Cross Village

Nestled along the shores of Lake Michigan, Downtown Cross Village offers a peaceful and picturesque lifestyle surrounded by natural beauty and rich heritage. Known for its small-town charm, artistic spirit, and stunning lake views, this tight-knit community is ideal for homebuyers seeking tranquility, outdoor adventure, and a slower pace of life.

Whether you're looking for a cozy cottage, a historic home, or a lakefront retreat, Cross Village delivers timeless appeal and lasting value in Northern Michigan.

Cross Village, MI Real Estate

Real Estate Statistics

Average Price $552K
Lowest Price $50K
Highest Price $16M
Total Listings 6,091
Avg. Days On Market 128
Avg. Price/SQFT $277

Property Types (active listings)


Browse Cross Village Real Estate Listings

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4265 Balsam Lane, Boyne City

$16,000,000

↓ $2,000,000

4265 Balsam Lane, Boyne City

14 Beds 8 Baths 5,700 SqFt Residential MLS® # 475226
5961 E Oslo Street, Williamsburg

$14,900,000

5961 E Oslo Street, Williamsburg

0 Beds 0 Baths 1,780 SqFt Commercial MLS® # 1928608
850 W Bear River Road, Petoskey

$13,995,000

850 W Bear River Road, Petoskey

5 Beds 7 Baths 14,636 SqFt Residential MLS® # 475791
6424 Brackett Road, Williamsburg

$12,000,000

6424 Brackett Road, Williamsburg

8 Beds 7 Baths 21,000 SqFt Residential MLS® # 1926752
6166 Lake Grove Road, Petoskey

$11,465,000

6166 Lake Grove Road, Petoskey

5 Beds 7 Baths 5,106 SqFt Residential MLS® # 476996
W Top O' The Lake Road 199 Acres, Gulliver

$10,300,000

W Top O' The Lake Road 199 Acres, Gulliver

0 Beds 0 Baths 0 SqFt Land MLS® # 476202
0000 Torch Lake Drive,nw, Kewadin

$9,995,000

0000 Torch Lake Drive,nw, Kewadin

5 Beds 5 Baths 9,362 SqFt Residential MLS® # 1933397
New
6625 Grand Prix Drive, Williamsburg

$9,950,000

6625 Grand Prix Drive, Williamsburg

0 Beds 0 Baths 0 SqFt Land MLS® # 1935553
4050 Peninsula Drive, Bay Harbor

$9,250,000

4050 Peninsula Drive, Bay Harbor

5 Beds 7 Baths 8,387 SqFt Residential MLS® # 476242
1180 N Shore Drive, Mears

$8,900,000

1180 N Shore Drive, Mears

74 Beds 77 Baths 63,000 SqFt Commercial MLS® # 476265
16768 Wrightwood Terrace Drive, Traverse City

$8,875,000

16768 Wrightwood Terrace Drive, Traverse City

5 Beds 6 Baths 10,412 SqFt Residential MLS® # 475922
6166 Lake Grove Road, Petoskey

$8,575,000

6166 Lake Grove Road, Petoskey

4 Beds 6 Baths 4,706 SqFt Residential MLS® # 476997
145 Traverse Street, Harbor Springs

$8,500,000

145 Traverse Street, Harbor Springs

4 Beds 7 Baths 8,622 SqFt Residential MLS® # 476801
3087 Forrest Avenue, Harbor Springs

$8,500,000

3087 Forrest Avenue, Harbor Springs

6 Beds 6 Baths 7,786 SqFt Residential MLS® # 475020
1439 Lindburgh Lane, Cheboygan

$7,450,000

1439 Lindburgh Lane, Cheboygan

5 Beds 7 Baths 9,300 SqFt Residential MLS® # 468365
841 E Front Street, Traverse City

$6,999,900

841 E Front Street, Traverse City

0 Beds 0 Baths 0 SqFt Commercial MLS® # 1930456
