Discover the Top 10 Reasons to Buy a Home in Houghton Lake, MI

Houghton Lake

Located in the heart of Northern Michigan, Houghton Lake is a welcoming lakefront community known for its scenic beauty, outdoor recreation, and affordable living. As Michigan’s largest inland lake, the area offers a unique blend of small-town charm and year-round adventure, making it a favorite destination for families, retirees, and vacation homeowners.

Homes for sale in Houghton Lake range from cozy cabins and affordable cottages to stunning waterfront estates with private docks and panoramic lake views. Whether you’re seeking a primary residence, a seasonal getaway, or an income-generating vacation rental, this vibrant community delivers exceptional value and lifestyle appeal.

Real Estate Statistics

Average Price	$322K
Lowest Price	$62K
Highest Price	$1.5M
Total Listings	109
Avg. Days On Market	164
Avg. Price/SQFT	$196

Property Types (active listings)

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• $200,000 - $300,000
• $300,000 - $400,000
• $400,000 - $500,000
• $500,000 - $600,000
• $600,000 - $700,000
• $700,000 - $800,000
• Over $1,000,000

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Pending

$1,500,000

10360 West Shore Drive, Houghton Lake

0 Beds 15 Baths 10,000 SqFt Commercial MLS® # 1920409

$1,500,000

10360 West Shore Drive, Houghton Lake

2 Beds 2 Baths 1,800 SqFt Residential MLS® # 1921813

$1,350,000

↓ $50,000

895 E Houghton Lake Drive, Houghton Lake

4 Beds 3 Baths 2,375 SqFt Residential MLS® # 201836188

$1,250,000

9371 Carlos Avenue, Houghton Lake

0 Beds 0 Baths 0 SqFt Commercial MLS® # 201836525

$1,200,000

1900 W Houghton Lake Drive, Houghton Lake

0 Beds 0 Baths 8,799 SqFt Commercial MLS® # 201827455

$1,190,000

↓ $60,000

10913 E Houghton Lake Drive, Houghton Lake

0 Beds 0 Baths 6,476 SqFt Commercial MLS® # 1934506

$1,190,000

↓ $60,000

10913 E Houghton Lake Drive, Houghton Lake

0 Beds 0 Baths 6,476 SqFt Multi-Family MLS® # 1935148

New

$799,000

104 Burrill Drive, Houghton Lake

0 Beds 0 Baths 0 SqFt Commercial MLS® # 1936137

$739,000

159 Dale Road, Houghton Lake

4 Beds 2 Baths 2,416 SqFt Residential MLS® # 201836280

$699,999

3113 Long Point Drive, Houghton Lake

3 Beds 2 Baths 1,464 SqFt Residential MLS® # 201833957

$609,000

↓ $191,000

2255 S Tower Hill Road, Houghton Lake

0 Beds 0 Baths 3,584 SqFt Commercial MLS® # 201833961

Pending

$599,999

3113 Long Point Drive, Houghton Lake

3 Beds 2 Baths 1,464 SqFt Residential MLS® # 201833959

Pending

$545,000

324 Powderhorn Drive, Houghton Lake

3 Beds 2 Baths 1,428 SqFt Residential MLS® # 1938290

$539,000

8589 E Houghton Lake Drive, Houghton Lake

3 Beds 2 Baths 1,733 SqFt Residential MLS® # 201837151

$525,000

1409 Heightsview Drive, Houghton Lake

0 Beds 0 Baths 30,909 SqFt Commercial MLS® # 201831539

$499,500

↓ $26,000

6783 E Houghton Lake Drive, Houghton Lake

5 Beds 4 Baths 2,619 SqFt Residential MLS® # 201834830

$479,900

615 Long Point Drive, Houghton Lake

3 Beds 2 Baths 1,189 SqFt Residential MLS® # 201836755

$450,000

V/l Loxley Street 7 Acres, Houghton Lake

0 Beds 0 Baths 0 SqFt Land MLS® # 201831545

$449,900

206 Joliet Ave And 119 Desoto Ave, Houghton Lake

3 Beds 2 Baths 1,520 SqFt Residential MLS® # 201834285

$439,500

11366 W Shore Drive, Houghton Lake

3 Beds 2 Baths 960 SqFt Residential MLS® # 201837131

$399,900

8110 Perry Road, Houghton Lake

3 Beds 1 Bath 1,374 SqFt Residential MLS® # 201836452

Pending

$399,900

104 Dockside Drive, Houghton Lake

2 Beds 2 Baths 1,300 SqFt Residential MLS® # 201837054

$399,900

8407 E Houghton Lake Drive, Houghton Lake

