Explore the Best Beaver Island, MI Homes for Sale and Real Estate Deals in 2025

Beaver Island

Tucked away in the sparkling blue waters of northern Lake Michigan, Beaver Island is a one-of-a-kind community where nature, history, and small-town charm come together. As Michigan’s largest island, it offers a peaceful and scenic escape from the mainland, accessible only by ferry or private plane. Life here moves at a relaxed pace, surrounded by sandy beaches, dense forests, and stunning lakefront views.

The island is home to just over 600 year-round residents, creating a tight-knit and welcoming community. Local events like music festivals, farmers markets, and art shows bring neighbors together, while businesses like the community center, small shops, and eateries provide essential services with a personal touch.

Real Estate Statistics

Average Price	$399K
Lowest Price	$50K
Highest Price	$1.4M
Total Listings	55
Avg. Days On Market	148
Avg. Price/SQFT	$260

Property Types (active listings)

Browse Beaver Island Homes for Sale

• All Listings
• Under $100,000
• $100,000 - $200,000
• $200,000 - $300,000
• $500,000 - $600,000
• $600,000 - $700,000
• $700,000 - $800,000
• $800,000 - $900,000
• $900,000 - $1,000,000
• Over $1,000,000

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$1,400,000

South West Beaver, Beaver Island

0 Beds 0 Baths 0 SqFt Land MLS® # 473678

$1,400,000

Tbd Beaver Island Road, Beaver Island

0 Beds 0 Baths 0 SqFt Land MLS® # 1930152

$1,200,000

Tbd S French Bay, Beaver Island

0 Beds 0 Baths 0 SqFt Land MLS® # 473677

$1,200,000

Lot 4 Greene Drive, Beaver Island

0 Beds 0 Baths 0 SqFt Land MLS® # 1930154

$1,200,000

Tbd Beaver Island Road, Beaver Island

0 Beds 0 Baths 0 SqFt Land MLS® # 1930155

$1,200,000

Lot 4 Greene's Bay Drive, Beaver Island

0 Beds 0 Baths 0 SqFt Land MLS® # 473612

$1,000,000

↓ $35,000

33171 Mrs Reddings Trail, Beaver Island

4 Beds 3.5 Baths 3,227 SqFt Residential MLS® # 1929943

$1,000,000

↓ $35,000

33171 Mrs. Reddings Trail, Beaver Island

4 Beds 4 Baths 3,227 SqFt RESIDENTIAL MLS® # 475445

$855,000

34075 Western Shores Road, Beaver Island

2 Beds 2 Baths 2,135 SqFt RESIDENTIAL MLS® # 473723

$769,999

↓ $30,001

29320 Betsy Smith, Beaver Island

3 Beds 2 Baths 2,400 SqFt Residential MLS® # 1930169

$769,999

↓ $30,001

29320 Betsy Smith Trail, Beaver Island

3 Beds 2 Baths 2,400 SqFt RESIDENTIAL MLS® # 474642

$750,000

37759 Kings Highway, Beaver Island

4 Beds 2 Baths 2,950 SqFt RESIDENTIAL MLS® # 475742

$750,000

37759 Kings Highway, Beaver Island

4 Beds 2 Baths 2,950 SqFt Residential MLS® # 1930638

$645,000

↓ $50,000

27996 Barney's Lake Road, Beaver Island

6 Beds 4 Baths 2,048 SqFt Residential MLS® # 1930424

$645,000

↓ $50,000

27996 N Barney's Lake Road, Beaver Island

6 Beds 4 Baths 2,894 SqFt RESIDENTIAL MLS® # 473560

$600,000

26738 Whitetail Trail, Beaver Island

4 Beds 2 Baths 1,721 SqFt Residential MLS® # 1930437

$600,000

26738 White Tail Trail, Beaver Island

4 Beds 2 Baths 1,723 SqFt RESIDENTIAL MLS® # 473386

$575,000

32075 East Side Drive, Beaver Island

2 Beds 2 Baths 2,093 SqFt RESIDENTIAL MLS® # 476163

$550,000

26330 Back Highway, Beaver Island

5 Beds 2 Baths 2,260 SqFt RESIDENTIAL MLS® # 476241

$295,000

Tbd Western Shores, Beaver Island

0 Beds 0 Baths 0 SqFt Land MLS® # 1930436

