Condominiums

Burt Lake

Burt Lake condominiums offer a unique opportunity to enjoy waterfront living in the heart of Northern Michigan. Nestled along the pristine shores of one of Michigan's largest inland lakes, these condos provide breathtaking lake views, private dock access, and a relaxed, low-maintenance lifestyle. With options ranging from cozy two-bedroom units to spacious, multi-level residences, there's something for every buyer—whether you're seeking a year-round home or a seasonal escape.

Residents enjoy convenient access to boating, fishing, and swimming right outside their doors, along with nearby trails, golf courses, and charming Up North towns like Indian River and Petoskey. Many condos feature modern upgrades, open floor plans, and resort-style amenities such as lakeside patios, fireplaces, and garages. 

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Burt Lake, MI Condominiums for Sale

Discover the best Burt Lake, MI condominiums for sale. Explore prime real estate options, amenities, pricing, and investment opportunities in this stunning Michigan locale.

Introduction

Burt Lake condominiums offer a harmonious blend of lakeside serenity, small-town warmth, and modern comfort. Whether you're looking for a cozy retreat, a savvy investment, or your forever home, Burt Lake, Michigan, might just be your dream destination. With a rising interest in northern Michigan real estate, particularly lakefront living, this market is primed for discerning buyers.

In this guide, we'll explore everything you need to know—from market trends and top condo communities to lifestyle perks and buying tips.


Discover Burt Lake, Michigan

Discover Burt Lake, Michigan

Overview of Burt Lake

Burt Lake is part of the famed Inland Waterway, a 38-mile navigable route stretching from Crooked Lake to Lake Huron. With over 17,000 acres of crystal-clear water, it’s one of Michigan's largest and most beautiful lakes.

Why Choose Burt Lake for Condominium Living?

  • Scenic beauty year-round

  • Low-density development

  • Strong sense of community

Burt Lake appeals to buyers who want to live immersed in nature without sacrificing the convenience of modern amenities.

Check out this video for a look at Burt Lake, Michigan


Burt Lake Condominium Market Snapshot

Burt Lake Condominium Market Snapshot

Current Market Trends

The Burt Lake condo market has seen a steady uptick in demand, especially since 2020. Buyers are drawn to the blend of waterfront access, recreation, and limited inventory—making it a competitive but rewarding niche.

Pricing Overview

  • One-bedroom condos: Starting from $275,000

  • Two-bedroom lakefront units: $375,000–$500,000

  • Luxury 3-bedroom condos: Can exceed $650,000

Prices vary based on water frontage, amenities, and updates.

Investment Potential

With Michigan tourism thriving, especially in the Tip of the Mitt region, short-term rentals are in high demand. Condos with resort-style amenities are especially appealing for passive-income-minded buyers.


Popular Condominium Communities Around Burt Lake

Burt Lake Shores

Located on the southern edge, these condos offer large floorplans and panoramic lake views. Boat slips and beach access are often included.

Colonial Point Condos

Nestled in a wooded area, this community offers privacy with nature trails and deeded water access. Popular among retirees and seasonal residents.

Hidden Cove Condominiums

This tucked-away gem features high-end units with vaulted ceilings, modern kitchens, and some of the best sunset views on Burt Lake.


Features & Amenities in Burt Lake Condos

Features & Amenities in Burt Lake Condos

Waterfront Views and Private Access

Most units are either directly on the lake or within walking distance, offering:

  • Private beaches or docks

  • Boat slips and mooring rights

  • Kayak and paddleboard storage

Modern Interior Upgrades

Buyers can expect:

  • Stainless steel appliances

  • Granite or quartz countertops

  • Updated bathrooms

  • Open floor plans with expansive windows

Maintenance-Free Living

HOA fees often include:

  • Exterior maintenance and snow removal

  • Lawn care and trash services

  • Road and common area upkeep


Lifestyle Benefits of Living at Burt Lake

Lifestyle Benefits of Living at Burt Lake

Year-Round Recreational Opportunities

  • Summer: Boating, tubing, and paddleboarding

  • Fall: Color tours and hiking

  • Winter: Ice fishing and snowmobiling

  • Spring: Biking and birdwatching

Social and Community Atmosphere

Local clubs, marina gatherings, and seasonal festivals make it easy to meet neighbors and build friendships.

Ideal for Seasonal and Year-Round Residents

While many use these properties seasonally, modern insulation and heating make them comfortable year-round homes.


