Discover Central Lake, MI Homes for Sale: Local Living & Investment Tips

Central Lake

Central Lake, Michigan offers a charming and picturesque lifestyle nestled in the heart of Antrim County. Known for its friendly small-town atmosphere and stunning lake views, Central Lake is a sought-after destination for homebuyers seeking tranquility, outdoor recreation, and a strong sense of community. Homes for sale in Central Lake range from cozy cottages and historic farmhouses to luxurious waterfront properties on Intermediate Lake and the surrounding Chain of Lakes.

Residents enjoy year-round activities including boating, fishing, hiking, and snowmobiling, with local shops, restaurants, and seasonal festivals adding to the area’s appeal. Whether you're searching for a vacation retreat, a retirement haven, or a full-time residence, Central Lake, MI presents exceptional opportunities for buyers who value nature, privacy, and a relaxed Northern Michigan lifestyle.

Real Estate Statistics

Average Price	$702K
Lowest Price	$55K
Highest Price	$3.7M
Total Listings	28
Avg. Days On Market	98
Avg. Price/SQFT	$306

Property Types (active listings)

Browse Central Lake Homes for Sale

• All Listings
• Under $100,000
• $100,000 - $200,000
• $200,000 - $300,000
• $300,000 - $400,000
• $400,000 - $500,000
• $500,000 - $600,000
• $600,000 - $700,000
• $800,000 - $900,000
• $900,000 - $1,000,000
• Over $1,000,000