2 Beds 2 Baths 1,325 SqFt Residential MLS® # 201837240

$399,000

↓ $33,100

607 Shoreline Drive, Houghton Lake

5 Beds 2 Baths 1,896 SqFt Residential MLS® # 201834475

$389,000

119 Wilson Avenue, Houghton Lake

2 Beds 1 Bath 800 SqFt Residential MLS® # 201836212

$375,000

8979 W Houghton Lake Drive, Houghton Lake

0 Beds 0 Baths 6,000 SqFt Commercial MLS® # 201830735

New

$365,000

6369 Wooded Trail, Houghton Lake

3 Beds 2.5 Baths 1,626 SqFt Residential MLS® # 1939397

$365,000

↓ $7,400

6119 W Nestel Road, Houghton Lake

5 Beds 3 Baths 4,800 SqFt Residential MLS® # 201835858

$350,000

↓ $9,000

1106 Houghton View Drive, Houghton Lake

2 Beds 1 Bath 1,008 SqFt Residential MLS® # 201834224

Pending

$349,900

↓ $25,000

3974 W Houghton Lake Drive #2, Houghton Lake

3 Beds 2 Baths 1,086 SqFt Residential MLS® # 201835592

$349,900

↓ $20,000

149 Oak Marr Drive, Houghton Lake

3 Beds 3 Baths 2,158 SqFt Residential MLS® # 201835897

$339,000

↓ $5,000

6222 W Emery Road, Houghton Lake

3 Beds 4 Baths 1,895 SqFt Residential MLS® # 201833617

$339,000

↓ $10,000

117 Vienna Court, Houghton Lake

3 Beds 3 Baths 1,728 SqFt Residential MLS® # 201835825

$329,900

6698 Birdsong Road, Houghton Lake

1 Bed 1 Bath 900 SqFt Residential MLS® # 1937785

$325,000

Xxx W Houghton Lake Drive, Houghton Lake

0 Beds 0 Baths 0 SqFt Commercial MLS® # 1925904

$319,900

9252 W Lake City Road, Houghton Lake

0 Beds 0 Baths 2,680 SqFt Commercial MLS® # 201837306

New

$315,000

105 Marigold Lane, Houghton Lake

3 Beds 2 Baths 2,000 SqFt Residential MLS® # 1939444

$300,000

6329 W Houghton Lake Drive, Houghton Lake

0 Beds 0 Baths 9,201 SqFt Commercial MLS® # 201831057

$299,900

108 Corral Street, Houghton Lake

3 Beds 2 Baths 2,200 SqFt Residential MLS® # 201836952

$299,900

6231 W Houghton Lake Drive, Houghton Lake

0 Beds 0 Baths 10,180 SqFt Commercial MLS® # 201837405

$289,000

↓ $5,900

6351 W Emery Road, Houghton Lake

2 Beds 1 Bath 1,056 SqFt Residential MLS® # 201836730

$264,000

↓ $5,000

305 Huntington Road, Houghton Lake

4 Beds 3 Baths 2,072 SqFt Residential MLS® # 201836648

$260,000

202 Forestville Road, Houghton Lake

3 Beds 2 Baths 1,600 SqFt Residential MLS® # 1933136

$260,000

6899 E Houghton Lake Drive Unit B, Houghton Lake

4 Beds 2 Baths 1,440 SqFt Residential MLS® # 201837149

$249,900

↓ $100,000

1070 W Houghton Lake Road, Houghton Lake

0 Beds 3 Baths 3,500 SqFt Commercial MLS® # 1929497

$249,000

↓ $20,000

205 Beechwood Avenue, Houghton Lake

3 Beds 2 Baths 1,080 SqFt Residential MLS® # 201834773

$244,900

↓ $5,000

6789 E Houghton Lake Drive, Houghton Lake

3 Beds 1 Bath 1,056 SqFt Residential MLS® # 201835902

New

$239,900

100 Corral Street, Houghton Lake

3 Beds 2 Baths 2,025 SqFt Residential MLS® # 201837514

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Houghton Lake, MI Homes for Sale: Top Reasons to Buy Now in 2025

Introduction to Houghton Lake, MI

Nestled in the heart of Northern Michigan, Houghton Lake is more than just a scenic escape—it's a place to plant roots. As Michigan’s largest inland lake, the area is known for its charming lakeside community, diverse property offerings, and year-round outdoor recreation.

Whether you're looking for a cozy cabin, a spacious waterfront estate, or a smart investment property, Houghton Lake homes for sale offer something for everyone.

Located in Roscommon County, Houghton Lake provides the perfect balance between small-town tranquility and modern conveniences. For buyers seeking a lifestyle that blends nature, affordability, and community, this lakefront paradise is quickly rising to the top of Michigan’s real estate hotspots.

