C/O Club Real Estate in Charlevoix, MI: Luxury Lakefront Living

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C/O Club

C/O Club Real Estate in Charlevoix, Michigan, offers an exclusive waterfront lifestyle in one of Northern Michigan’s most picturesque communities. This private, gated neighborhood is nestled along the scenic shores of Lake Michigan and Lake Charlevoix, combining small-town charm with refined luxury. Residents enjoy access to a private marina, sandy beach, walking trails, and a beautifully appointed clubhouse. Whether you’re seeking a serene seasonal getaway or a permanent retreat, the C/O Club is a sanctuary of elegance, privacy, and natural beauty—just moments from downtown Charlevoix.

Real Estate Statistics

Average Price	$2.5M
Lowest Price	$2.5M
Highest Price	$2.5M
Total Listings	1
Avg. Price/SQFT	$570

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$2,450,000

121 C And O Club, Charlevoix

6 Beds 7 Baths 4,300 SqFt Residential MLS® # 477740

C/O Club Real Estate | Charlevoix, Michigan Luxury Living Guide (2025 Edition)

Discover the C/O Club Real Estate in Charlevoix, Michigan—luxurious living in a four-season, waterfront paradise with unmatched amenities and community charm.

Introduction to C/O Club Real Estate

Tucked along the shores of Lake Michigan’s most charming harbor town, C/O Club in Charlevoix stands as a shining example of luxury living in Northern Michigan. Whether you're seeking a year-round residence, a seasonal escape, or a lucrative investment, C/O Club offers everything from panoramic waterfront views to resort-style amenities. This isn’t just a place to live—it’s a lifestyle built around tranquility, elegance, and community.

Nestled just minutes from downtown Charlevoix, this exclusive enclave offers a unique combination of privacy, modern luxury, and the natural beauty of Michigan’s lakeshore. The moment you enter the C/O Club, you’ll understand why this community has become a prized destination for discerning buyers.

Why Charlevoix, Michigan is a Hidden Gem

Small-Town Charm Meets Upscale Amenities

Charlevoix may be small in size, but it packs a punch when it comes to lifestyle offerings. Known for its picturesque marina, charming boutiques, and historic Mushroom Houses, the town is a magnet for those who value both culture and nature.

A Four-Season Destination

Spring bursts with blossoms, summer offers endless water activities, fall dazzles with fiery foliage, and winter brings serene, snowy escapes. Charlevoix truly offers something magical year-round, making C/O Club an ideal home base for every season.

Check out this video for a look at the Charlevoix community

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Overview of the C/O Club

History and Development

The C/O Club (short for “Charlevoix Owners Club”) was developed with the intention of offering an elevated residential experience that captures the essence of lakefront living. Over the years, it has grown into a highly desirable private community thanks to its superior design, attention to detail, and commitment to quality.

Community Vision and Values

This gated community is anchored in values of peace, luxury, and harmony with nature. The club’s developers aimed to create more than just real estate—they built a neighborhood where residents could feel connected to both their surroundings and each other.

Property Types Available at the C/O Club

Lakefront Homes

If waking up to sparkling views of Lake Michigan is on your wishlist, the C/O Club’s selection of lakefront homes delivers. These properties feature expansive windows, private docks, and sprawling decks perfect for morning coffee or sunset cocktails.

Custom-Built Estates

For those looking to build their dream home, custom estate lots provide the ultimate blank canvas. From choosing your finishes to orienting your home for the best water views, this is your chance to design a true masterpiece.

Luxury Condominiums

Perfect for seasonal living or downsizing, the C/O Club’s condos offer high-end features like vaulted ceilings, gourmet kitchens, and open-concept layouts—with the added bonus of maintenance-free living.

Features and Amenities of the C/O Club

Private Marina Access

Boating enthusiasts, rejoice! The community’s private marina allows for quick and convenient access to Lake Michigan, Lake Charlevoix, and beyond.

Exclusive Beachfront

Residents enjoy access to a private, sandy beach—ideal for swimming, sunbathing, or relaxing with a good book.

Clubhouse and Social Areas

The on-site clubhouse serves as a hub for resident gatherings, community events, and informal get-togethers. It’s equipped with cozy fireplaces, lounge seating, and panoramic views of the lake.

Fitness and Recreation Opportunities

Stay active with walking trails, a state-of-the-art fitness center, and year-round outdoor recreation options like kayaking, paddleboarding, and cross-country skiing.

