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The Resort Cottages Condominiums for Sale | Boyne City, MI – Your Dream Lakefront Lifestyle Starts Here
The Resort Cottages Condominiums for Sale | Boyne City, MI offer upscale lakefront living with luxury amenities, investment potential, and easy access to Lake Charlevoix.
Introduction: The Allure of Boyne City and Resort Cottages
Tucked along the shores of stunning Lake Charlevoix, the Resort Cottages in Boyne City, Michigan, bring your Up North dream to life. Whether you're craving a peaceful retreat, a family vacation base, or a lucrative short-term rental property, these cottages deliver the total package. With charm, comfort, and convenience all bundled into one exceptional real estate opportunity, it's no surprise Resort Cottages are one of Northern Michigan’s best-kept secrets.
From the moment you arrive, it’s easy to see why so many fall in love with Boyne City’s laid-back vibe, scenic surroundings, and endless four-season adventures. But the real magic? It happens the second you step foot into one of these resort-style condos.
Prime Location Overview
Where Are the Resort Cottages Located?
Nestled on the southwest shore of Lake Charlevoix, the Resort Cottages sit minutes from downtown Boyne City. This prized location offers serene lake views and easy access to shops, restaurants, marinas, and the Boyne Mountain ski resort. Imagine sipping coffee on your porch as boats glide by and walking to dinner downtown with the sunset in your rearview—yeah, it's that good.
Nearby Attractions and Outdoor Adventures
From tubing the Jordan River to hiking Avalanche Preserve or skiing at Boyne Mountain, there's something for every outdoor enthusiast. Summer brings waterfront concerts and farmers markets, while fall dazzles with vibrant foliage. In winter, locals and visitors alike hit the slopes or cozy up in charming cafés.
Proximity to Boyne Mountain Resort and Downtown
Drive just 7 minutes and you’re at Boyne Mountain’s lifts. Or take a short stroll to enjoy locally roasted coffee, boutique shops, or a craft beer from a downtown taproom. Resort Cottages give you front-row seats to all that Boyne City has to offer, year-round.
Lifestyle Benefits of Resort Cottages Living
Year-Round Vacation Vibes
Live like you’re on vacation every day. Morning swims in the lake, afternoons on the boat, and evenings around the firepit—it’s all possible here. With maintenance-free living, you can relax while the HOA handles the hard work.
Family-Friendly Atmosphere
Safe streets, nearby parks, and kid-friendly activities make the Resort Cottages ideal for families. It’s not just a condo—it’s a gathering place for generations.
Community Events & Seasonal Festivities
Boyne City isn’t just a location—it’s a lifestyle. From Stroll the Streets in summer to Winterfest in January, you’ll enjoy community-driven events, fireworks, live music, and parades just minutes from your door.
Property Features and Architecture
Interior Highlights
Expect warm, rustic-chic interiors with open floor plans, stone fireplaces, vaulted ceilings, and wood flooring. Many units include fully updated kitchens with granite countertops, stainless steel appliances, and large island seating.
Exterior Appeal and Landscaping
These condos feature classic Up North exteriors—wood siding, pitched roofs, covered porches, and manicured landscaping. Think charming cottage meets luxury retreat.
Floor Plan Options
The Resort Cottage condos are all three-bedroom condos, overlook Lake Charlevoix, and many have a 45ft boat slip. There are nine units at The Resort Cottages. Units 1, 2, 3, 6, 7, 8, and 9 all have the same floor plan as follows:
The garage and third bedroom along with its ensuite bathroom are located on the main level. The living room and its patio overlooking the water, kitchen, dining room are all on the upper level of the home. The master bedroom and its patio overlooking the water and ensuite bathroom are on the third level of the condo. Also, the second bedroom and its ensuite bathroom are also on the third level of the condo. All condos have an elevator shaft, many of which have been turned into pantries or coat closets, ready for an elevator to be installed.
Units 4 and 5-floor plans are as follows:
The garage and third bedroom along with its ensuite bathroom are located on the main level. Unit 4 occupies the second story of the building and the living room and its patio overlooking the water, kitchen, dining room, the master bedroom and its patio overlooking the water, and the ensuite bathroom, and the second bedroom and its ensuite bathroom is also on this level.
Unit 5 occupies the third story of the building and the living room and its patio overlooking the water, kitchen, dining room, the master bedroom and its patio overlooking the water, and the ensuite bathroom, and the second bedroom and its ensuite bathroom are also on this level. There is an elevator installed for units 4 and 5.
Prices start around $400,000 and can go into the mid $800,000's for varying locations of condos. The L-shaped configuration of The Resort Cottages has one end near Cafe Sante (a restaurant) and the other far from the hustle and bustle of the tourist area.
These condominiums are the perfect Up North getaways and good investment properties as well! We highly recommend Northern Michigan Escapes, the areas leading provider of vacation home advisory services, for assistance with property management and vacation rentals services.
