Discover Stunning Boyne City Condominiums for Sale and Investment Opportunities

There are a lot of condominium communities within Boyne City and you can view all of them at the bottom of this page.  However, the following are our favorite Boyne City condominium communities:

Condominiums

Harborage Bay

Harborage Bay condos are located in downtown Boyne City, Michigan, and enjoy 200 feet of shared frontage on Lake Charlevoix....

Condominiums

Sommerset Pointe

On a gentle promontory of Lake Charlevoix's south shore, lies Sommerset Pointe Lake Charlevoix, an intimate and exclusive wa...

Condominiums

The Harborage

The Harborage is a private residential association of 102 condominium homes located in Boyne City, Michigan.  The Harbo...

Condominiums

The Landings

The Landings is a private condominium association of 56 lakefront condominium homes located on the southeast shore of Lake C...

Condominiums

The Resort Cottages

With beautiful Lake Charlevoix out your front door, this unique opportunity is just as ideal for the culture seeker and food...

Condominiums

Water Street Inn

The Water Street Inn is a perfect place for a relaxing and memorable getaway.  These condos are located steps from down...

Why Choose Boyne City for Your Next Home?

Natural Beauty and Lifestyle

Nestled along the scenic shores of Lake Charlevoix, Boyne City is a true gem of Northern Michigan. Its breathtaking landscapes, charming downtown, and welcoming community make it an ideal place to call home. Whether you’re looking for a permanent residence, a vacation getaway, or an investment property, Boyne City offers a slice of paradise that’s hard to match.

Year-Round Activities

From boating in the summer to skiing at nearby Boyne Mountain Resort during winter, Boyne City is an all-season playground. The town hosts farmers markets, art fairs, and festivals that bring life to the streets throughout the year. Outdoor enthusiasts and culture seekers alike find plenty to love in this vibrant lakeside community.

Overview of the Boyne City Real Estate Market

Current Market Trends

Boyne City's real estate market has seen a steady uptick in demand, especially for waterfront properties and condominiums. Buyers are drawn to the town’s unique blend of small-town charm and resort-style amenities. As of early 2025, inventory remains competitive, with well-priced condos selling quickly.

Average Prices and Availability

On average, Boyne City condominiums for sale range from $200,000 to over $1 million, depending on location, size, and amenities. Lakefront condos tend to fetch premium prices, while those slightly inland offer excellent value for first-time buyers and investors.

Types of Condominiums Available in Boyne City

Lakefront Condos

Lakefront living is the dream for many buyers. Condos right on Lake Charlevoix offer private beaches, boat slips, and panoramic water views, creating the ultimate relaxing retreat.

Downtown Living Condos

Prefer to be close to the action? Downtown Boyne City has stylish condos within walking distance to restaurants, shops, and the marina. Ideal for those who love vibrant, walkable communities.

Luxury Condos

For those seeking the best of the best, Boyne City offers luxury condominiums with designer finishes, spa-like amenities, and concierge services. These properties cater to buyers who value elegance and comfort.

The Ideal Location

Boyne City sits on the shores of Lake Charlevoix in Northern Michigan, offering residents breathtaking views and countless outdoor activities.

Whether you like to kayak, fish, or simply relax by the water, there's something for everyone. The city is also close to other popular destinations like Petoskey and Charlevoix, so you're never far from additional adventures.

All About the Lifestyle

Living in Boyne City is like being on vacation every day. In the summer, the city comes alive with boating, swimming, and beach picnics. You can wander through the farmers' markets, join in the street festivals, and enjoy the local cuisine at a variety of restaurants and cafes. When winter rolls in, the area transforms into a winter wonderland with skiing, snowboarding, and cozying up by the fireplace. Who wouldn't love that?

Types of Boyne City Condominiums for Sale

When it comes to Boyne City condominiums for sale, there's a wide variety to choose from. Whether you're looking for a small, cozy space or a more expansive unit with multiple bedrooms, you can find something that fits your needs. Let's take a look at some common types of condos you might encounter:

• Studio Condominiums: Ideal for singles or couples, these units offer a compact yet functional living space. They're perfect for those who don't need a lot of extra room and prefer a minimalist lifestyle.
• Two-Bedroom Condominiums: Great for small families or those who want a guest room, these condos offer a bit more space while still being manageable. You get an extra bedroom for visitors or a home office.
• Larger Family Condominiums: If you've got a larger family or simply enjoy having plenty of room to stretch out, these units can have three or more bedrooms. They're perfect for extended families or those who like to entertain guests.

Modern Amenities and Conveniences

Boyne City condominiums come with all the modern conveniences you'd expect. We're talking about fully-equipped kitchens, spacious living areas, and private balconies with stunning views. Most buildings also offer amenities like a fitness center, swimming pool, and underground parking. Some even include private beach access, so you can hit the sand anytime you want.

Features and Amenities to Expect

• Private Beaches and Boat Slips: Many Boyne City condos offer direct lake access, perfect for boating enthusiasts.

• Pools and Fitness Centers: Stay active and social with on-site facilities.

• Modern Kitchens and Open Floor Plans: Updated interiors with a focus on light and space.

• Secure Parking and Storage: Essential for year-round living or seasonal visits.