$295,000

Tbd Western Shores Lot 4, Beaver Island

0 Beds 0 Baths 0 SqFt Land MLS® # 474465

Pending

$285,000

28280 Timber Valley Court, Beaver Island

2 Beds 1.5 Baths 1,721 SqFt Residential MLS® # 1932285

$285,000

28280 Timber Valley Court, Beaver Island

2 Beds 2 Baths 1,721 SqFt RESIDENTIAL MLS® # 476054

$200,000

32010 Mrs Reddings Trail, Beaver Island

0 Beds 0 Baths 0 SqFt Land MLS® # 1930435

$200,000

32010 Mrs. Redding's Trail, Beaver Island

0 Beds 0 Baths 0 SqFt Land MLS® # 475318

New

$195,000

32568 E Side Drive, Beaver Island

0 Beds 0 Baths 0 SqFt Land MLS® # 201834383

$185,000

Tbd Greene's Bay Drive, Parcel 17a, Beaver Island

0 Beds 0 Baths 0 SqFt Land MLS® # 475361

$185,000

Tbd Greene's Bay Drive, Parcel 17b, Beaver Island

0 Beds 0 Baths 0 SqFt Land MLS® # 475456

$175,000

Tbd Mrs. Reddings Trail Parcel #5, Beaver Island

0 Beds 0 Baths 0 SqFt Land MLS® # 475621

$175,000

Tbd Mrs Reddings Trail, Beaver Island

0 Beds 0 Baths 0 SqFt Land MLS® # 1930091

$150,000

↓ $45,000

26144 Pine Street, Beaver Island

3 Beds 1 Bath 1,737 SqFt RESIDENTIAL MLS® # 475738

Pending

$150,000

↓ $45,000

26144 Pine Street, Beaver Island

3 Beds 1 Bath 1,737 SqFt Residential MLS® # 1930589

$140,000

Tbd Hemlock Point Road, Beaver Island

0 Beds 0 Baths 0 SqFt Land MLS® # 474154

$125,000

Tbd Beaver Island Road, Beaver Island

0 Beds 0 Baths 0 SqFt Land MLS® # 1930433

$125,000

Lots 56 & 57 Spaulding Drive, Beaver Island

0 Beds 0 Baths 0 SqFt Land MLS® # 1930434

$125,000

Lots 56 & 57 Cable's Bay, Beaver Island

0 Beds 0 Baths 0 SqFt Land MLS® # 474580

$125,000

Tbd Garden Island View Lots 180, 181,13, Beaver Island

0 Beds 0 Baths 0 SqFt Land MLS® # 473599

$109,000

↓ $20,000

38170 Indian Point Road, Beaver Island

0 Beds 0 Baths 0 SqFt Land MLS® # 471955

$105,000

Lot 191 Lake Michigan Court, Beaver Island

0 Beds 0 Baths 0 SqFt Land MLS® # 475208

$97,500

Lot 483 - N Island Woods Road Lot 483, Beaver Island

0 Beds 0 Baths 0 SqFt Land MLS® # 473301

$97,500

Tbd Island Woods Road, Beaver Island

0 Beds 0 Baths 0 SqFt Land MLS® # 1931099

$83,000

↓ $2,000

Tbd N Island Woods Rd, Lot 464, Beaver Island

0 Beds 0 Baths 0 SqFt Land MLS® # 470024

$82,500

Lots 481 & 482 Beaver Island Road, Beaver Island

0 Beds 0 Baths 0 SqFt Land MLS® # 1930432

$82,500

↓ $11,500

Lots 481 & 482 Island Woods Road N, Beaver Island

0 Beds 0 Baths 0 SqFt Land MLS® # 471651

$80,000

Tbd West Side Drive, Beaver Island

0 Beds 0 Baths 0 SqFt Land MLS® # 1930431

$80,000

Tbd West Side Drive, Beaver Island

0 Beds 0 Baths 0 SqFt Land MLS® # 473644

$78,000

Tbd East Side Drive 8, Beaver Island

0 Beds 0 Baths 0 SqFt Land MLS® # 1931407

$78,000

Kilty's Point East Side Drive Unit 8, Beaver Island

0 Beds 0 Baths 0 SqFt Land MLS® # 473729

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Beaver Island, MI Homes for Sale: 2025 Market Guide

Nestled in the heart of Lake Michigan, Beaver Island is one of the Midwest's best-kept secrets. If you're looking for a place where nature thrives, time slows down, and waterfront views greet you daily, Beaver Island, MI homes for sale offer a unique opportunity for peace, privacy, and property potential. As Michigan’s largest island, this remote paradise has become increasingly popular among homebuyers seeking a blend of adventure and serenity.

