Torch Lake Homes for Sale

Torch Lake

Torch Lake is a glacier-carved lake that is located in northwest lower Michigan. This world-famous lake is known for its incredibly clear blue-green waters. Regrettably, that beauty means it stays cold however, that doesn't stop people from enjoying all of the watersports the lake affords.

This page gives a very detailed overview of the homes, condominiums, land, and commercial property for sale on Torch Lake in the cities of Alden, Bellaire, Central Lake, Eastport, or Kewadin, Michigan.

Real Estate Statistics

Average Price	$1.8M
Lowest Price	$50K
Highest Price	$4.3M
Total Listings	34
Avg. Days On Market	143
Avg. Price/SQFT	$697

Property Types (active listings)

Browse Torch Lake Homes for Sale

• All Listings
• Under $100,000
• $100,000 - $200,000
• $400,000 - $500,000
• $700,000 - $800,000
• $800,000 - $900,000
• Over $1,000,000

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$4,300,000

279 N West Torch Lake Drive, Kewadin

4 Beds 3 Baths 4,100 SqFt RESIDENTIAL MLS® # 474803

$4,000,000

↓ $250,000

11767 Wild Cherry Lane, Kewadin

6 Beds 3.5 Baths 4,144 SqFt Residential MLS® # 1922029

$3,500,000

10870 Torchlight Lane, Central Lake

10 Beds 7 Baths 4,978 SqFt Residential MLS® # 1930983

$3,500,000

10870 Torchlight Lane, Central Lake

10 Beds 7 Baths 4,978 SqFt RESIDENTIAL MLS® # 475841

$3,500,000

↓ $1,200,000

9554 Fowler Lane, Rapid City

3 Beds 3.5 Baths 3,449 SqFt Residential MLS® # 1906814

$3,350,000

↓ $600,000

12305 Third Street, Kewadin

5 Beds 4.5 Baths 4,573 SqFt Residential MLS® # 1927446

$3,179,900

11096 Se Torch Lake Drive, Alden

4 Beds 3.5 Baths 2,548 SqFt Residential MLS® # 1929787

New

$2,950,000

7079 Torch Lake Drive,nw, Kewadin

0 Beds 0 Baths 0 SqFt Land MLS® # 1932620

Pending

$2,850,000

3170 Torch Pointe Lane, Kewadin

4 Beds 2.5 Baths 3,300 SqFt Residential MLS® # 1931551

$2,800,000

3502 Blasen Shores Lane, Kewadin

5 Beds 2.5 Baths 3,907 SqFt Residential MLS® # 1930814

$2,475,000

7398 Crystal Beach Road, Rapid City

5 Beds 3.5 Baths 3,852 SqFt Residential MLS® # 1931295

$2,400,000

7681 Nw Torch Lake Drive, Kewadin

0 Beds 0 Baths 0 SqFt Land MLS® # 1930547

$2,345,000

↓ $154,000

12209 Torch Lake Drive,sw, Rapid City

4 Beds 3.5 Baths 3,094 SqFt Residential MLS® # 1929591

$2,300,000

4254 S East Torch Lake Drive, Bellaire

4 Beds 3 Baths 2,882 SqFt Residential MLS® # 1930766

$2,300,000

4254 S East Torch Lake Drive, Bellaire

4 Beds 3 Baths 2,882 SqFt RESIDENTIAL MLS® # 475781

$2,149,900

9435 Se Torch Lake Drive, Alden

3 Beds 2.5 Baths 3,070 SqFt Residential MLS® # 1932136

$1,990,000

7802 Maguire Lane, Alden

5 Beds 3 Baths 3,100 SqFt Residential MLS® # 1929034

Pending

$1,900,000

6583 Nw Torch Lake Drive, Kewadin

3 Beds 2.5 Baths 2,147 SqFt Residential MLS® # 1918877

$1,899,000

4133 N East Torch Lake Drive, Central Lake

4 Beds 3 Baths 2,900 SqFt Residential MLS® # 1932258

$1,550,000

12344 S West Torch Lake Drive, Rapid City

4 Beds 2.5 Baths 2,492 SqFt Residential MLS® # 1930571

$1,350,000

12147 Sw Torch Lake Drive, Rapid City

4 Beds 1 Bath 1,177 SqFt Residential MLS® # 1931960

$895,900

11244 Sw Torch Lake Drive, Rapid City

3 Beds 3 Baths 2,768 SqFt Residential MLS® # 1926328

$745,000

↓ $20,000

11826 Ridge View Drive, Rapid City

4 Beds 3 Baths 2,590 SqFt Residential MLS® # 1928144

New

$459,900

11610 Sw Torch Lake Drive, Rapid City

3 Beds 2 Baths 1,344 SqFt Residential MLS® # 1932615

Pending

$415,000

↓ $15,000

12060 S West Torch Lake Drive, Rapid City