Buying a Condominium vs. Renting in Boyne City

Financial Benefits

Buying a condo in Boyne City can be a smart financial move. Instead of paying monthly rent without building equity, owning a condo allows you to invest in your future. Over time, property values in desirable locations like Boyne City tend to appreciate, offering excellent return potential.

Lifestyle Considerations

Ownership brings stability and pride. You’ll have the freedom to renovate, decorate, and truly make the space your own. Plus, many condominiums come with added perks like community events, security, and maintained facilities — all contributing to a hassle-free lifestyle.

Financing Your Boyne City Condominium Purchase

Mortgage Options

There are several financing avenues available for purchasing Boyne City condominiums for sale:

• Conventional Loans: Ideal for buyers with good credit and stable income.

• FHA Loans: Perfect for first-time buyers, offering lower down payments.

• Jumbo Loans: Useful for luxury condo purchases that exceed standard loan limits.

Tips for First-Time Buyers

• Get Pre-Approved Early: It strengthens your offer.

• Work with a Mortgage Specialist: Especially one familiar with the local market.

• Budget for HOA Fees: Homeowners’ Association dues can add a few hundred dollars monthly.

Legal Considerations When Buying a Condo

Homeowners’ Association (HOA) Rules

When you buy a condo, you agree to abide by the HOA rules. These may cover pet ownership, rental policies, exterior modifications, and noise levels. Always review the HOA bylaws thoroughly before closing the deal.

Title and Insurance Essentials

Ensure a clear title through a reputable title company. Additionally, secure condominium insurance (different from standard homeowners' insurance) to protect your unit and belongings from unforeseen events.

Best Time of Year to Buy in Boyne City

Seasonal Price Fluctuations

Spring and summer often see the most listings, but competition is fierce. Fall and winter can offer better deals, with sellers more motivated to negotiate during the off-season.

Advantages of Off-Season Buying

• Lower Prices: Less competition means better pricing.

• Flexible Closing Dates: Sellers are usually more accommodating.

• More Attention from Realtors and Lenders: Easier to get personalized service.

Investment Potential: Are Boyne City Condos a Good Deal?

Rental Income Opportunities

Boyne City’s strong tourism industry makes condos ideal for short-term vacation rentals. During peak seasons, owners can charge premium rates, creating an attractive passive income stream.

Long-Term Value Appreciation

With growing interest in Northern Michigan real estate, property values in Boyne City are expected to continue their upward trend. Investing now could mean substantial gains in the years to come.

How to Find the Perfect Boyne City Condominium

Hiring a Local Realtor

A knowledgeable local agent can make all the difference. Northern Michigan Escapes, one of the premier real estate and vacation rental companies in the region, offers expert services tailored to help you find the perfect Boyne City condominium. Their team knows every corner of the market, from exclusive lakefront properties to cozy downtown condos, ensuring you get the best deal and the best lifestyle fit.

Visit Northern Michigan Escapes to Start Your Search

What to Look for During Inspections

• Structural Integrity: Check the foundation, roofing, and windows.

• Appliance Conditions: Ensure all major appliances function properly.

• HOA Health: Review the HOA’s financial statements to confirm solvency and future maintenance plans.

Boyne City Lifestyle: What to Expect After Moving

Dining, Shopping, and Entertainment

From the trendy Café Santé to the Boyne City Farmers Market, the town offers a vibrant culinary and shopping scene. You'll love the unique boutiques, waterfront dining, and lively festivals like "Boyne Thunder."

Schools and Healthcare

Families appreciate the quality schools in the area, and excellent healthcare services are available locally, with larger medical centers within a short drive.

Testimonials: Real Stories from Boyne City Condo Owners

Why They Chose Boyne City

"We wanted a place where we could boat, ski, and enjoy small-town living year-round. Boyne City checked every box!" — The Harris Family

"Our Edgewater Inn condo has been a fantastic rental property and a relaxing weekend retreat." — Lori and Dave M.

Living the Dream

New residents often express that moving to Boyne City wasn't just a real estate transaction — it was a lifestyle upgrade. The close-knit community, outdoor activities, and relaxed vibe make life here truly special.

Frequently Asked Questions about Boyne City Condominiums

Q1. Are Boyne City condos good for year-round living?
A. Yes! Many owners live year-round, enjoying four distinct and beautiful seasons.

Q2. What are typical HOA fees for Boyne City condominiums?
A. HOA fees typically range from $200 to $600 monthly, depending on amenities and property size.

A. Q3. Can I rent out my condo as a vacation property?
A. In many communities, yes! Always check specific HOA rules regarding short-term rentals.

Q4. How competitive is the Boyne City condo market?
A. Very competitive during spring and summer, with faster sales and higher prices.

Q5. What’s the average price for a lakefront condo in Boyne City?
A. Expect to pay between $400,000 and $1.2 million, depending on the location and features.

Q6. Do condos in Boyne City come furnished?
A. Some do, especially in resort-style communities. Others may be sold unfurnished or negotiable.

Conclusion: Is Now the Right Time to Invest in Boyne City Condominiums?

Without a doubt, yes! Whether you’re looking for a serene lakeside home, a smart investment, or a cozy getaway, Boyne City condominiums for sale offer incredible value and unforgettable lifestyle opportunities. As interest grows, investing now could lock in your dream property before prices climb further. With stunning natural beauty, friendly community vibes, and strong market trends, Boyne City stands out as one of Northern Michigan’s best-kept secrets.