Harbor Springs, MI Condos for Sale

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Harbor Springs, Michigan

Nestled along the pristine shoreline of Lake Michigan, Harbor Springs, MI is a charming resort town known for its breathtaking waterfront views, upscale amenities, and four-season outdoor lifestyle. Condo living here offers a rare blend of small-town warmth and sophisticated living, making it ideal for retirees, families, and vacation homebuyers alike.

Whether you're drawn to the serenity of the beaches, the thrill of nearby ski resorts like Nub’s Nob and The Highlands at Harbor Springs, or the vibrant downtown with boutique shopping and gourmet dining, Harbor Springs has something for everyone. The town features a variety of condominium options—from luxury lakefront units to cozy, maintenance-free retreats—many within walking distance of the marina, golf courses, and cultural attractions.

Real Estate Statistics

Average Price	$639K
Lowest Price	$190K
Highest Price	$1.6M
Total Listings	20
Avg. Price/SQFT	$404

Property Types (active listings)

Browse Harbor Springs Condominiums for Sale

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$1,600,000

$935,000

195 E Main Street, Harbor Springs

2 Beds 2 Baths 1,652 SqFt Residential MLS® # 476722

$915,000

840 Fairways Drive 1, Harbor Springs

3 Beds 5 Baths 4,555 SqFt Residential MLS® # 477246

$835,000

193 E Main Street, Harbor Springs

2 Beds 2 Baths 1,385 SqFt Residential MLS® # 476721

New

$829,000

4251 Pinehurst Lane, Harbor Springs

4 Beds 4 Baths 2,725 SqFt Residential MLS® # 477985

$798,500

5286 Greystone Court 20, Harbor Springs

3 Beds 4 Baths 2,394 SqFt Residential MLS® # 477777

$775,000

807 Fairways Drive, Harbor Springs

3 Beds 2 Baths 2,102 SqFt Residential MLS® # 476446

$589,900

↓ $10,100

4162 Pinehurst Lane 879, Harbor Springs

3 Beds 3 Baths 1,730 SqFt Residential MLS® # 476720

$539,000

↓ $10,000

700 Fairway Drive 2, Harbor Springs

2 Beds 3 Baths 1,736 SqFt Residential MLS® # 477307

$525,000

4695 Camelot Drive, Harbor Springs

3 Beds 4 Baths 2,317 SqFt Residential MLS® # 477803

$499,000

↓ $21,000

700 Fairways 14, Harbor Springs

2 Beds 3 Baths 1,736 SqFt Residential MLS® # 476828

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Discover everything about Harbor Springs, MI condos for sale – top communities, pricing, lifestyle perks, and expert buying tips in this ultimate 2024 guide.

Introduction to Harbor Springs, Michigan

Where Is Harbor Springs Located?

Nestled on the north shore of Little Traverse Bay on Lake Michigan, Harbor Springs is a picturesque town in northern Michigan. With stunning waterfront views and a small-town charm, it's a place that feels like a well-kept secret. Just a few hours from Detroit and Chicago, it offers a peaceful escape from the hustle of city life while still being incredibly accessible.

A Brief History and Charm of the Town

Harbor Springs has a rich history dating back to the 1800s. Originally a Native American settlement, it became a haven for vacationers drawn to its cool lake breezes and scenic hills. Today, it still boasts historic Victorian homes, cobblestone streets, and a timeless charm that keeps visitors coming back year after year.

Why Harbor Springs Is a Hidden Gem

What makes Harbor Springs a hidden gem is its perfect balance of natural beauty and high-end amenities. From luxury boutiques to award-winning golf courses, it's a place where you can sip artisan coffee in the morning and enjoy a sunset sail in the evening. Add to that the friendly community and four-season attractions, and it's no wonder more people are looking for condos here.

Check out this video for a look at the Harbor Springs

The Real Estate Market in Harbor Springs, MI

Overview of Property Trends

Over the past few years, the real estate market in Harbor Springs has seen consistent growth. As more people seek second homes and investment properties away from major cities, demand for condos in this scenic locale has risen steadily.

Average Condo Prices and Appreciation Rates

As of early 2025, the average price of a condo in Harbor Springs ranges from $275,000 to over $800,000, depending on size, location, and amenities. Waterfront condos and those near ski resorts typically command a premium. Appreciation has remained steady at 4–7% annually, with higher spikes during peak tourist seasons.

