® # 1934766

Pending

$1,500,000

100 Flag Point Drive, Roscommon

3 Beds 2 Baths 1,566 SqFt Residential MLS® # 1935010

$1,350,000

↓ $149,000

605 Sam-o-set Boulevard, Roscommon

6 Beds 2 Baths 4,783 SqFt Residential MLS® # 201833764

$1,095,000

↓ $100,000

8530 W Higgins Lake Drive, Roscommon

3 Beds 1 Bath 1,462 SqFt Residential MLS® # 201833725

$1,050,000

1384 W Higgins Lake Drive, Roscommon

5 Beds 3 Baths 3,540 SqFt Residential MLS® # 201833983

$999,000

↓ $191,000

138 Huntington Drive, Roscommon

3 Beds 2 Baths 1,304 SqFt Residential MLS® # 201833191

Pending

$835,000

104 Haines Avenue, Roscommon

3 Beds 1 Bath 1,152 SqFt Residential MLS® # 1934207

$799,000

9062 W Higgins Lake Drive, Roscommon

2 Beds 1 Bath 1,125 SqFt Residential MLS® # 201831553

$599,000

129 Ethel Drive, Roscommon

4 Beds 3 Baths 1,944 SqFt Residential MLS® # 201835343

$570,000

211 Gardners Grove, Roscommon

3 Beds 4 Baths 2,379 SqFt Residential MLS® # 201835068

$475,000

114 Lodge Drive, Roscommon

3 Beds 3 Baths 2,940 SqFt Residential MLS® # 201833885

$449,000

991 W Higgins Lake Drive, Roscommon

3 Beds 2 Baths 1,730 SqFt Residential MLS® # 201832742

$399,000

119 Ethel Drive, Roscommon

3 Beds 2 Baths 1,152 SqFt Residential MLS® # 201835733

$390,000

↓ $20,000

2958 D W Higgins Lake Drive, Roscommon

3 Beds 1 Bath 900 SqFt Residential MLS® # 201834308

$389,900

211 Daytona Road, Roscommon

2 Beds 2 Baths 851 SqFt Residential MLS® # 201835246

New

$299,900

103 Red Bird Legion Drive, Roscommon

3 Beds 1.5 Baths 1,522 SqFt Residential MLS® # 1933695

$295,500

↓ $19,500

127 Laingsburg Legion Drive, Roscommon

2 Beds 1 Bath 1,152 SqFt Residential MLS® # 201832517

Pending

$295,000

423 Clare Boulevard, Roscommon

2 Beds 1 Bath 600 SqFt Residential MLS® # 201835599

Pending

$249,900

117 Shore Trail, Roscommon

3 Beds 2 Baths 1,050 SqFt Residential MLS® # 201834399

Pending

$199,000

1180 W Higgins Lake Drive #3d, Roscommon

1 Bed 1 Bath 500 SqFt Residential MLS® # 201835471

Discover the Perfect Higgins Lake Home for Sale: Your Ultimate Property Guide

Introduction to Higgins Lake Real Estate

Higgins Lake, nestled in Roscommon County, Michigan, is one of the state’s most cherished inland lake communities. Known for its crystal-clear waters, sandy beaches, and serene environment, it's no wonder buyers are actively searching for the ideal Higgins Lake home for sale. Whether you're seeking a peaceful retirement spot, a vacation retreat, or a sound real estate investment, this area offers a wide array of properties to suit your needs.

With rising demand and limited lakefront inventory, real estate near Higgins Lake has become highly desirable. The market here offers a range of property styles and price points—making it accessible to families, retirees, and even first-time homebuyers.

Top Reasons to Buy a Home Near Higgins Lake

Year-Round Outdoor Activities

From kayaking and boating in the summer to snowshoeing and ice fishing in the winter, Higgins Lake is an outdoor lover’s paradise. The surrounding forests and trails also offer ample opportunities for hiking and wildlife spotting.

Peaceful, Family-Friendly Community

The area boasts a close-knit community vibe with a slower pace of life, making it an ideal place to raise a family or enjoy a tranquil retirement.

Strong Investment Potential

Real estate in Higgins Lake continues to appreciate due to its prime location and limited availability of waterfront properties. Many buyers turn their homes into lucrative vacation rentals during the summer months.

Types of Homes Available for Sale in Higgins Lake

Waterfront Properties

These are the crown jewels of the area—offering private docks, panoramic lake views, and direct access to the water.

Cabins and Cottages

Perfect for seasonal getaways, these charming homes bring rustic appeal while still offering modern amenities.

Luxury and Custom-Built Homes

For buyers with a larger budget, custom homes on spacious lots provide a luxurious lakeside lifestyle with top-tier finishes.

Seasonal vs. Year-Round Residences

Some homes are built for year-round comfort with insulated walls and central heating, while others are more seasonal with minimal winterization.

Average Price Range for Homes in Higgins Lake

The average home price in Higgins Lake varies depending on location, size, and proximity to the lake. As of recent trends:

Compared to other Michigan lakes, Higgins Lake remains competitively priced while offering premium value.

Key Features to Look for in a Higgins Lake Home

When exploring your dream Higgins Lake home for sale, here are features to prioritize:

• Lake Access & Private Docks: Crucial for boating enthusiasts and waterfront leisure.

• Interior Upgrades: Look for modern kitchens, hardwood floors, and energy-efficient HVAC systems.

• Outdoor Amenities: Large decks, fire pits, and mature landscaping enhance lakeside living.

• Garage & Storage: Space for vehicles, tools, or even a boat is a plus.