Why People are Flocking to Houghton Lake

Growing Popularity Among Retirees and Families

There’s no secret why families and retirees alike are drawn to Houghton Lake. With its friendly neighborhoods, top-notch medical facilities, and leisurely pace, this town offers peace of mind and a sense of belonging. It's a haven for those looking to enjoy their golden years or raise kids in a safe and scenic environment.

Year-Round Attractions and Outdoor Activities

You’ll never run out of things to do in Houghton Lake. From boating and fishing in the summer to snowmobiling and ice fishing in the winter, the area is an outdoor lover’s dream. Plus, events like Tip-Up Town—Michigan’s oldest winter festival—bring locals and visitors together in celebration of northern living.

Real Estate Market Overview

2025 Market Trends and Forecast

In 2025, Houghton Lake is expected to continue its upward climb in real estate demand. With more remote workers and retirees looking to settle in peaceful areas, Houghton Lake offers an attractive blend of affordability and lifestyle benefits. Inventory remains competitive, and well-priced homes are selling fast.

Average Home Prices and Value Growth

The average home price in Houghton Lake hovers around $225,000, though this varies depending on proximity to the water, home size, and condition. Waterfront homes command a premium, with prices reaching upwards of $400,000. Still, the area remains more affordable than other Michigan lakefront markets.

Types of Homes for Sale in Houghton Lake

Waterfront Properties

These homes offer stunning lake views, private docks, and easy access to recreational activities. From rustic cabins to modern lakefront estates, you’ll find a range of options designed for year-round enjoyment.

Single-Family Residences

These are ideal for full-time residents and include everything from traditional ranch homes to multi-story retreats with large yards and garages.

Cabins and Cottages

Perfect for weekend getaways or seasonal rentals, Houghton Lake's cabins and cottages provide charming, low-maintenance living with woodsy aesthetics and cozy interiors.

Condos and Vacation Rentals

Turnkey condos and managed vacation rentals are excellent investment properties with potential for steady rental income and hassle-free ownership.

Benefits of Buying a Home in Houghton Lake

Cost of Living and Tax Benefits

One of the most compelling reasons to buy a home in Houghton Lake is its affordable cost of living. Compared to other lakefront destinations in Michigan or neighboring states, Houghton Lake gives you more bang for your buck. Property taxes are modest, and with no city income tax, homeowners enjoy real savings. Essentials like groceries, utilities, and transportation are also attractively priced—making it a practical choice for retirees and working families alike.

Lifestyle and Community Culture

Life moves at a pleasant, peaceful pace in Houghton Lake. You’ll find a strong sense of community here, where neighbors greet you by name and local events bring everyone together. Whether it’s weekend craft fairs, farmer’s markets, or lakefront yoga classes, the town fosters a wholesome, connected lifestyle. It’s the kind of place where memories are made—where kids learn to fish, families gather around bonfires, and everyone waves when you pass on the street.

Excellent Schools and Healthcare Facilities

Families with children will be pleased to know that the Houghton Lake Community Schools system offers solid academics, extracurricular activities, and a supportive learning environment. Nearby Roscommon schools also provide excellent alternatives. For healthcare, residents have access to top-notch services through Munson Healthcare, clinics, and specialized providers. When it comes to both health and education, Houghton Lake delivers peace of mind.

Investment Potential and ROI

Vacation Rentals and Income Properties

With an influx of seasonal tourists and weekend visitors, Houghton Lake presents a goldmine for vacation rental investors. Properties near the lake or with desirable amenities (hot tubs, decks, firepits) consistently generate strong occupancy rates. Using platforms like NorthernMichiganEscapes.com or Airbnb, many owners earn enough in peak season to cover mortgage payments for the entire year.

Appreciation Rates and Market Stability

The region has experienced steady value appreciation over the last decade, and 2025 is shaping up to follow that trend. With limited waterfront inventory and increasing demand from downstate buyers, values are expected to climb. It’s a smart long-term play whether you’re buying a second home, diversifying your real estate portfolio, or planting roots.

Best Neighborhoods in Houghton Lake

East Bay

Known for its quiet shores and family-friendly atmosphere, East Bay offers charming cottages and newly built homes. It’s a peaceful retreat ideal for nature lovers and retirees.

Prudenville

Technically its own community adjacent to Houghton Lake, Prudenville is a popular area for shopping, restaurants, and lake access. Homes range from modest cabins to grand lakefront estates.

West Shore

This area boasts some of the best sunset views over Houghton Lake. You’ll find a mix of classic mid-century homes and newer luxury builds, all within easy reach of public beaches and boat launches.