Seasonal vs. Year-Round Market Fluctuations

Spring and summer are typically peak times for condo listings and sales. However, winter isn't far behind thanks to ski lovers looking for vacation spots. Prices tend to be slightly lower during off-peak months like November and early January, making them prime times for snagging deals.

Benefits of Buying a Condo in Harbor Springs

Low Maintenance Living

One of the biggest perks of condo ownership is the minimal upkeep. Condo associations handle landscaping, snow removal, and exterior maintenance, freeing you to enjoy life without the constant to-do list that comes with single-family homes.

Access to Amenities and Services

Many condos come with shared amenities such as pools, clubhouses, fitness centers, and private beach access. These features offer a resort-like lifestyle without the hefty costs of individual ownership.

Better Community and Security Features

Condo communities often feature gated access, on-site staff, and close-knit neighborhoods that provide both safety and a sense of belonging—especially for seasonal or solo residents.

Top Condo Communities in Harbor Springs, MI

Birchwood Farms Golf & Country Club

This upscale community offers elegant condos surrounded by pristine golf courses and scenic trails. It's perfect for retirees, golf enthusiasts, and families seeking luxury and leisure.

Trout Creek Condominiums

Situated near ski slopes and state parks, Trout Creek is ideal for outdoor lovers. Units here feature spacious layouts and stunning wooded views.

Bay Street Cottages and Harbor Cove

Located near the downtown marina, these condos combine convenience with luxury. Expect modern interiors, walkable access to shops, and waterfront relaxation.

Petoskey-Harbor Springs Area Communities

Though technically outside Harbor Springs proper, nearby areas like Petoskey offer additional condo options with similar amenities, often at slightly more affordable prices.

Types of Condos Available

Waterfront Condos

Waterfront condos in Harbor Springs are among the most desirable properties. These units offer breathtaking views of Lake Michigan, direct access to private beaches or marinas, and a lifestyle that feels like a permanent vacation. Whether you're into kayaking, paddleboarding, or just enjoying sunsets from your balcony, these condos deliver on every front.

Ski-In/Ski-Out Condos

Harbor Springs is located near major ski resorts like Nub’s Nob and Boyne Highlands. Ski-in/ski-out condos are highly sought after during winter months, allowing residents to enjoy hassle-free access to the slopes. They also make for high-yield rental investments during ski season.

Luxury Condominiums vs. Budget Options

The market offers a wide range of price points. On one end, you have high-end condos with gourmet kitchens, spa-like bathrooms, and smart home features. On the more affordable end, older units or those further from the waterfront provide excellent value, especially for first-time buyers or retirees looking for low-cost maintenance and comfortable living.

Things to Consider Before Buying a Condo

HOA Fees and Rules

Homeowners Association (HOA) fees can vary significantly depending on the condo community. Some include everything from lawn care to insurance, while others offer only basic services. Always ask for a breakdown of what the fees cover—and read the rules carefully.

Pet and Rental Policies

Some associations have strict rules regarding pets or short-term rentals. Make sure your lifestyle fits within their guidelines. If you plan on using the unit as a vacation rental, verify whether it's permitted and what licensing is required.

Financing and Mortgage Options

Not all lenders finance condos—especially those in smaller developments or with certain HOA conditions. It's essential to work with lenders familiar with the Harbor Springs market and condo financing specifically.

Step-by-Step Guide to Buying a Condo in Harbor Springs

Hiring a Local Real Estate Agent

A local real estate agent can be your best asset. They understand market trends, have access to off-market listings, and can guide you through negotiations and paperwork.

Visiting Listings and Touring Units

Take time to visit multiple properties. Compare amenities, layout, condition, and the overall vibe of each condo community. Don’t hesitate to attend open houses or schedule private showings.

Making an Offer and Closing Process

Once you've chosen your condo, your agent will help craft a competitive offer. If accepted, the process moves into inspections, financing, and closing—which typically takes 30 to 60 days.

Pros and Cons of Living in a Condo vs. House

Cost and Lifestyle Differences

Condos usually have a lower upfront cost than single-family homes and often include shared maintenance, which is a big win for seasonal residents. However, monthly HOA fees can add up.

Privacy, Space, and Flexibility Factors

While condos offer convenience, they may lack the space and privacy of standalone homes. Consider your personal needs—do you value a yard and extra storage, or are you happy with a compact, efficient space?

Harbor Springs Lifestyle & Attractions

Beaches and Waterfront Activities

From Zorn Park Beach to Harbor Point, the town offers pristine lake access. Summer is filled with boating, paddleboarding, and beach days that families and retirees alike cherish.