841 E Front Street, Traverse City

$6,999,900

841 E Front Street, Traverse City

0 Beds 0 Baths 0 SqFt Land MLS® # 1930446
New
3248 Glenwood Beach Drive, Boyne City

$6,995,000

3248 Glenwood Beach Drive, Boyne City

5 Beds 6 Baths 5,082 SqFt Residential MLS® # 477136
New
3619 Tompkins Road, Traverse City

$6,850,000

3619 Tompkins Road, Traverse City

0 Beds 0 Baths 0 SqFt Land MLS® # 1933705
New
3619 Tompkins Road, Traverse City

$6,850,000

3619 Tompkins Road, Traverse City

3 Beds 1.5 Baths 1,632 SqFt Residential MLS® # 1933700
6378 S Mac Road, Baldwin

$6,690,000

6378 S Mac Road, Baldwin

43 Beds 17 Baths 11,563 SqFt Residential MLS® # 1860043
5909 Cook Point Drive, Harbor Springs

$6,500,000

5909 Cook Point Drive, Harbor Springs

5 Beds 6 Baths 5,400 SqFt Residential MLS® # 476904
4480 Vista Drive, Bay Harbor

$6,495,000

4480 Vista Drive, Bay Harbor

7 Beds 7 Baths 6,548 SqFt Residential MLS® # 476484
Pending
3485 Nw Torch Lake Drive, Kewadin

$6,200,000

3485 Nw Torch Lake Drive, Kewadin

5 Beds 4 Baths 5,054 SqFt Residential MLS® # 1935921
4040 S Lake Shore Drive, Harbor Springs

$6,125,000

4040 S Lake Shore Drive, Harbor Springs

5 Beds 6 Baths 6,000 SqFt Residential MLS® # 476409
11305 Evergreen, Charlevoix

$5,995,000

11305 Evergreen, Charlevoix

4 Beds 3.5 Baths 5,571 SqFt Residential MLS® # 1926256
1320 North Shore Drive, Walloon Lake

$5,950,000

↓ $450,000

1320 North Shore Drive, Walloon Lake

6 Beds 5 Baths 3,278 SqFt Residential MLS® # 476172
9371 Onominese Trail, Northport

$5,950,000

9371 Onominese Trail, Northport

3 Beds 3.5 Baths 6,258 SqFt Residential MLS® # 1934738
306 E Dixon Avenue, Charlevoix

$5,900,000

306 E Dixon Avenue, Charlevoix

10 Beds 7 Baths 5,785 SqFt Residential MLS® # 476584
7777 S Indian Garden Road, Petoskey

$5,800,000

7777 S Indian Garden Road, Petoskey

6 Beds 6 Baths 5,239 SqFt Residential MLS® # 476990
1111 East Bay Road, Harbor Springs

$5,750,000

1111 East Bay Road, Harbor Springs

4 Beds 6 Baths 5,350 SqFt Residential MLS® # 476444
Pending
9224 E Duck Lake Road, Suttons Bay

$5,725,000

9224 E Duck Lake Road, Suttons Bay

0 Beds 0 Baths 0 SqFt Land MLS® # 1930330
Pending
9224 E Duck Lake Road, Suttons Bay

$5,725,000

9224 E Duck Lake Road, Suttons Bay

0 Beds 0 Baths 1,783 SqFt Commercial MLS® # 1927902
1439 Lindburgh Lane, Cheboygan

$5,695,000

1439 Lindburgh Lane, Cheboygan

5 Beds 7 Baths 9,442 SqFt Residential MLS® # 474119
1757 N Manitou Trail, Leland

$5,600,000

1757 N Manitou Trail, Leland

0 Beds 0 Baths 9,244 SqFt Multi-Family MLS® # 1929994
1757 N Manitou Trail, Leland

$5,600,000

1757 N Manitou Trail, Leland

0 Beds 20 Baths 9,244 SqFt Commercial MLS® # 1929993
7249 Indian Garden Point, Walloon Lake

$5,500,000

7249 Indian Garden Point, Walloon Lake

4 Beds 4 Baths 3,730 SqFt Residential MLS® # 477063
935 Beautiful Shores, Traverse City

$5,400,000

935 Beautiful Shores, Traverse City

4 Beds 7 Baths 6,301 SqFt Residential MLS® # 1934716