2 Beds 1 Bath 1,032 SqFt Residential MLS® # 1931968

$414,900

11366 Orchard Drive, Rapid City

3 Beds 2.5 Baths 2,714 SqFt Residential MLS® # 1932427

$409,900

12110 Jonathan Drive, Rapid City

3 Beds 2 Baths 1,540 SqFt Residential MLS® # 1932107

$179,500

↓ $85,500

00 S East Torch Lake Drive, Alden

0 Beds 0 Baths 0 SqFt Land MLS® # 1927759

$169,900

↓ $5,000

Lot 6 Torch Hills Lane 6, Rapid City

0 Beds 0 Baths 0 SqFt Land MLS® # 467770

$169,900

↓ $5,000

Lot 2 Torch Hills Lane 2, Rapid City

0 Beds 0 Baths 0 SqFt Land MLS® # 467768

$94,900

Lot 7 Torch Hills Lane 7, Rapid City

0 Beds 0 Baths 0 SqFt Land MLS® # 467772

$79,900

Lot 8 Torch Hills Lane 8, Rapid City

0 Beds 0 Baths 0 SqFt Land MLS® # 467773

$69,900

Lot 9 Torch Hills Lane 9, Rapid City

0 Beds 0 Baths 0 SqFt Land MLS® # 467774

$50,000

Lot D-2 Valley Court, Central Lake

0 Beds 0 Baths 0 SqFt Land MLS® # 1926112

Torch Lake Homes for Sale

Why Torch Lake is Called the "Caribbean of the North"

Torch Lake, nestled in Northern Michigan, is widely hailed as the “Caribbean of the North”—and for good reason. With crystal-clear turquoise waters stretching over 19 miles long, this breathtaking lake is Michigan’s second-largest inland lake. It attracts buyers from across the country searching for a peaceful yet vibrant place to call home or retreat to seasonally.

Scenic Beauty, Water Activities & Peaceful Vibes

The natural landscape around Torch Lake offers towering pines, rolling hills, and jaw-dropping sunsets. Whether you're into fishing, paddleboarding, kayaking, or simply relaxing on your private dock, Torch Lake homes provide immediate access to some of the most scenic recreational opportunities in the Midwest.

Real Estate Market Overview for Torch Lake

Current Market Trends in 2025

As of 2025, the Torch Lake real estate market remains strong, with steady demand for both year-round residences and vacation rentals. While interest rates have slightly cooled the overall market, lakefront homes continue to be in high demand due to their limited availability.

Price Range for Lakefront Homes

Torch Lake homes for sale can range widely based on location, lot size, and lake access. On average:

• Waterfront cottages: $400,000 - $700,000

• Modern homes with private docks: $800,000 - $1.5M

• Luxury estates: $2M+

Buyers can find value at different price points, whether they’re seeking cozy cabins or expansive estates.

Investment Potential and ROI

Thanks to the region’s popularity with tourists, Torch Lake real estate offers excellent short-term rental potential. Homes here often generate strong Airbnb or VRBO income during peak summer months, making them attractive to investors seeking passive income.

Torch Lake Community

Nestled in Northern Michigan's pristine landscape, the Torch Lake community is a breathtaking destination known for its crystal-clear turquoise waters, vibrant outdoor lifestyle, and upscale yet laid-back charm. Frequently ranked among the most beautiful lakes in the world, Torch Lake stretches over 19 miles and is the longest inland lake in Michigan, attracting those seeking both tranquility and adventure.

Homeowners in this area enjoy more than just world-class water views. From luxury lakefront estates and charming cottages to newly built custom homes tucked in the trees, Torch Lake offers diverse real estate options. Whether you're boating from your private dock, paddleboarding at sunrise, or enjoying a family barbecue with stunning lake sunsets as your backdrop, life here is all about making memories.