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Bathrooms

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$3,695,000

↓ $555,000

3463 Ne Torch Lake Drive, Central Lake

4 Beds 5 Baths 4,599 SqFt Residential MLS® # 1934829

$3,450,000

4851 Ne Torch Lake Drive, Central Lake

3 Beds 3.5 Baths 2,272 SqFt Residential MLS® # 1935745

New

$2,390,000

4399 N East Torch Lake Drive, Central Lake

3 Beds 4 Baths 3,812 SqFt Residential MLS® # 1938911

$1,200,000

V/l Ne Torch Lake Drive, Central Lake

0 Beds 0 Baths 0 SqFt Land MLS® # 476269

$999,900

1198 W Intermediate Lake Drive, Central Lake

4 Beds 2 Baths 2,402 SqFt Residential MLS® # 1938597

$949,900

↓ $30,000

00 N M-88, Central Lake

0 Beds 0 Baths 0 SqFt Land MLS® # 1925898

$874,900

7861 Bradford, Central Lake

3 Beds 3 Baths 2,840 SqFt Residential MLS® # 477810

$690,000

0 N M-88, Central Lake

0 Beds 0 Baths 0 SqFt Land MLS® # 1929802

$575,000

↓ $25,000

2601 Rushton Road, Central Lake

3 Beds 3 Baths 2,729 SqFt Residential MLS® # 477346

$563,000

↓ $10,000

9791 Paradise Hills Drive, Central Lake

5 Beds 3 Baths 3,400 SqFt Residential MLS® # 476860

$435,000

↓ $14,000

9865 Paradise Hills Drive, Central Lake

3 Beds 2.5 Baths 2,010 SqFt Residential MLS® # 1933447

$419,500

↓ $30,000

2515 Rushton Rd, Central Lake

4 Beds 3 Baths 2,880 SqFt Residential MLS® # 476228

$349,900

9616 Meggison, Central Lake

4 Beds 2 Baths 2,153 SqFt Residential MLS® # 477826

$337,500

↓ $12,400

7723 Mile Point Drive, Central Lake

3 Beds 2 Baths 2,040 SqFt Residential MLS® # 1933614

$315,000

↓ $10,000

7879 Church Road, Central Lake

3 Beds 2 Baths 1,820 SqFt Residential MLS® # 476594

$299,900

7758 Maple Street, Central Lake

2 Beds 1 Bath 506 SqFt Residential MLS® # 477919

$284,900

↓ $14,600

2528 Muckle Rd, Central Lake

3 Beds 1 Bath 2,240 SqFt Residential MLS® # 477914

New

$250,000

2134 S Main Street, Central Lake

0 Beds 0 Baths 1,568 SqFt Commercial MLS® # 1937631

$234,000

↓ $15,000

8106 W State Street, Central Lake

3 Beds 2 Baths 1,680 SqFt Residential MLS® # 476435

$224,000

7963 E State Street, Central Lake

2 Beds 1.5 Baths 1,200 SqFt Residential MLS® # 1933021

$224,000

7963 E State Street, Central Lake

0 Beds 2 Baths 1,200 SqFt Commercial MLS® # 1933022

$218,700

2211 Howard Street, Central Lake

3 Beds 2 Baths 1,625 SqFt Residential MLS® # 477612

$169,900

↓ $5,000

2076 West Street, Central Lake

2 Beds 1 Bath 1,158 SqFt Residential MLS® # 1938440

New

$150,000

2433 N Main Street, Central Lake

0 Beds 0 Baths 2,685 SqFt Commercial MLS® # 1938331

$118,000

Tbd Veldkamp Lane, Central Lake

0 Beds 0 Baths 0 SqFt Land MLS® # 476818

$109,900

Tbd Iron Horse Trail, Central Lake

0 Beds 0 Baths 0 SqFt Land MLS® # 1937719

$80,000

↓ $14,000

7165 Church Road, Central Lake

2 Beds 1 Bath 980 SqFt Residential MLS® # 1931283

New

$55,000

2810 W Shore Drive, Central Lake

0 Beds 0 Baths 0 SqFt Land MLS® # 1934965

Central Lake, MI Homes for Sale: Discover the Charm & Opportunities

Overview of Central Lake, MI

Tucked away in the heart of Northern Michigan’s Antrim County, Central Lake is a hidden gem that combines small-town serenity with the splendor of lakefront living. This quaint village is surrounded by rolling hills, lush forests, and glistening freshwater lakes—most notably Intermediate Lake, part of the celebrated Upper Chain of Lakes.

If you’ve been dreaming of a peaceful escape or a place where outdoor recreation meets tight-knit community vibes, Central Lake, MI, should be at the top of your home-buying list.

There are many different housing options in Central Lake including condominiums for sale, downtown homes for sale,, land lover homes for sale, luxury homes for sale, and waterfront homes for sale.

Why Buyers are Drawn to Central Lake

• Year-round activities: From boating and fishing in summer to skiing and snowshoeing in winter, the area is alive with activity all year.

• Charming downtown: With mom-and-pop shops, a few delightful restaurants, and lakeside parks, the town has a vintage Americana feel.

• Community appeal: Central Lake hosts beloved events like the Fourth of July Parade and winter festivals that bring people together.

In short, Central Lake offers more than a home—it offers a lifestyle.

Popular Neighborhoods and Areas

Choosing where to live in Central Lake depends on your lifestyle goals. Whether you want easy access to the lake, a secluded cabin in the woods, or walkability to shops and schools, there's something for everyone.

Downtown Central Lake

Ideal for those who want to be in the heart of it all. You’ll be near:

• Restaurants and coffee shops

• Schools and local churches

• The town dock and waterfront park

Intermediate Lake Region

Homes along Intermediate Lake are hot commodities. Benefits include:

• Direct lake access

• Incredible sunsets

• High vacation rental potential

Lakefront vs Inland Options

If lakefront luxury is your goal, properties on Benway Lake, Hanley Lake, or Intermediate Lake are top-tier. Inland homes, meanwhile, offer more space and privacy—often at a more affordable price.

Current Real Estate Market Trends

As of mid-2025, the Central Lake housing market remains competitive but approachable.

Market Snapshot

Key Takeaways:

• Inventory remains limited, particularly for lakefront homes.

• Prices have risen steadily over the last 3 years.

• Buyers are coming from all over Michigan, Illinois, and even Florida seeking a slice of the good life.

Types of Homes for Sale in Central Lake

Variety is the spice of life—and that holds true in Central Lake’s housing options.

Waterfront Homes

Expect high-end finishes, private docks, and panoramic views. These are popular for:

• Second homes

• Luxury rentals

• Retirement retreats

Cabins and Cottages

Charming and rustic, these homes are perfect for:

• Weekend escapes

• Seasonal rentals

• Airbnb-style investments

Luxury Estates

High-end builds with 3,000+ square feet, chef’s kitchens, smart home tech, and manicured landscapes.

Year-Round vs Seasonal Homes

Some properties are winterized and ideal for full-time living. Others are best suited for three-season use.

Pricing Breakdown by Property Type

Here’s a look at average price ranges:

Pro Tip: Lakefront lots sell fast. If you see one, act quickly and get your financing ready.

New Construction and Development

Want to build your dream home? You’re not alone.

Popular Builders in Central Lake

• Local craftsmen known for timber frame and log-style homes

• Regional builders offering modular lake houses and custom builds

Where to Find Available Lots

• Off M-88 highway

• Along the Chain of Lakes

• In secluded wooded areas perfect for privacy

Ask your agent about zoning restrictions and septic/well requirements.

Lakefront Living: Perks and Considerations

Nothing beats waking up to the sunrise over the lake. But before you dive in, there are a few things to know.

Pros:

• Private docks for your pontoon, kayak, or jet ski

• Unobstructed water views

• Great for entertaining and summer barbecues

Cons:

• Higher property taxes

• More maintenance (think docks, shoreline erosion)

• Popular for vacationers—expect some summer bustle

Still, for many, the benefits far outweigh the trade-offs. Especially if boating is your love language.

Recreational and Lifestyle Benefits

You’re not just buying a home—you’re investing in adventure.

What Locals Love:

• Water sports: Paddleboarding, tubing, and sailing

• Fishing: Bass, perch, and bluegill are abundant

• Golf: Nearby courses like Shanty Creek and The Chief

• Hiking and biking: Glacial hills and tree-lined paths galore

• Winter fun: Snowmobiling, ice fishing, and cozy fireside nights

Life here is like a permanent vacation—and that’s no exaggeration.