On-Site Amenities that Elevate Your Stay
Lake Charlevoix Access
Just steps away, you'll find a private shoreline for swimming, sunbathing, or launching kayaks and paddleboards.
Private Beach, Boat Slips, and Marina
Love boating? The Resort Cottages offer private slips (subject to availability), making spontaneous summer lake cruises a reality.
Pools, Fitness Center, and Clubhouse
The community clubhouse is the hub of social life—featuring a fireplace lounge, fitness room, and a heated pool perfect for sunny days or chilly evenings.
Market Overview: Resort Cottages Condominiums
Current Listings and Price Range
As of mid-2025, listings range from $450,000 to $700,000, depending on size, upgrades, and view. Inventory is limited—these units are highly sought-after and don’t stay on the market long.
Historical Appreciation Trends
Over the past five years, Resort Cottages have appreciated steadily, especially as demand for Northern Michigan vacation homes and remote work-friendly properties has soared.
Rental Income and Investment Potential
Short-term rental-friendly with great ROI. Many owners rent during summer months, covering most (or all) of their annual expenses. Peak season rates range from $350–$600 per night.
HOA Information
HOA Fees and Coverage
Expect fees around $300–$400/month, which typically cover:
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Exterior maintenance
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Lawn and snow care
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Trash removal
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Common area upkeep
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Some insurance coverage
HOA Rules & Regulations
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Short-term rentals permitted with proper registration
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Pet-friendly (restrictions may apply)
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Quiet hours and community guidelines ensure peaceful enjoyment for all
Buyer Demographics and Appeal
Primary vs. Secondary Home Buyers
While some owners live here full-time, most are second-home buyers from metro Detroit, Chicago, and Grand Rapids seeking a relaxing lakeside retreat.
Investors and Vacationers
With high occupancy rates in summer and winter, the Resort Cottages attract savvy investors looking for turnkey rental income.
The Purchase Process
Working with Local Real Estate Experts
Buying a Resort Cottage is a seamless process when working with local Boyne City agents. Their in-depth knowledge of the area, available properties, and local regulations ensures you’re well-informed at every step. Whether you’re a first-time buyer or an experienced investor, local experts help guide you through the buying process smoothly.
Financing Options and Mortgage Tips
Given the increasing demand for properties in Boyne City, securing financing is often more straightforward than one might expect. Local lenders are familiar with resort-style properties, and many offer competitive mortgage rates. It’s advisable to get pre-approved before you begin touring homes to move quickly when you find your dream cottage.
Inspection and Closing Timeline
With any real estate transaction, it’s essential to conduct thorough inspections, especially with condominiums. Plan for 3-4 weeks for closing after your offer is accepted, which includes time for inspections, securing financing, and finalizing any necessary repairs or agreements.
Real Estate Comparisons
Resort Cottages vs. Harborage Condos
While both offer lakefront views and easy access to outdoor recreation, Resort Cottages stand out with larger private outdoor spaces and more traditional cottage charm. The Harborage Condos, on the other hand, have a more modern, minimalist feel.
Resort Cottages vs. Water Street Inn
Water Street Inn, located nearby in Boyne City, offers a more hotel-style atmosphere with fewer long-term rental opportunities. Resort Cottages, by contrast, offer the perfect blend of luxury and privacy, making them ideal for vacation homes or long-term stays.
Resort Cottages vs. Mountain Cabins
Mountain cabins offer excellent access to ski slopes, but Resort Cottages provide a unique combination of lakefront living, outdoor activities, and modern amenities. The option to enjoy both water sports and skiing sets Resort Cottages apart from more remote mountain properties.
Living the Lake Life: Local Activities
Boating, Fishing, and Watersports
With direct access to Lake Charlevoix, the resort offers the perfect setting for boating, fishing, and water sports. Whether you’re an avid fisherman, enjoy wakeboarding, or simply want to cruise the lake on a sunny day, the water is just steps from your door.
Winter Skiing and Snowboarding at Boyne Mountain
Boyne Mountain Resort is famous for its skiing and snowboarding trails. As a Resort Cottages owner, you’re just a short drive away from the slopes, meaning you can easily enjoy winter sports in the morning and return to the cozy comfort of your lakeside cottage in the evening.
Dining, Shopping, and Nightlife in Boyne City
After a day on the lake or slopes, enjoy a delicious meal in Boyne City’s downtown district, where a variety of restaurants offer everything from gourmet dining to casual eats. The local shops offer unique treasures, and the nightlife keeps things lively throughout the year.
Design Trends and Upgrade Tips
Popular Interior Design Choices
Up North, rustic charm blends with modern luxury. Many Resort Cottages feature natural wood accents, stone fireplaces, and large windows that highlight the stunning lake views. Popular interior trends include neutral tones, organic materials, and cozy, inviting spaces designed for relaxation and entertainment.