The surrounding towns, including Alden, Clam River, Eastport, and Bellaire, provide a warm sense of community with boutique shopping, local dining, golf courses, and access to ski resorts and snowmobile trails in the winter. It’s a true four-season playground with investment potential and lifestyle appeal, making it an ideal choice for primary residences, vacation homes, or short-term rental income properties.

Living in the Torch Lake community means embracing Northern Michigan at its finest—natural beauty, peaceful surroundings, and a lifestyle where the lake is always calling.

Types of Homes for Sale on Torch Lake

Waterfront Luxury Estates

Luxury homes on Torch Lake often include multiple bedrooms, gourmet kitchens, private boat docks, and panoramic views. These properties are ideal for high-end buyers or those seeking family compounds for generations to enjoy.

Cozy Cabins and Cottages

Perfect for a quiet weekend or a summer escape, cottages and cabins are usually more affordable and provide a rustic, laid-back charm with just enough modern upgrades to feel like home.

Modern Lakehouses with Private Docks

Modern homes are a rising trend, combining energy-efficient designs with large decks, open floor plans, and contemporary aesthetics—all with direct lake access.

Top Neighborhoods Around Torch Lake

Eastport

Located on the northern edge of the lake, Eastport is beloved for its peaceful surroundings and direct access to both Torch Lake and Grand Traverse Bay.

Alden

A charming village on the southeastern shore, Alden offers walkable shops, cafes, and marinas. It’s a favorite for families looking for a relaxed, welcoming community.

Clam River Area

This is where Torch Lake connects to Clam Lake. Homes here often provide access to the entire Chain of Lakes, enhancing boating and recreational opportunities.

What to Look for When Buying Torch Lake Homes

Waterfront Access & Dock Rights

Not all Torch Lake homes have direct lakefront access. Be sure to verify if the property includes a private dock or deeded water access.

Seasonal vs Year-Round Living

While many properties are winterized for year-round use, some are strictly seasonal. Always check the HVAC, insulation, and plumbing systems before purchasing.

Property Taxes and Regulations

Torch Lake is spread across multiple counties, and tax rates can vary. Consult with a local realtor or tax consultant to understand what you’ll owe annually.

Steps to Buying a Torch Lake Home

Finding a Real Estate Agent

A local real estate agent with experience in waterfront properties can be invaluable. They know zoning laws, floodplain risks, and can spot red flags you might miss. Look for agents who specialize in the Torch Lake or Chain of Lakes region.

Home Inspection and Appraisal

Always schedule a thorough home inspection—especially for older cottages or seasonal homes. Check the foundation, roof, dock condition, and water systems. An appraisal helps ensure you're not overpaying, which is particularly important if you’re financing.

Closing and Title Transfer

The closing process in Michigan usually takes 30-45 days. Ensure all legal paperwork is clear of encumbrances, and hire a title company familiar with waterfront regulations and deed restrictions.

Best Time to Buy in Torch Lake

Seasonal Market Insights

Spring and early summer are peak listing seasons. This is when inventory is highest, but so is competition. If you’re looking for a better deal, consider shopping in the fall when sellers are more motivated to close before winter.

Buyer Competition & Inventory Trends

Inventory has remained relatively tight, especially for homes with prime lake access. However, with proper timing and preparation, buyers can still find great opportunities.

Local Amenities & Lifestyle

Restaurants, Shops & Marinas

Torch Lake’s surrounding towns like Bellaire and Alden boast charming boutiques, waterfront dining, and full-service marinas. The Dockside Restaurant near Clam River is a popular spot for lakeside dining.

Boating, Fishing, and Kayaking

From pontoons and speedboats to paddleboards and kayaks, there’s no shortage of ways to enjoy the lake. Torch Lake connects to several other lakes, making it ideal for day-long water adventures.

Nearby Attractions and Activities

• Shanty Creek Resorts – Golf and ski resort nearby

• Traverse City – Just an hour’s drive for festivals and vineyards

• Sleeping Bear Dunes – A stunning day trip destination on Lake Michigan

Eco-Friendly and Off-Grid Homes

Solar-Powered Lake Homes

More buyers are seeking off-grid or solar-powered options. Homes with energy-efficient designs are increasingly popular, reducing long-term costs and carbon footprints.