4048 Cedar Bluff Drive, Petoskey

$5,399,000

4048 Cedar Bluff Drive, Petoskey

0 Beds 11 Baths 29,086 SqFt Commercial MLS® # 475840
1442 Indian Point Road, Brutus

$5,250,000

1442 Indian Point Road, Brutus

5 Beds 6 Baths 7,690 SqFt Residential MLS® # 476415
Pending
9580 E Shady Lane, Suttons Bay

$5,000,000

9580 E Shady Lane, Suttons Bay

0 Beds 0 Baths 25,612 SqFt Commercial MLS® # 1923414
220 Water Street, East Jordan

$4,999,000

220 Water Street, East Jordan

0 Beds 0 Baths 0 SqFt Land MLS® # 475596
204 Water Street, East Jordan

$4,999,000

204 Water Street, East Jordan

0 Beds 0 Baths 19,845 SqFt Commercial MLS® # 474426
6338 Trillium Trail, Harbor Springs

$4,950,000

6338 Trillium Trail, Harbor Springs

7 Beds 8 Baths 6,962 SqFt Residential MLS® # 475537
New
7545 Oyster Bay Drive, Charlevoix

$4,950,000

7545 Oyster Bay Drive, Charlevoix

5 Beds 5 Baths 6,439 SqFt Residential MLS® # 474425
1034 S East Torch Lake Drive, Bellaire

$4,950,000

1034 S East Torch Lake Drive, Bellaire

4 Beds 3 Baths 3,845 SqFt Residential MLS® # 1934404
00 Lovers Lane, Suttons Bay

$4,800,000

00 Lovers Lane, Suttons Bay

0 Beds 0 Baths 0 SqFt Land MLS® # 1934130
169 E Shadow Trails Road, Boyne City

$4,750,000

169 E Shadow Trails Road, Boyne City

4 Beds 5 Baths 3,945 SqFt Residential MLS® # 476731

Downtown Cross Village, MI Homes for Sale: Discover 25 Hidden Gems

Downtown Cross Village, MI Homes for Sale offer peace, heritage, and lakefront charm. Discover unique opportunities in this Northern Michigan treasure.


Introduction to Cross Village: The Charm of a Lakeside Haven

Introduction to Cross Village: The Charm of a Lakeside Haven

Cross Village, Michigan, is the kind of place that whispers instead of shouts. Tucked along the breathtaking shores of Lake Michigan, this unassuming gem captures the hearts of anyone seeking peace, beauty, and a break from the bustling world. With a small population, historic character, and an artistic soul, Cross Village offers something rare in today’s world—authenticity.

Downtown Cross Village, in particular, is home to some of the region’s most desirable real estate. Think log cabins shaded by mature trees, cottages overlooking the lake, and open acreage ready for your dream build. If you're looking for a place where the pace is slow, but the lifestyle is rich, you're in the right spot.


Why Buy in Downtown Cross Village, MI?

People don’t just stumble into Cross Village—they discover it. Here are a few reasons homebuyers are drawn to this lakeside hideaway:

  • Waterfront views and walkability to Lake Michigan beaches

  • Low property taxes and high quality of life

  • Strong community roots with generational ownership

  • Access to scenic drives like the famous Tunnel of Trees

  • Proximity to Harbor Springs, Petoskey, and Mackinac Island

Buying here isn’t just about real estate. It’s about a lifestyle steeped in natural beauty, culture, and tranquility.