School Districts and Educational Opportunities

Families moving to Central Lake can rest easy knowing education is covered.

Central Lake Public Schools

• Elementary, middle, and high school campuses

• Strong community support and parental involvement

• Small class sizes mean individualized attention

Nearby options:

• Bellaire Public Schools

• Charlevoix Montessori Academy for the Arts

Employment and Economic Drivers

Though small in population, Central Lake’s local economy is surprisingly resilient and diverse.

Key Economic Sectors:

• Tourism: Fueled by seasonal visitors, lakefront rentals, and outdoor adventures

• Agriculture: Central Lake is in the heart of Michigan’s cherry and apple country

• Construction and Trades: With new builds and renovations on the rise

• Remote Work: Many new residents are remote professionals seeking peace and inspiration

Thanks to strong internet access and a growing digital nomad culture, Central Lake is becoming a popular base for remote workers—especially those craving a balance of work and nature.

Shopping, Dining and Entertainment

Though quaint, Central Lake offers the essentials—and then some.

Dining Highlights:

• Blue Pelican Inn and Restaurant – Classic American dining with lake views

• Mammoth Distilling – Small-batch spirits and a rustic vibe

• The Front Porch Cafe – Known for homemade comfort food

Local Shops:

• Art galleries and antique stores

• General stores with everything from bait to groceries

• Boutique gift shops and seasonal farmer’s markets

Nearby Attractions:

• Bellaire (15 min): Home to Short’s Brewing Company

• Torch Lake (20 min): Famous for its Caribbean-blue waters

• Charlevoix (35 min): For bigger retail options, art fairs, and events

Moving to Central Lake: What to Expect

Relocating to a small town like Central Lake comes with its perks—and some learning curves.

What You’ll Love:

• Tight-knit community feel

• Safe neighborhoods

• Affordable property taxes compared to downstate or out-of-state markets

What to Prepare For:

• Rural life means limited public transit

• Snow removal is a must come winter

• Some properties may require private septic systems or wells

Still, those who make the move rarely look back. As many locals say, “Once you’re here, you’re family.”

Investment Potential and Rental Opportunities

Buying in Central Lake isn’t just about the lifestyle—it’s also a smart financial move, especially if you’re considering short-term rentals or vacation properties.

Vacation Rental Snapshot

What Drives ROI?

• Proximity to water (lakefront properties command a premium)

• Amenities like docks, hot tubs, and fire pits

• Pet-friendly policies and flexible booking windows

Before listing, check local ordinances and connect with NorthernMichiganEscapes.com to manage your property professionally.

Tips for Buyers Considering Central Lake, MI

Whether it’s your first purchase or your fifth, these tips can help you make a confident decision.

Smart Buying Strategies:

• Work with a local expert (hint: that’s us at BrookWalsh.com)

• Tour in all four seasons to understand the full picture

• Get pre-approved before house hunting

• Make offers quickly—especially on lakefront homes

Pro tip: Sellers in Central Lake often receive multiple offers within days. Have your ducks in a row.

How to Start Your Home Search

Ready to take the plunge? The digital tools and local expertise are at your fingertips.

Search Tools:

• BrookWalsh.com – Hyper-local listings, tailored alerts, and real-time updates

• Virtual tours for remote buyers

• Access to pocket listings not found on public MLS

Why Work with Brook Walsh?

• Decades of real estate experience

• Personal knowledge of the Northern Michigan lifestyle

• Access to off-market properties

• Top-tier SEO tools and market analysis

Frequently Asked Questions

1. Is Central Lake, MI a good place to retire?

A. Yes. With peaceful surroundings, affordable living, and access to healthcare in nearby towns, Central Lake is ideal for retirees.

2. What’s the average price of a lakefront home?

A. Expect anywhere from $500,000 to over $1.2 million depending on the lake, lot size, and home condition.

3. Are short-term vacation rentals allowed?

A. Yes, but always check local zoning laws. Partnering with a vacation rental expert helps navigate permits and maximize returns.

4. Can I find fixer-uppers or investment properties?

A. Absolutely. These are often snatched up quickly by savvy investors. Look for older cabins or inland homes with good bones.

5. What’s winter like in Central Lake?

A. Expect snow—lots of it. But it’s also perfect for snowmobiling, skiing, and cozy fires. Most roads are well-maintained.

6. How competitive is the Central Lake housing market?

A. It’s heating up, especially for lakefront homes. Be prepared for quick decisions and flexible negotiation strategies.

Conclusion

From lakefront luxury to cozy countryside cabins, Central Lake, MI offers something for every kind of homebuyer. Whether you’re a retiree, investor, or family looking for space to grow, this charming Northern Michigan village offers natural beauty, community warmth, and real estate opportunity all in one.

Let us help you find your next home or investment property in Central Lake.
Start your search now at BrookWalsh.com

Or connect with Northern Michigan’s trusted vacation rental pros at Northern Michigan Escapes.