Green Building Materials

Reclaimed wood, recycled insulation, and low-VOC finishes are becoming standard in newly built or renovated Torch Lake homes—great for the environment and your health.

Torch Lake vs. Other Michigan Lakes

Comparison with Lake Charlevoix, Elk Lake, and Grand Traverse Bay

Torch Lake stands out for its water clarity and secluded feel, making it a top choice for serenity and beauty.

Mistakes to Avoid When Buying in Torch Lake

Overlooking Flood Zones

Always check FEMA flood zone maps. Properties near the shoreline may require flood insurance—often an overlooked but essential cost.

Ignoring Septic or Well Inspections

Most homes in the Torch Lake region rely on well water and septic systems. Ensure both are up to code and functioning before you commit.

How to List Your Torch Lake Home for Sale

Setting the Right Price

Pricing too high can result in a stale listing. Work with a local agent to analyze comps and find a competitive asking price that reflects seasonal demand.

Staging for Maximum Appeal

Stage your home with lake-friendly decor—nautical colors, open floor plans, and minimal clutter help buyers picture themselves relaxing on the lake.

Marketing with Aerial Photography

Drones have revolutionized real estate marketing. Use aerial photos and videos to showcase lake access, lot size, and dock amenities.

Testimonials from Torch Lake Homeowners

First-Time Buyer Experiences

"Buying our cottage in Alden was the best decision we ever made. The peace, the sunsets, the community—it’s magical!" — Sarah & Tom, Detroit

Investor Success Stories

"Our Torch Lake rental paid for itself in three summers. We couldn’t be happier with the ROI." — Alicia R., Chicago

Financing and Mortgage Tips

Getting Pre-approved

Securing mortgage pre-approval before house hunting is essential, especially in a competitive market like Torch Lake.

Best Local Lenders

Several Michigan-based credit unions and lenders specialize in lakefront properties. Working with someone familiar with the area can help streamline the process.

Tips for Second-Home Buyers

If this is your second home, remember to factor in:

• Higher down payment requirements

• Insurance for vacation homes

• HOA rules (if applicable)

Benefits of Owning Property on Torch Lake

Vacation Rental Income

Owners who rent out their property during peak seasons can earn thousands of dollars in monthly income, offsetting mortgage and maintenance costs.

Family Retreat & Weekend Getaway

Having your own lake house allows for spontaneous weekend trips, family reunions, or simply a peaceful retreat from the city bustle.

Appreciation Over Time

Lakefront properties are limited in supply and historically appreciate faster than inland homes, making them a smart long-term investment.

Torch Lake Highlights

Torch Lake Dining

If you are a food enthusiast, you will be happy to know that Torch Lake has many fine dining establishments. Your adventurous side will not die as soon as you buy a home there; on the contrary, you will have new food opportunities to explore. From the local cafes to the high-end restaurants, there will always be something on the menu for you to try. You will notice how diverse and big the Torch Lake area is when you explore the hotels and restaurants.

There are many chances to try new foods or the same foods you are used to but prepared differently. There are eateries dedicated to making delicious breakfasts, lunches, dinners, or in-between meals of your choice. Many established chefs have found opportunities in Torch Lake. From classic pizza, steak, fish, and vegetarian options, there is something for every diet. Travelers enjoy the eateries as much as they enjoy the natural amenities in Torch Lake. Dockside is a restaurant on water; you can go with a boat to eat there or take away your food. It's a unique establishment with a much laid-back atmosphere. 

Torch Lake Vacation Rentals

If you are looking to rent a home on Torch Lake, there are plenty of reasonably-priced offerings, but be sure to book well in advance. Generally speaking, book a Torch Lake vacation home about 9-12 months in advance. If you wait until a month or two before your trip, you will be met with slim pickings, if anything. Torch Lake is so large that the number of houses doesn't remotely fill the entire coast line - not even close.

Torch Lake Hotels

Torch lake doesn't have a lot of hotels on it. However, you can stay at the Pointes North Inn or Edgewater Inn in nearby Charlevoix, Michigan. 

For an extended stay, consider lodging options like:​

• Torch Lake Bed and Breakfast: Offers lakeside views and cozy rooms.​

• Grand Victorian B&B Inn: A historic inn with elegant accommodations.