With the 2025 housing market bringing fresh listings and opportunities, it's the perfect time to explore this scenic destination. Whether you're dreaming of a cozy cabin, a luxurious lakefront estate, or a rustic retreat, Beaver Island has something to offer for every kind of buyer.

Introduction to Beaver Island, MI Real Estate

Why Choose Beaver Island? Scenic, Secluded, and Special

Beaver Island isn't just a location—it's a lifestyle. Unlike bustling mainland cities, the island offers an unmatched calmness that appeals to retirees, remote workers, artists, and vacationers. It’s accessible by ferry or private plane, giving it a remote charm that attracts people looking for a slower pace and close-knit community.

Residents enjoy activities like hiking, kayaking, birdwatching, and stargazing. With just over 600 year-round residents, you won’t find traffic jams or crowded streets—just natural beauty and friendly neighbors.

Current Real Estate Market Trends on Beaver Island

Home Prices in 2025: What to Expect

In 2025, Beaver Island’s real estate prices are relatively stable compared to high-demand vacation markets. Prices range from around $150,000 for modest cabins to over $1 million for custom-built waterfront homes. According to recent listings, median prices hover near $325,000—a sweet spot for buyers seeking a vacation home or permanent island residence.

Inventory Levels and Buyer Competition

Inventory levels are limited, and homes don't stay on the market for long, especially in high-demand waterfront zones. New listings are sporadic due to the small size of the island and the limited number of properties.

Types of Properties Available

Here are the most common types of properties found on Beaver Island:

• Lakefront homes with private beaches or docks

• Inland cabins surrounded by forest and nature

• Historic cottages with island charm

• Modern off-grid homes for eco-conscious buyers

• Vacant land for custom building

Best Neighborhoods and Areas to Buy a Home

St. James Township: The Island’s Heartbeat

As the main village and ferry port, St. James offers proximity to shops, restaurants, the marina, and community events. Homes here are ideal for those who want to be close to island amenities.

The West Side: Waterfront Living

This side boasts larger lots, sunset views, and some of the island’s most desirable real estate. It’s perfect for retirees or vacation home buyers who prioritize water access and privacy.

Inland Properties: Peaceful and Private

Further from the shoreline, inland homes offer seclusion and often more acreage. These properties are best suited for nature lovers and those looking to go off the grid.

Top Beaver Island, MI Homes for Sale Right Now

Featured Listings by Price Range

Homes Under $250K

• Rustic 2-bedroom cabins

• Seasonal cottages with wooded surroundings

• Fixer-uppers ideal for investment

Homes Between $250K–$500K

• Renovated year-round homes

• Mid-sized lakefront houses

• Modern eco-homes with solar features

Luxury Listings Over $500K

• Lakefront estates with private docks

• Multi-acre compounds with guest homes

• Custom homes with panoramic views and modern amenities

Step-by-Step Guide to Buying a Home on Beaver Island

Hiring a Local Real Estate Agent

Given Beaver Island’s unique market and limited inventory, working with a local real estate agent is a must. These professionals know the ins and outs of the island, including seasonal accessibility, off-grid homes, and local ordinances. A good agent will help you find listings that might not be publicly advertised and will guide you through a smoother closing process.

Financing Options and Mortgage Tips

While cash offers are common due to the island's unique setting, traditional mortgages are also available. However, some lenders may have stricter criteria for island properties. It's best to:

• Get pre-approved early

• Work with a lender familiar with rural or vacation property loans

• Consider additional costs like ferry transport, off-grid infrastructure, or higher insurance premiums

Inspection and Closing Process

Home inspections are essential, especially for older or off-grid homes. Inspectors will check for:

• Water systems and septic tanks

• Structural integrity

• Off-grid systems (solar, generators, propane)

Closing might take a bit longer due to the island’s location, so plan for an extended timeline and additional trips or remote notary options.

Cost of Living and Property Taxes

Beaver Island’s cost of living is generally lower than mainland Michigan, especially for property taxes. The average tax rate in Charlevoix County is about 1.5% of a property’s assessed value. Utilities may be higher due to the remote location and delivery costs, especially if you're relying on propane or generator power.