ROI-Focused Renovation Ideas
Investing in upgrades can boost both your property’s value and rental potential. Consider:
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Adding custom cabinetry or stainless steel appliances in the kitchen
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Upgrading bathrooms with spa-like features
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Installing energy-efficient windows and doors to lower utility costs
These improvements are attractive to renters and future buyers alike.
Seasonal Rental Guide
How to List Your Condo as a Vacation Rental
Listing your Resort Cottage as a vacation rental is simple, thanks to platforms like Airbnb, Vrbo, and Booking.com. Ensure your property stands out by showcasing high-quality photos, emphasizing amenities like lake access, private decks, and proximity to Boyne Mountain Resort.
Peak Seasons and Pricing Strategies
The high season in Boyne City spans from Memorial Day to Labor Day, with winter holidays and ski season being the second most lucrative period. To maximize rental income, adjust your rates to reflect demand during peak seasons. Typically, properties near Boyne Mountain see a significant increase in rental income during ski season.
Testimonials from Homeowners
Why Residents Love Resort Cottages
“I’ve never had a better place to escape to. From skiing in the winter to boating in the summer, the Resort Cottages offer everything my family needs. We love how close we are to both Boyne Mountain and downtown Boyne City—there’s always something to do!”
Best Moments and Memorable Experiences
“Every summer, we host family reunions here. The property’s proximity to the water makes it easy to enjoy swimming, fishing, and late-night bonfires. It’s the perfect place to create lasting memories.”
Sustainability and Energy Efficiency
Green Building Practices
Sustainability is a growing trend in the region, and many Resort Cottages incorporate eco-friendly features like energy-efficient appliances, solar panels, and sustainable materials in construction. These features not only help reduce environmental impact but also lower long-term utility costs.
Smart Home Integrations
Many Resort Cottages come with the latest in smart home technology, including smart thermostats, keyless entry systems, and lighting control, all of which improve comfort and convenience.
Local Schools and Healthcare Access
Top-Rated Schools in Charlevoix County
Boyne City schools are highly rated, making Resort Cottages an excellent choice for families. The Boyne City School District is known for its strong academic programs, arts, and extracurricular activities.
Healthcare and Emergency Services Nearby
Boyne City is home to a local hospital and healthcare facilities, ensuring residents and visitors have access to medical care whenever needed. In addition, Boyne City is well-connected to larger hospitals in Charlevoix and Petoskey for more specialized care.
Transportation and Travel Access
Driving Directions and Road Access
Boyne City is easily accessible via US-131 and M-75, making it convenient for travelers from across Michigan and beyond. The drive from the Detroit metro area takes about 4 hours, while visitors from Chicago can make the journey in roughly 5 hours.
Airports and Public Transportation
The nearest major airport is Cherry Capital Airport (TVC) in Traverse City, about an hour away by car. For those flying in, there are also smaller regional airports in Charlevoix and Petoskey. Boyne City is well-served by local transit, though car rentals are recommended for exploring the area.
Pros and Cons Summary
Key Advantages of Resort Cottages
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Prime location with lakefront views and access to Boyne Mountain
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Year-round outdoor activities for all ages
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Strong potential for rental income
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Luxury amenities in a cozy, community-oriented setting
Things to Consider Before Buying
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Limited availability—these properties don’t stay on the market for long
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HOA fees and community guidelines should be reviewed carefully
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Seasonal demand may require you to plan accordingly for peak rental periods
Frequently Asked Questions
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What’s the average price of a Resort Cottage?
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Prices range from $450,000 to $700,000, depending on location and amenities.
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Can I rent out my Resort Cottage?
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Yes! Resort Cottages are popular as short-term rentals, especially during the peak summer and ski seasons.
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How close are the cottages to Boyne Mountain?
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The Resort Cottages are just 7 minutes from Boyne Mountain Resort.
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Is it pet-friendly?
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Yes, many of the Resort Cottages are pet-friendly, but it’s always best to check the specific property’s guidelines.
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What are the HOA fees?
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HOA fees generally range between $300 and $400 per month, covering maintenance, landscaping, and snow removal.
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What are the seasonal rental income possibilities?
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Rentals can generate $350–$600 per night during high seasons, with some owners covering most or all of their property expenses.
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Conclusion: Your Lakefront Dream is Within Reach
If you’re searching for the perfect blend of luxury, nature, and adventure, the Resort Cottages Condominiums in Boyne City, MI, are calling your name. Whether you’re looking for a second home, an investment property, or your primary residence, these condos offer everything you need to live the dream.
Explore homes in the condominium lifestyle communities below or contact Brook Walsh to help with your search. You can also reach Brook by phone at (231) 459-3179 for all of your Northern Michigan real estate needs.
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