Torch Lake has a lot of campgrounds but our favorite is Torch Grove. This campground has 42 campsites and is the closest camping to Torch Lake. They are one mile from the "Sandbar" Area of Torch Lake. The lake itself is accessible directly across the street via public access with a beach and picnic area. 

Torch Lake Boat Rentals

There are a number of boat rental companies on Torch Lake. Dockside, the restaurant we mentioned earlier, rents pontoon boats and jet skis (for some reason they call them wave runners). Chain O' Lakes rentals will pick up and deliver jet skis and boats to the north end of Torch Lake. They have boats, pontoons, jet skis, and speedboats available for rent. 

Torch Lake is just one piece of a larger chain of lakes. Sure, it’s the largest of the chain, and arguably the most beautiful, but there are other areas to explore in the Elk River Chain of Lakes Watershed, a 75-mile-long waterway consisting of 14 lakes and connecting rivers in the northwestern section of Michigan’s Lower Peninsula, which empty into Lake Michigan. So there is plenty of room for adventuring, and that is exactly what most people who visit or live on Torch Lake do.

Things to do at Torch Lake

Water Activities

Torch Lake's crystal-clear turquoise waters are perfect for a variety of water-based activities

• Boating: Explore the expansive lake by renting a pontoon or speedboat from local marinas such as Alden Marina or Clam River Marine

• Swimming: Enjoy a refreshing swim in the lake's clean and clear waters

• Kayaking & Paddleboarding: Experience the calm waters and scenic beauty at your own pace

• Jet Skiing & Waterskiing: For thrill-seekers, the lake offers ample space for high-speed water sports

• Fishing: Anglers can find a variety of fish species, including smallmouth bass, lake trout, and perch the famous Torch Lake Sandbar is a popular spot where boaters gather to socialize and enjoy the shallow, warm waters

Outdoor Adventures

Beyond the lake, the surrounding area offers numerous opportunities for outdoor exploratio:

• Hiking: Trails like those in the Torch Lake Nature Preserve provide scenic routes for all skill level.

• Nature Walks: Discover the local flora and fauna in the nearby parks and preserve.

• Golfing: Enjoy a round at nearby courses such as A-Ga-Ming Golf Resor.

Breweries & Distillerie

The region boasts a growing craft beverage scee:

• Torch Lake Beer Co: A local favorite offering a variety of bres.

• Mammoth Distilling: Known for its craft spirits and inviting tasting rom.

• Bee Well Mead & Cider: Offers a unique selection of meads and ciders made from local ingrediens.

These establishments often feature live music and events, providing a lively atmosphere for visitos.

Relaxation Spos

For those looking to unwnd:

• Torch Lake Day Park: A serene spot perfect for picnics and enjoying the lake viws.

• Barnes Park: Offers beach access and peaceful surroundings for a relaxing ay.

• Sunset Cruises: Experience the beauty of Torch Lake at dusk with a tranquil boat rde.

Biking

Explore the area on two whels:

• Local Trail: The region features several biking trails suitable for all leels.

• Scenic Route: Ride through picturesque towns and along the lake's shoreline for stunning vews.

Shopping

Discover unique local shops and makets:

• Brownwood Acres Shos: Offers a variety of local goods and souvnirs.

• King Orchars: A family-owned farm market known for fresh produce and homemade proucts.

• Bachmann's Stoe: A historic general store offering a range of items from gifts to grocries.

Casinos

While there are no casinos directly in Torch Lake, several are located within a reasonable driving ditance:

• Turtle Creek Casino & Hoel: Located near Traverse City, offering gaming, dining, and entertainment otions.

• Odawa Casno: Situated in Petoskey, featuring a variety of games and liveshows.

Whether you're seeking adventure or relaxation, Torch Lake and its surrounding areas offer a diverse range of activities to suit every inerest.

Schools Near Homes on Torch Lake, Michigan

There are excellent school districts serving Torch Lake township and beyond. Your children will attend a great elementary and high school in Michigan. An area will not be ideal for homes without school districts. Torch Lake is a very large area; it touches on many school districts. The best way to know the type of school you will be working with is to look at the public school nearby. The area has favorably-ranked educational institutions. These are the four leading schools in Torch Lake:

• Bellaire Public Schools
• Central Lake
• Elk Rapids Schools
• Ellsworth Community Schools

Torch Lake Annual Events