Ellsworth

Nestled in the heart of Northern Michigan, Ellsworth is a scenic and peaceful village known for its tight-knit community and breathtaking natural surroundings. Set along the Chain of Lakes, this hidden gem offers residents easy access to boating, fishing, and year-round outdoor adventures. With its rolling hills, farmland, and tranquil lakeside neighborhoods, Ellsworth is perfect for families, retirees, and vacation home buyers looking for an affordable yet high-quality lifestyle.

From charming cottages to spacious lakefront properties, real estate in Ellsworth delivers rustic beauty, privacy, and investment potential—all within a short drive to Charlevoix, East Jordan, and Traverse City. Whether you're looking to plant roots or enjoy a seasonal escape, Ellsworth welcomes you with warmth, nature, and opportunity.

Ellsworth, MI Homes for Sale

Real Estate Statistics

Average Price $372K
Lowest Price $89.9K
Highest Price $650K
Total Listings 16
Avg. Days On Market 98
Avg. Price/SQFT $236

Property Types (active listings)


Ellsworth Homes for Sale

Ellsworth, MI Homes for Sale | Irresistible Features + 15 Must-Know Insights

Introduction: Why Ellsworth, MI?

Introduction: Why Ellsworth, MI

Nestled in the heart of Northern Michigan, Ellsworth is one of the region’s best-kept secrets for real estate investment and peaceful living.

Whether you’re dreaming of a cozy lakeside retreat, a scenic place to retire, or a family-friendly environment with small-town charm, homes for sale in Ellsworth, MI check every box. With an unbeatable blend of affordability, access to nature, and a close-knit community, this little village offers big opportunities.

In this guide, we’ll uncover everything you need to know about buying a home in Ellsworth—from market trends and school districts to lakefront options and lifestyle perks.


Where is Ellsworth, MI Located?

Situated in Antrim County, Ellsworth is part of the famous Chain of Lakes watershed. It lies just 20 minutes southeast of Charlevoix and about 45 minutes north of Traverse City. Surrounded by forests, farmland, and freshwater lakes, the area offers a perfect escape from the noise of urban living without sacrificing access to amenities.

Quick Directions:

  • 15 mins to East Jordan

  • 20 mins to Lake Michigan

  • 30 mins to Petoskey

  • 40 mins to Traverse City Airport

This rural-yet-connected location makes Ellsworth especially appealing to remote workers, vacationers, and retirees alike.


Ellsworth at a Glance

FeatureDetails
Population ~340 residents
Median Home Price ~$265,000
School District Ellsworth Community School
Known For Chain of Lakes, rolling hills, outdoor recreation
Vibe Quiet, friendly, scenic, and close-knit

Despite its small size, Ellsworth is mighty when it comes to community spirit and natural beauty. Think: Friday night football games, fresh produce from the farmers market, and kayaking right from your backyard.


Top 5 Reasons to Buy a Home in Ellsworth

  1. Affordability – Get more house for your money compared to nearby resort towns.

  2. Lakeside Living – Chain of Lakes homes offer dock access, fishing, and boating.

  3. Peaceful Lifestyle – Say goodbye to traffic and noise.

  4. Strong Community – Local schools, parades, and small businesses foster connection.

  5. Year-Round Recreation – From summer kayaking to winter snowmobiling, adventure awaits.

Buying in Ellsworth isn’t just a transaction—it’s a lifestyle choice for those who want to slow down and savor each season.


Ellsworth Real Estate Market Overview

Ellsworth Real Estate Market Overview

The Ellsworth housing market is currently leaning toward the buyer’s side, offering opportunities for families, retirees, and investors alike. Homes range from modest two-bedroom ranches to custom-built lakefront estates. As of mid-2025, the median sale price is around $265,000, with prices fluctuating depending on proximity to the water, updates, and land size.

Market Highlights:

  • Days on Market: ~48 days

  • Average Price per Sq Ft: $185

  • Rental Demand: Strong in summer months

In short, it’s an excellent time to enter the Ellsworth market before prices rise further.


Popular Home Styles in Ellsworth

Ellsworth’s architecture reflects its history and natural surroundings. Here’s what you’ll typically find:

  • Craftsman cottages with wide porches and wood accents

  • Modern ranch homes with open-concept layouts

  • A-frame cabins tucked into forested lots

  • Colonial farmhouses on multi-acre properties

  • Custom waterfront homes with panoramic lake views

Whether you’re seeking a starter home, second home, or forever home, you’ll find variety here without sacrificing charm.