Lifestyle Benefits of Living at the C/O Club

Privacy and Security

With gated access and private roads, the C/O Club ensures a high level of security and peace of mind. Whether you're on-site or away, you’ll rest easy knowing your home is protected.

Social Community and Events

From summer barbecues to holiday parties, residents here enjoy a tight-knit community that embraces connection. Friendships flourish, and there's always something happening.

Access to Northern Michigan’s Finest

Being part of the C/O Club means you’re just minutes away from golfing at Belvedere Golf Club, skiing at Boyne Mountain, and dining in one of Charlevoix’s top-rated restaurants.

Investment Potential and Property Values

Market Trends in Charlevoix

Charlevoix real estate continues to appreciate, thanks in part to limited inventory and rising demand for luxury lakefront properties. The C/O Club’s premium location only enhances its investment appeal.

Long-Term Appreciation

Because it offers rare access to both Lake Charlevoix and Lake Michigan, homes within the C/O Club are likely to enjoy steady value increases over time, making them ideal for both short- and long-term investors.

Rental Opportunities and ROI

With vacation rental demand surging in Northern Michigan, purchasing a home in the C/O Club could generate impressive seasonal income—especially with professional management from NorthernMichiganEscapes.com.

Working with a Local Real Estate Expert

Importance of Local Knowledge

Navigating luxury real estate requires expertise. Local agents understand seasonal trends, zoning regulations, and neighborhood nuances that can make or break a deal.

Why Choose BrookWalsh.com

With a proven track record of over $500M in real estate transactions and deep local roots, BrookWalsh.com is your go-to resource for buying or selling in the C/O Club. Brook’s insider knowledge, investor mindset, and marketing acumen give you a leg up in a competitive market.

Steps to Purchasing in the C/O Club

Financing Luxury Real Estate

High-end real estate purchases often involve portfolio lending, jumbo loans, or cash offers. Working with a financial advisor and lender familiar with luxury markets is key.

Inspection and Appraisal Tips

Due diligence is critical. Hire specialists to inspect docks, seawalls, and high-end appliances to ensure your investment is sound.

Closing the Deal Smoothly

With the right real estate professional guiding you, the process can be seamless—from offer to keys-in-hand.

Nearby Attractions and Conveniences

Downtown Charlevoix Highlights

From quaint cafes to art galleries and gourmet restaurants, downtown Charlevoix is an experience in itself—walkable, vibrant, and filled with character.

Outdoor Activities Year-Round

Hiking, boating, fishing, and skiing are all within easy reach, making it easy to stay active and connected to nature.

Dining, Shopping, and Culture

Don’t miss local gems like Stafford’s Weathervane Restaurant, Round Lake Bookstore, or the Charlevoix Circle of Arts.

Testimonials from C/O Club Residents

“We never thought we’d find a place that combines lakeside beauty, high-end design, and such a welcoming community. We’ve made lifelong friends here!” — The Thompsons

“Brook helped us find the perfect home at the C/O Club. We love watching the boats pass by from our deck—it’s heaven on earth.” — Julia R.

Frequently Asked Questions

Q1: Can I rent out my home at the C/O Club?
A. Yes, and many owners do. Partnering with NorthernMichiganEscapes.com ensures your rental is marketed and managed professionally.

Q2: Are pets allowed in the community?
A. Yes! The C/O Club is pet-friendly, with plenty of outdoor space for your furry companions.

Q3: What are the annual HOA fees?
A. Fees vary based on property type, but they typically cover maintenance, security, clubhouse access, and marina upkeep.

Q4: Is there a waitlist for marina slips?
A. Demand can be high, so it’s best to inquire early when purchasing your home.

Q5: Can I build a custom home in the C/O Club?
A. Absolutely. There are a few available lots for custom builds. BrookWalsh.com can help you explore options and connect with local builders.

Q6: How close is the nearest airport?
A. Charlevoix Municipal Airport is less than 10 minutes away, and Traverse City’s Cherry Capital Airport is just over an hour’s drive.

Conclusion: Your Next Move to Luxury Living

Whether you’re buying your forever home, a seasonal retreat, or a high-performing investment, the C/O Club in Charlevoix offers the lifestyle, community, and value that make Northern Michigan truly exceptional. With private beaches, breathtaking views, and top-tier amenities, it’s no wonder this waterfront paradise is attracting savvy buyers from across the country.

Ready to explore what’s available?
Contact Brook Walsh today and take the first step toward your dream life at the C/O Club.