Skiing, Golfing, and Outdoor Recreation

With Nub’s Nob and Boyne Highlands nearby, skiing is a major winter draw. Spring through fall offers lush golf courses, scenic biking trails, and forested hikes in places like Thorne Swift Nature Preserve.

Shopping, Dining, and Local Events

Downtown Harbor Springs brims with charm—think art galleries, unique boutiques, and gourmet restaurants. Events like the Waterfront Wine Festival and July 4th parades create a vibrant, small-town community atmosphere.

Renting Out Your Harbor Springs Condo

Seasonal Rental Income Potential

Condos in prime locations can yield impressive short-term rental income during peak seasons. Ski and summer months are especially profitable for owners who want to offset their mortgage or make extra income.

Legal and Licensing Requirements

To legally rent out your condo, you may need a rental license from the city and must comply with HOA rules. Some communities only allow long-term leases, while others embrace vacation rentals.

Current Listings – Harbor Springs, MI Condos for Sale

Where to Find Updated Listings

Your best sources are local MLS sites, national platforms like Zillow and Realtor.com, or local real estate offices. Some properties never hit public listings—another reason to work with an experienced agent.

What to Look For in MLS Descriptions

Watch for keywords like “updated,” “lakeview,” “turnkey,” or “rental approved.” Pay attention to HOA fees, included amenities, and whether the unit has been recently remodeled.

Expert Tips for First-Time Condo Buyers

Working with Lenders Familiar with Condos

Use lenders who understand the complexities of condo financing. They’ll verify the HOA’s financial health, insurance, and other factors that could affect your loan.

Inspecting Shared Facilities

Check the condition of shared spaces like hallways, gyms, pools, and parking areas. Well-maintained common areas are signs of a well-managed community.

Real Estate Agents Specializing in Harbor Springs Condos

When it comes to finding the perfect condo in Harbor Springs, MI, working with a knowledgeable and experienced real estate professional is key—and Brook Walsh is one of the top names you should know. With a sharp eye for market trends and a deep understanding of Northern Michigan's unique property landscape, Brook offers unmatched expertise in luxury and lifestyle real estate.

As the founder of BrookWalsh.com and Northern Michigan Escapes, Brook specializes in helping clients navigate the ins and outs of buying and selling waterfront properties, ski-in/ski-out condos, and investment rentals throughout Harbor Springs and the surrounding areas. His hands-on approach, paired with advanced market analytics, ensures each client receives tailored advice and optimal results.

Whether you're a first-time condo buyer or an experienced investor, Brook's in-depth local knowledge and personalized service make the process seamless. From curated listings to expert negotiation and closing, he provides full-spectrum support every step of the way.

Discover your ideal Harbor Springs condo with Brook Walsh today.

FAQs – Harbor Springs, MI Condos for Sale

Q. What is the average price of a condo in Harbor Springs?

A. Most condos range between $275,000 to $800,000, depending on size, location, and amenities.

Q. Are there waterfront condos available?

A. Yes, several condo communities offer direct lakefront access and panoramic views of Lake Michigan.

Q. Can I use my condo as a vacation rental?

A. In many cases, yes—but it depends on the condo association’s rental policy and city regulations.

Q. What are typical HOA fees in Harbor Springs?

A. HOA fees usually range from $250 to $700/month and may include snow removal, landscaping, insurance, and amenities.

Q. Are condos in Harbor Springs pet-friendly?

A. Many communities do allow pets, but weight limits or breed restrictions might apply.

Q. When is the best time to buy a condo in Harbor Springs?

A. Late fall and early winter often offer the best deals, as fewer buyers are in the market and sellers may be more flexible.

Conclusion – Why Harbor Springs Condos Are Worth It

Harbor Springs, MI isn’t just another scenic town—it’s a lifestyle destination where small-town charm meets luxury and adventure. Whether you’re a retiree looking for a peaceful retreat, a family seeking a vacation getaway, or an investor eyeing seasonal rental income, condos in Harbor Springs offer an unbeatable blend of value, convenience, and year-round fun. With strong appreciation rates, stunning natural surroundings, and a tight-knit community, there's never been a better time to explore Harbor Springs, MI condos for sale.

Explore homes in the condominium lifestyle communities below or contact Brook Walsh to help with your search. You can also reach Brook by phone at (231) 459-3179 for all of your Northern Michigan real estate needs.

Explore the Best Condos for Sale in Harbor Springs, Michigan