Waterfront Properties on the Chain of Lakes

Waterfront Properties on the Chain of Lakes

Perhaps the crown jewel of Ellsworth real estate is its access to the Chain of Lakes. This 75-mile interconnected system includes Ellsworth Lake, St. Clair Lake, and Six Mile Lake. Many homes here come with private docks, sandy beaches, and breathtaking sunset views.

Top Waterfront Perks:

  • Excellent kayaking and boating

  • High summer rental income

  • Serene lakefront lifestyle

These homes don’t stay on the market long—especially during spring and summer—so acting quickly is key.


Average Home Prices by Property Type

Property TypeAvg. PriceNotes
Single-Family Homes $265,000 Most common type
Lakefront Homes $480,000+ High demand, great ROI
Vacant Land $60,000+ Often 1–10 acres
New Construction $350,000–$500,000 Custom builds available
Cabins/Cottages $220,000 Ideal for seasonal living

Waterfront and new construction properties typically command the highest prices, but offer the greatest long-term value.


Neighborhoods and Communities in Ellsworth

Neighborhoods and Communities in Ellsworth

1. Downtown Ellsworth

Historic homes, walkable access to shops, and a tight-knit feel.

2. Chain O’ Lakes Corridor

Properties along the water or within walking distance to it. Ideal for vacation rentals.

3. Rural Ellsworth

Farmland, large acreage, barns, and space to breathe. Great for homesteaders or buyers seeking privacy.

Each area has its own character, but all offer the kind of peace and pace Northern Michigan is famous for.


Cost of Living in Ellsworth vs Nearby Towns

One of Ellsworth’s strongest selling points is its low cost of living, especially when compared to popular Northern Michigan hotspots like Charlevoix or Petoskey. Groceries, transportation, property taxes, and utilities in Ellsworth tend to fall below the national average.

TownMedian Home PriceCost of Living Index*
Ellsworth $265,000 86.2
East Jordan $280,000 89.5
Charlevoix $420,000 104.3
Petoskey $475,000 108.7

*100 = National Average

Living in Ellsworth means you can stretch your dollar further without sacrificing beauty or access to the region’s best recreation.


Schools and Education

Ellsworth is home to Ellsworth Community School, a small but highly respected public school offering grades Pre-K through 12. With a student-teacher ratio of about 12:1, kids get personalized attention and a strong sense of community.

School Highlights:

  • Innovative curriculum focused on real-world skills

  • Extracurriculars like robotics, sports, and drama

  • Early College program with local community colleges

Nearby private and charter school options are available in East Jordan and Charlevoix, providing even more flexibility for families.


Commuting and Transportation

While Ellsworth is tucked away in peaceful surroundings, it’s surprisingly well connected. Most residents rely on personal vehicles, but commutes are short and traffic is virtually nonexistent.

  • U.S. 31 and M-88 offer access to major towns and cities.

  • Cherry Capital Airport in Traverse City is about 45 minutes away.

  • Petoskey and Charlevoix are less than 30 miles away.

Even if you're commuting for work or school, you’ll enjoy scenic drives with minimal hassle—an underrated perk of rural living.


New Construction Opportunities

New Construction Opportunities

Looking to build your dream home? Ellsworth offers several options for new construction, including lakeview lots and countryside acreage.

Benefits of Building New:

  • Custom designs suited to your lifestyle

  • Energy-efficient features and modern layouts

  • Increased resale value over time

BrookWalsh.com can connect you with trusted builders who specialize in Northern Michigan homes, guiding you through the process from land acquisition to final inspection.


Real Estate Investment Potential

Real Estate Investment Potential

Ellsworth isn’t just a place to live—it’s also a savvy investment opportunity, particularly in the vacation rental market. Summer tourists, outdoor enthusiasts, and retirees all seek short-term rentals in the area.

Why Investors Love Ellsworth:

  • High seasonal demand from June to October

  • Waterfront rentals command premium nightly rates

  • Low property taxes enhance ROI

  • Strong year-over-year home appreciation

With services like NorthernMichiganEscapes.com, managing your vacation rental property is a breeze—from marketing and booking to guest services and maintenance.


Tips for First-Time Homebuyers in Ellsworth

Buying your first home is exciting—but it can be overwhelming. Ellsworth offers plenty of support and guidance for first-time buyers.

Smart Buying Tips:

  • Get pre-approved for a mortgage before you shop

  • Consider USDA rural housing loans, which often apply in Ellsworth

  • Use a local agent who knows the area inside and out (like BrookWalsh.com)

  • Inspect thoroughly—especially with older properties

  • Factor in all costs, including heating, snow removal, and water well maintenance

And remember: you’re not in this alone. A knowledgeable local broker makes all the difference.