History and Heritage of Cross Village

Cross Village dates back hundreds of years, beginning as a Native American settlement and later evolving into a European mission. It’s one of the oldest settlements in Michigan, and it shows—in the best way possible. Historic churches, hand-built homes, and landmarks like Legs Inn contribute to the village’s distinctive character.

When you buy a home here, you're not just purchasing property—you're stepping into a story that began centuries ago.


Local Lifestyle and Community Atmosphere

Life in Downtown Cross Village moves at the speed of connection. The neighbors know each other, visitors become regulars, and community events—like the annual Heritage Festival—tie the village together.

You’ll find:

  • Artisan studios and local craftspeople

  • Quaint general stores and family-run restaurants

  • A commitment to preserving the area's culture and natural landscape

It’s a town where nature lovers, artists, and quiet seekers find common ground.


Real Estate Market Overview

Real Estate Market Overview

Median Home Prices and Market Trends

As of this year, the median home price in Downtown Cross Village is approximately $385,000, with premium waterfront properties climbing closer to $1.1 million. Despite economic fluctuations, demand remains consistent due to the area’s limited inventory and enduring appeal.

Property Types Available

  • Lakefront cabins

  • Cottage-style homes

  • Wooded lots for custom builds

  • Vintage homes with historic charm

  • Luxury estates with private beach access

Seasonal Market Shifts and What to Expect

Expect a busy spring-to-fall season when out-of-state buyers swoop in. Winter brings fewer listings, but often better deals. Working with a local expert (like the team at BrookWalsh.com) helps you seize opportunities year-round.


Popular Neighborhoods in Downtown Cross Village

Lakeview Estates

Bluffside Retreats

Located on the natural bluffs overlooking Lake Michigan, these homes offer unmatched views and exclusivity.

Woodland Cottages

Nestled beneath old-growth forests, this neighborhood offers privacy and peace for those looking to disconnect.

Lakeview Estates

Featuring newer construction and modern finishes, Lakeview Estates provides spacious lots and family-friendly vibes.


Home Architecture Styles in the Area

Traditional Michigan Cabins

Log and timber-frame builds are common, often with river rock fireplaces and wraparound porches.

Scandinavian and Historic Influences

Some of the oldest homes date back over 100 years and showcase Scandinavian architecture, a nod to the village’s early settlers.

Modern Rustic Retreats

New builds often embrace “rustic modern” trends—think reclaimed wood paired with sleek interiors and energy efficiency.


Best Schools and Educational Options Nearby

Though Cross Village itself is small, nearby Harbor Springs and Petoskey offer top-rated public and private schooling options. Several Montessori and charter schools also serve the area.


Healthcare Services and Accessibility

While Cross Village doesn’t have a major hospital, residents are within 25–30 minutes of McLaren Northern Michigan in Petoskey and Munson Healthcare in Charlevoix. Urgent care and telehealth options provide additional support.


Outdoor Recreation Opportunities

Outdoor Recreation Opportunities

Lake Michigan Beaches

Enjoy sugar sand beaches, quiet coves, and crystal-clear water—all just steps from your door.

Hiking, Biking, and Snowshoeing Trails

The North Country Trail and local parks like Wilderness State Park provide year-round outdoor fun.

Fishing, Boating, and Watersports

Lake Michigan offers world-class fishing, kayaking, sailing, and more. Local marinas and boat ramps make it all easy.


Dining and Shopping in Cross Village

  • Legs Inn: A must-visit for authentic Polish fare and epic sunsets.

  • Three Pines Studio: A hybrid of art gallery and boutique.

  • Old World Café: Great coffee and baked goods with vintage vibes.

Shopping is quaint and locally focused. For more retail, Petoskey’s downtown is just 30 minutes away.


Arts, Culture, and Events

Cross Village is surprisingly vibrant for a small town:

  • Art workshops

  • Seasonal music festivals

  • Community dinners and bonfires

Its blend of Native, Polish, and European influences adds depth to every event.