The Home Buying Process in Higgins Lake

Step-by-Step Buying Guide

1. Determine Your Budget – Assess your finances and get pre-approved for a mortgage.

2. Choose a Location – Decide between waterfront, forested, or inland areas.

3. Hire a Local Realtor – A seasoned agent familiar with Higgins Lake properties can offer invaluable guidance.

4. Tour Homes – Visit multiple homes to compare features, views, and conditions.

5. Make an Offer – Work with your realtor to submit a competitive offer.

6. Schedule Inspections – Ensure the home is structurally sound and meets safety standards.

7. Close the Deal – Finalize the mortgage and complete the transaction.

Work with Trusted Experts Like Northern Michigan Escapes

If you're ready to make your dream of owning a Higgins Lake home for sale a reality, working with experienced professionals can make all the difference. Northern Michigan Escapes is a trusted name in the region, specializing in lakefront property management, real estate services, and luxury vacation rentals across Northern Michigan.

With a deep understanding of the Higgins Lake market and a commitment to personalized service, their team can help you:

• Find the perfect property that fits your lifestyle and budget

• Navigate the home-buying process with ease

• Explore lucrative rental opportunities to maximize your investment

Whether you're buying, selling, or looking to rent, Northern Michigan Escapes brings unparalleled local expertise and dedication to your journey.

Understanding Local Zoning Laws

Before purchasing, check zoning regulations for property usage, especially if you’re considering short-term rentals or adding docks and extensions.

Financing Your Higgins Lake Dream Home

Mortgage Options and Interest Rates

Local and national lenders offer competitive mortgage packages for both primary residences and vacation homes. Fixed and adjustable-rate mortgages are widely available.

First-Time Buyer Incentives

First-time homebuyers may qualify for state-backed programs offering lower down payments or reduced closing costs.

Using Real Estate Investment Loans

If purchasing a second home as a rental property, explore investment loans tailored for vacation homeownership.

Property Taxes and Utilities in Roscommon County

What to Expect in Annual Costs

Property taxes vary by location and home value. On average, expect:

• Primary residences: $2,000–$4,500 annually

• Lakefront homes: Can exceed $6,000 depending on amenities

Tips for Budgeting as a New Homeowner

• Account for heating costs during Michigan’s cold winters.

• Factor in water, sewer, garbage, and snow removal.

• Use smart thermostats and insulation to reduce utility bills.

Higgins Lake Neighborhoods Overview

North Higgins Lake

Known for its proximity to the state park and calm waters, this area is ideal for families and retirees alike.

South Higgins Lake

Features a mix of luxury homes and rustic cabins, with easier access to highways and local businesses.

Best Communities for Families and Retirees

• Pine Bluffs – Offers upscale homes with great lake views.

• Cedar Shores – Known for its community spirit and well-maintained homes.

• Maple Valley – Popular for its peaceful setting and affordable homes.

Pros and Cons of Living on Higgins Lake

Vacation Home vs. Primary Residence

Making the Right Choice

Ask yourself:

• Will you live here year-round or seasonally?

• Do you plan to rent it out?

• How often will you visit?

Rental Opportunities and ROI

Homes near the lake rent for $150–$500 per night during peak season. Platforms like Airbnb and Vrbo make it easy to manage short-term rentals, offering solid returns on investment.

Tips for Selling Your Home in Higgins Lake

Best Times to Sell

Late spring through summer is the peak buying season. Listings tend to move faster when the weather allows for easier property tours.

Pricing Strategies

Set a competitive price based on comparable properties. Lakefront homes can often command a premium.

Enhancing Curb Appeal

• Maintain the lawn and shoreline

• Add fresh paint and updated fixtures

• Use professional photography for listings

Local Amenities and Services Near Higgins Lake

• Education: Roscommon Area Public Schools

• Healthcare: Munson Healthcare Grayling Hospital (nearby)

• Shopping: Small-town markets, local boutiques, and grocery stores

• Parks: North Higgins Lake State Park, Marl Lake Trails

• Recreation: Public marinas, picnic areas, and snowmobile trails

Testimonials from Recent Homebuyers

“We bought our dream cabin on the south side last year, and it’s been the best decision we ever made. The sunsets are magical!” — Sarah L., Grand Rapids

“Higgins Lake has given us the perfect balance between adventure and serenity. We kayak in the morning and relax by the fire in the evening.” — Tom & Mia B., Ann Arbor

FAQs About Buying a Home on Higgins Lake

1. Is Higgins Lake good for year-round living?
A. Yes, many homes are winterized and suitable for full-time residence.

2. Can I rent my property as a vacation home?
A. Yes, short-term rentals are common, but local ordinances may apply.

3. Are there HOA fees in Higgins Lake neighborhoods?
A. Some communities have HOA fees for shared amenities; these are usually reasonable.

4. What kind of wildlife is around Higgins Lake?
A. You’ll find deer, foxes, eagles, and a variety of freshwater fish.

5. Is financing available for second homes in Michigan?
A. Yes, most lenders offer second-home mortgages with specific down payment requirements.

6. Do I need flood insurance for a lakefront home?
A. Not typically, but it’s recommended to check with your insurance provider.

Conclusion: Find Your Slice of Paradise on Higgins Lake

If you're dreaming of lakeside serenity, rich natural beauty, and a community that feels like home, there's no better time to explore a Higgins Lake home for sale. Whether you're buying your first home, investing in a vacation property, or planning a peaceful retirement, Higgins Lake offers the lifestyle you’ve been searching for.

With the right guidance and a bit of planning, you could soon be enjoying early morning paddles, afternoon hikes, and evenings by the fire—all from the comfort of your new home.