Buyer Considerations

Buyer Considerations

HOA Fees and Rules

HOA fees typically range from $200 to $500 monthly, depending on the community. These dues may cover:

  • Landscaping and snow removal

  • Exterior repairs and insurance

  • Water and sewer services

  • Shared amenities like docks and common areas

Rules often include noise restrictions, exterior modification limitations, and short-term rental guidelines.

Rental Restrictions and Opportunities

Some condo communities limit or prohibit short-term rentals. However, others allow flexible leasing. If you plan to rent out your property, confirm:

  • Minimum and maximum rental durations

  • Licensing requirements

  • Whether third-party property management is permitted

Pet Policies

Most Burt Lake condo communities are pet-friendly—but breed restrictions, leash requirements, and limits on the number of pets are common.


Working with a Local Real Estate Expert

Working with a Local Real Estate Expert

Why Choose Brook Walsh at BrookWalsh.com

Brook Walsh is a trusted advisor who lives, works, and invests in Northern Michigan. As the managing broker of Northern Michigan Escapes and a lifelong Michigander, Brook:

  • Knows every corner of Burt Lake

  • Understands seasonal demand patterns

  • Offers proprietary insights on the best ROI opportunities

Custom Property Alerts and Buyer Tools

Through BrookWalsh.com, buyers can access:

  • Real-time property alerts

  • Virtual and in-person showings

  • Exclusive listings not yet on MLS

  • Investment-oriented financial tools


Financing a Burt Lake Condo

Mortgage Options for Second Homes

Buyers typically need:

  • 10–20% down payment

  • Credit score of 700 or higher

  • Debt-to-income ratio under 45%

  • Reserve funds for maintenance or emergencies

Insurance Considerations for Waterfront Properties

Condo buyers should account for:

  • Flood insurance

  • Wind/hail coverage

  • Shared dock liability

  • Watercraft insurance


Buying Process and Timeline

Making the Offer

Your agent will help draft an offer that includes:

  • Market analysis

  • Inspection and financing contingencies

  • A 30–45 day closing timeline

Closing Details

Once your offer is accepted:

  • Schedule an inspection

  • Finalize loan approval

  • Complete title search

  • Review HOA documents

  • Attend closing

Expect 2–4% of the purchase price in closing costs.


Selling Your Burt Lake Condo

Selling Your Burt Lake Condo

Staging and Marketing Tips

To appeal to buyers:

  • Declutter and clean

  • Highlight lake views

  • Add cozy decor

  • Showcase upgrades

Brook Walsh offers professional staging, drone footage, and 3D tours.

Competitive Pricing Strategies

Your agent should analyze:

  • Comparable sales

  • Inventory and DOM trends

  • Seasonal pricing shifts


Local Attractions and Lifestyle Perks

Local Attractions and Lifestyle Perks

Dining and Shopping Around Burt Lake

Nearby towns such as Indian River and Petoskey offer:

  • Boutique shopping

  • Lakeside dining

  • Local breweries and markets

Proximity to Petoskey, Cheboygan, and Indian River

Within 30 minutes, you can:

  • Hit the ski slopes

  • Enjoy downtown nightlife

  • Catch a ferry to Mackinac Island

  • Explore nearby parks


Environmental and Waterfront Considerations

Shoreline Preservation Guidelines

Be aware of:

  • Michigan’s Shoreland Protection Act

  • Buffer zone landscaping

  • Dock regulations and setbacks

Septic and Well Concerns

Older developments may still use septic and well systems. Ensure they're compliant before buying.


FAQs About Burt Lake Condos

FAQs About Burt Lake Condos

1. Are there boat slips included with Burt Lake condos?

A. Yes, many units include deeded or shared boat slips.

2. Can I rent out my condo on Airbnb?

A. Some communities allow short-term rentals, others restrict them. Check HOA rules.

3. Are garages or storage units available?

A. Yes, select units offer storage or detached garages.

4. When is the best time to buy?

A. Fall and winter offer better deals; spring and summer have more listings.

5. Are condos pet-friendly?

A. Most are, but check for breed or size restrictions.

6. How much are property taxes?

A. Usually between $2,000 and $5,500 annually.


Conclusion

Burt Lake condominiums are more than real estate—they're a lifestyle. Whether you're looking for relaxation, recreation, or a return on investment, this unique corner of Michigan has it all.

Ready to explore listings or tour a unit? Visit BrookWalsh.com and connect with a local expert who knows Burt Lake inside and out.

Explore homes in the condominium lifestyle communities below or contact Brook Walsh to help with your search. You can also reach Brook by phone at (231) 459-3179 for all of your Northern Michigan real estate needs.

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