Common monthly expenses may include:

• Satellite internet or limited broadband

• Propane and/or generator fuel

• Water filtration systems

• Snow removal or ferry transportation fees

Renting vs. Buying on Beaver Island

If you're not quite ready to commit, renting can be a smart way to explore island life. Many homes are available for seasonal or long-term rental, especially during the summer months. This can help you:

• Understand the community and lifestyle

• Explore various areas of the island

• Get familiar with transportation and access issues

However, renting long-term can be tricky during the summer tourist season, when most properties shift to short-term vacation rentals.

Living on Beaver Island: What to Expect Year-Round

Lifestyle and Community

Beaver Island has a strong sense of community. Residents participate in potlucks, volunteer fire departments, local school events, and more. With only one grocery store, one gas station, and a few restaurants, it’s a close-knit lifestyle where everyone knows your name.

Access and Transportation

The island is accessible by:

• Ferry (May to October from Charlevoix, MI)

• Airplane (Daily flights via Island Airways and Fresh Air Aviation)

Winters can be isolating, but the beauty of the frozen lake and snow-covered trails draws a different kind of peace.

Utilities, Internet, and Services

Modern utilities are available but may be limited. Internet service varies—many rely on Starlink or satellite providers. Electricity is available to most parts of the island, but some homes are fully off-grid. Trash pickup, water delivery, and septic maintenance are usually managed independently.

Investment Potential and ROI of Beaver Island Homes

As tourism increases and remote work becomes more popular, Beaver Island is gaining attention. Buying now can be a smart investment:

• Vacation rental income potential is high during peak months (June–September)

• Limited housing inventory creates consistent demand

• Property values have seen steady appreciation over the last five years

However, it’s crucial to check with local zoning laws and township ordinances before planning any short-term rental strategy.

Common Challenges When Buying Island Property

While buying property on Beaver Island has many perks, buyers should also be aware of:

• Limited contractor availability for home repairs

• Delays in material delivery due to ferry schedules

• Additional costs for remote infrastructure (water systems, septic tanks)

• Seasonal market fluctuations

Working with experienced professionals can help you overcome these hurdles and avoid surprises.

Tips for Out-of-State and First-Time Buyers

1. Visit in All Seasons: Island life is very different in winter vs. summer.

2. Understand Off-Grid Living: Make sure you’re comfortable with the maintenance required.

3. Budget for Travel: Costs can add up if you need to fly or ferry often.

4. Build Local Relationships: From realtors to handymen, island connections are vital.

5. Join Online Forums: Look for Beaver Island Facebook groups and forums to ask questions and connect.

Real Estate Agent Recommendations

When buying property on Beaver Island, working with experienced professionals can make all the difference. One standout option is BrookWalsh.com, a trusted name in Michigan real estate.

Brook Walsh and his team specialize in luxury waterfront and island properties, offering:

• Exclusive access to off-market listings

• In-depth knowledge of Beaver Island's zoning and real estate trends

• Personalized service for out-of-state and investment buyers

Whether you're looking for a peaceful vacation home or a long-term investment, BrookWalsh.com is an excellent resource to begin your journey.

FAQs about Beaver Island, MI Homes for Sale

1. Can I get a mortgage for a home on Beaver Island?
A. Yes, but it depends on the lender. Some prefer cash deals due to the unique risks associated with island properties.

2. Are there schools on Beaver Island?
A. Yes, there’s a public K-12 school called Beaver Island Community School, which serves year-round families.

3. How do residents handle emergencies or medical needs?
A. There’s a health center on the island, and air ambulance services are available for more serious cases.

4. Is the island suitable for year-round living?
A. Absolutely. While winters are quiet and access is limited, many residents live year-round and enjoy the lifestyle.

5. Are there building restrictions or zoning laws?
A. Yes. Each township has zoning ordinances, so always check before buying land or planning renovations.

6. Can I rent out my property as a vacation rental?
A. Many owners do, especially in summer. But confirm with local ordinances first, as short-term rentals may be regulated.

Conclusion: Finding Your Island Paradise

Whether you're looking for a summer escape, a long-term home, or a peaceful retirement spot, Beaver Island, MI homes for sale offer something truly special. With stunning lake views, tight-knit community living, and the chance to disconnect from the hustle of modern life, Beaver Island stands out as one of Michigan’s most enchanting real estate markets.

Ready to explore your options? Begin by connecting with a local real estate agent and planning your first trip—you might just find your dream home on this magical island.