Waterfront Living at Its Finest

Lake Activities and Access

Owning a waterfront home on Houghton Lake means having a playground in your backyard. From sunrise paddleboarding to sunset pontoon cruises, life on the lake is nothing short of magical. The lake covers more than 20,000 acres, giving homeowners endless opportunities for boating, swimming, and fishing.

Boat-Friendly Properties

Many properties include private docks, boat lifts, and deep-water access, making it easy to hit the water anytime. Whether you’re into fishing for walleye, hosting tubing parties, or just floating with a drink in hand, Houghton Lake is a boater’s paradise.

The Buying Process in Houghton Lake

Finding a Local Real Estate Expert

Navigating the Houghton Lake market is easier with a trusted guide. That’s where Brook Walsh, managing real estate broker at BrookWalsh.com, comes in. With deep local expertise and insider knowledge, Brook helps buyers make smart, confident decisions.

Getting Pre-Approved for a Mortgage

Securing financing early will give you an edge, especially in a competitive market. Local lenders familiar with the region can streamline the process and offer flexible options.

Navigating Inspections and Closing

From checking septic systems to ensuring shoreline stability, lakefront home inspections require experience. Brook and his team work closely with inspectors and title companies to ensure smooth, successful closings.

Tips for First-Time Buyers in Houghton Lake

What to Look for in a Lakefront Home

• Shoreline condition (sandy, rocky, marshy)

• Water depth and clarity

• Dock and boat access

• HOA rules (if applicable)

• Proximity to stores and emergency services

Avoiding Common Buying Pitfalls

• Skipping the inspection (especially septic and well systems)

• Ignoring seasonal accessibility

• Underestimating maintenance (snow, humidity, pest control)

• Overlooking rental potential or restrictions

Seasonal Considerations

Winter Home-Buying in Houghton Lake

Winter isn’t just a time for snowmobiling and ice fishing—it’s also a great time to buy. Sellers tend to be more flexible, and you’ll get to experience how the home handles snow, insulation, and road conditions.

Summertime Appeal and Buyer Demand

Spring and summer are peak buying seasons, and for good reason. The lake sparkles, flowers bloom, and the whole area buzzes with energy. If you want the widest selection of listings, this is your window—but be prepared for competition.

Local Amenities and Conveniences

Dining, Shopping, and Entertainment

You’ll find everything from classic diners and ice cream shops to trendy coffee houses and waterfront taverns. Stores like Walmart, Meijer, and family-run businesses provide the necessities. For fun, there are golf courses, mini-golf, bowling, and even go-karts.

Schools and Recreation Facilities

With local schools and youth programs, plus parks, trails, and sports leagues, Houghton Lake keeps families active. There’s even a local YMCA and several wellness centers.

Living the Houghton Lake Lifestyle

Community Events and Gatherings

From Tip-Up Town USA in January to summer craft fairs and music festivals, there’s always something happening. The town’s events are full of character and charm—just like the people who live here.

Nature, Peace, and Quiet

Sometimes, the best perk of all is the ability to unwind. Picture this: a campfire crackling, stars overhead, and nothing but the sound of loons on the lake. That’s Houghton Lake at its finest.

Testimonials from Homeowners

Why They Chose Houghton Lake

"We wanted a family lake house, and nothing compared to Houghton Lake. The water, the community, the lifestyle—it checked every box." – The Carson Family, East Bay

What They Love Most

"We wake up with coffee on the deck and end the night with s’mores by the firepit. It’s a dream we made real." – Sarah and Dan, West Shore

Frequently Asked Questions

1. Can I live in Houghton Lake year-round?
A. Yes! Many residents live here full-time and enjoy all four seasons in comfort.

2. Are there good schools in the area?
A. Absolutely. Houghton Lake Community Schools and nearby districts offer quality education.

3. What’s the average home price?
A. Expect around $225,000, but prices vary with location and size—especially lakefront.

4. Can I rent out my home seasonally?
A. Yes, many homeowners use platforms like NorthernMichiganEscapes.com or Airbnb to generate income.

5. Is the lake good for fishing and boating?
A. Definitely. Houghton Lake is known for walleye, pike, and bass fishing and offers fantastic boating.

6. Are there new construction homes available?
A. Yes, though limited. Partnering with a local broker like Brook Walsh can help you find or build your ideal home.

Conclusion and Final Thoughts

Buying a home in Houghton Lake, MI isn’t just a smart move—it’s a lifestyle upgrade. From unbeatable natural beauty and affordability to a tight-knit community and booming vacation rental potential, this charming town has everything you could ask for. Whether you’re settling down, investing, or just starting out, now is the perfect time to plant your flag in Houghton Lake.