Working with a Local Realtor

Working with a Local Realtor

The BrookWalsh.com Advantage

At BrookWalsh.com, we specialize in Northern Michigan real estate. With deep market knowledge, local relationships, and technology-driven service, we simplify your search and maximize value.

Understanding Buyer Needs in Cross Village

Whether you’re seeking a second home, retirement retreat, or investment property, we tailor recommendations to your exact vision.


Vacation Home Potential and Investment ROI

Vacation Home Potential and Investment ROI

Homes in Downtown Cross Village perform exceptionally well as short-term rentals, especially during summer and fall. Typical occupancy rates hover around 65-75%, with lakefront properties earning premium rates.


Short-Term Rentals: Legalities and Opportunities

Vacation rentals are allowed in Cross Village Township with proper licensing. Northern Michigan Escapes (NorthernMichiganEscapes.com) can help manage everything from listing to cleaning and guest support.


Custom Home Building in Cross Village

Vacant lots are available both downtown and in wooded sections. Whether you're dreaming of a tiny home or a luxury estate, local builders offer:

  • Energy-efficient design

  • Historic preservation approaches

  • Turnkey development options


Financing and Mortgage Options

Most local banks and credit unions offer favorable terms for both primary and secondary homes. Explore pre-approval with:

  • Honor Bank

  • Huntington Bank

  • Independent Mortgage Company of Harbor Springs


Climate, Seasons, and Year-Round Living

Cross Village experiences all four seasons in dramatic beauty:

  • Spring: Wildflowers and new growth

  • Summer: Long days, warm lake breezes

  • Fall: Vibrant foliage and crisp air

  • Winter: Snow-covered serenity and cozy nights


Utilities and Infrastructure

  • Electricity: Provided by Great Lakes Energy

  • Internet: High-speed fiber available via Truestream

  • Water/Sewer: Private wells and septic systems


Future Development and Growth Plans

While Cross Village aims to preserve its charm, smart growth plans are in place to:

  • Enhance infrastructure

  • Improve broadband access

  • Support eco-friendly building standards


How to Schedule a Viewing

Contact us at BrookWalsh.com or call (231) 459-4257 to book private showings, virtual tours, or consultations with local experts.


What to Look for in a Downtown Property

  • Proximity to beach and bluff

  • Upgrades like metal roofs, modern HVAC

  • Short-term rental compliance

  • Potential for outdoor living spaces (decks, patios, fire pits)


Success Stories: Happy Homeowners in Cross Village

We’ve helped dozens of clients find their perfect slice of Northern Michigan. Whether it’s retirees finding peace or families building memories, the results speak for themselves.


Frequently Asked Questions (FAQs)

Frequently Asked Questions (FAQs)

1. Is Cross Village a good place to live year-round?

A. Yes! With strong community support and modern infrastructure, many residents enjoy all four seasons in comfort.

2. What’s the average price of a lakefront home?

A. Expect prices between $700,000 and $1.2 million, depending on size, location, and upgrades.

3. Can I use my property as a vacation rental?

A. Absolutely, with the correct permits. We can help you navigate licensing and property management.

4. How far is Cross Village from Petoskey?

A. Roughly 30 minutes by car, offering access to major amenities without sacrificing peace and quiet.

5. Are there any HOA fees in Downtown Cross Village?

A. Most homes are outside of HOAs, but some newer communities may have minimal dues for maintenance.

6. What’s the best time of year to buy in Cross Village?

A. Spring and early fall offer the most listings, but winter can yield the best deals for patient buyers.


Conclusion: Your Dream Home Awaits

Downtown Cross Village, MI, is more than a place—it’s a way of life. Whether you're chasing sunsets on the lake or simply craving a quiet place to call home, this community checks all the boxes. With unique homes, stunning views, and local charm that can't be replicated, your Northern Michigan dream begins here.


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Start your home search or vacation rental journey today:

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