What You Need to Know About Zoning & Regulations

Before you buy, be sure to understand local zoning laws and land-use regulations, which vary based on location and intended use.

Common Zoning Categories:

  • Residential – Single-family or multi-family housing

  • Agricultural – Often applies to larger plots with potential for farming

  • Waterfront restrictions – Regulate docks, fencing, and renovations near the lakes

  • Short-term rental ordinances – Ensure you're in compliance before listing on Airbnb or VRBO

Consult with your local broker or township office to clarify property rights and avoid surprises.


Buying a Vacation Home in Ellsworth

Buying a Vacation Home in Ellsworth

With its lakes, trails, and peaceful setting, Ellsworth is ideal for vacation home buyers. Whether you're dreaming of a summer retreat or a cozy winter escape, it’s easy to see why so many choose to buy here.

Top Vacation Home Features:

  • Fireplaces and wood stoves

  • Waterfront decks and hot tubs

  • Proximity to lakes, golf courses, and wineries

  • Open-concept kitchens for entertaining

Many buyers also rent their homes seasonally to offset costs or turn a profit, using turnkey property management services like NorthernMichiganEscapes.com.


Selling Your Home in Ellsworth: A Guide

Thinking of selling? Homes in Ellsworth typically sell faster when marketed with professional photography, staging, and local expertise.

Seller Tips:

  • Price competitively using local comps

  • Highlight water views, acreage, or updates

  • Work with a broker who uses online marketing and SEO strategies

  • Be flexible with showings, especially in summer

Selling in Ellsworth is all about connecting with the right buyer—and that’s where BrookWalsh.com comes in.


Working with a Local Real Estate Expert

Working with a Local Real Estate Expert

When buying or selling in a tight-knit market like Ellsworth, local knowledge is everything. Brook Walsh offers:

  • Years of experience in Northern Michigan real estate

  • Deep understanding of ROI-driven vacation homes

  • Access to exclusive listings and custom MLS searches

  • Expert guidance on zoning, construction, and rental strategy

Contact Brook Walsh to start your journey today.


Testimonials from Recent Buyers

“Brook made our first home purchase stress-free. We got a lakefront cottage under budget!” — J. Thomas, buyer

“He knew exactly what would make a great rental investment. We’re already fully booked for summer!” — K. Douglas, investor

“Working with Brook was like having a family member in the business. He’s that good.” — T. Franklin, second-home buyer


Homeowner Resources and Local Services

ServiceContact
Home Inspection Northern Home Inspection LLC
HVAC & Plumbing Ellsworth Heating & Cooling
Property Management NorthernMichiganEscapes.com
Landscaping Great Lakes Lawn Care
Boat Docks & Lift Installation Chain of Lakes Marine Services

These trusted providers help new homeowners settle in with ease and confidence.


Ellsworth’s Hidden Gems and Local Culture

There’s more to Ellsworth than meets the eye. This charming village offers:

  • Ellsworth Farmers Market – Fresh local produce and artisan goods

  • Pig Roast Festival – A beloved community tradition

  • Fishing on St. Clair Lake – Year-round enjoyment

  • Antrim Creek Natural Area – Just a short drive for hiking and wildlife

Whether you’re a full-timer or seasonal visitor, there’s always something to discover.


FAQs About Buying a Home in Ellsworth, MI

FAQs About Buying a Home in Ellsworth, MI

1. Is Ellsworth a good place to live year-round?

A. Yes! Residents enjoy a peaceful lifestyle, strong schools, and four-season outdoor recreation.

2. What’s the average home price in Ellsworth?

A. As of 2025, it’s around $265,000, though waterfront homes can go higher.

3. Can I rent out my home seasonally?

A. Yes, but check local regulations. Many buyers use NorthernMichiganEscapes.com to manage rentals.

4. Are there many job opportunities in Ellsworth?

A. Most residents work in nearby towns or remotely. The area is ideal for remote workers and retirees.

5. What kinds of homes are available?

A. Everything from cozy cottages and historic homes to new builds and waterfront estates.

6. Is financing available for first-time buyers?

A. Yes—many qualify for USDA Rural Development Loans and local down payment assistance programs.


Conclusion: Is Ellsworth Right for You?

If you're dreaming of life in a place where neighbors wave, nature surrounds you, and the pace is just a little slower, Ellsworth might be your perfect match. Whether you're investing in a vacation home, planting roots, or simply escaping the noise, homes for sale in Ellsworth, MI offer charm, value, and peace of mind.

Let your journey begin today.

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