Condominium Lifestyle

Suttons Bay, Michigan

Nestled along the scenic shoreline of Grand Traverse Bay, Suttons Bay is a charming waterfront village that blends small-town charm with upscale amenities. Just 20 minutes north of Traverse City, this vibrant community offers a peaceful escape without sacrificing convenience. Known for its boutique shops, local vineyards, art galleries, and pristine beaches, Suttons Bay is a true Northern Michigan gem.

Residents enjoy walkable streets lined with restaurants and cafés, access to world-class boating and fishing, and year-round events like art festivals and farmers markets. The town also boasts access to the Leelanau Trail for biking and hiking, making it a paradise for outdoor enthusiasts. Whether you’re looking for a weekend retreat, a short-term rental investment, or a full-time residence, Suttons Bay offers a rich lifestyle with the kind of views and vibes that never go out of style.

Suttons Bay , MI Condominiums for Sale

Real Estate Statistics

Average Price $832K
Lowest Price $450K
Highest Price $1.1M
Total Listings 7
Avg. Days On Market 66
Avg. Price/SQFT $379

Property Types (active listings)


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Suttons Bay, MI Condominiums for Sale | Explore Lakeside Living + 21 Reasons to Buy

Suttons Bay, MI condominiums for sale offer stunning lake views, low-maintenance living, and investment potential. Explore top condo communities today.

Introduction to Suttons Bay, Michigan

Introduction to Suttons Bay, Michigan

Nestled along the eastern edge of Michigan's beautiful Leelanau Peninsula, Suttons Bay is a quaint lakeside village known for its stunning views of Grand Traverse Bay, boutique shops, world-class wineries, and friendly small-town charm. With its laid-back atmosphere and upscale amenities, this gem of a town has become a hot spot for condo buyers looking to invest in lifestyle, comfort, and long-term value.

Whether you're searching for a peaceful retirement destination, a weekend getaway, or a short-term rental investment, Suttons Bay condominiums for sale offer diverse options and powerful perks.

Why Suttons Bay Appeals to Condo Buyers

Here’s why this charming coastal town is turning heads in the Michigan real estate scene:

  • Waterfront Lifestyle: Wake up to sunrise over the bay, take a morning walk along the beach, or dock your boat minutes from your door.

  • Low-Maintenance Living: Say goodbye to yard work. Condo associations typically cover landscaping, snow removal, and exterior upkeep.

  • Vibrant Community: Art festivals, wine tastings, farmer's markets, and concerts fill the local calendar year-round.

  • Proximity to Traverse City: Just 20 minutes from the culture and conveniences of a major hub—but far enough to enjoy the peace and quiet.

Real Estate Market Overview in Suttons Bay

Real Estate Market Overview in Suttons Bay

The Suttons Bay condo market is steady and growing, attracting both primary residents and investors. Properties here tend to retain their value well, thanks to the area's popularity and limited housing inventory.

Median Condo Prices and Market Trends

  • Average Price: $450,000 – $750,000 depending on size, location, and amenities

  • Waterfront Premium: Add 15%–25% for direct lake access or marina frontage

  • Sales Velocity: Condos typically sell within 60–90 days on the market

Seasonal Buying Opportunities

Looking for a deal? Buyers may have more negotiating power during late fall and winter, while spring and summer typically see higher listing volume and stronger competition.

Top Condominium Communities in Suttons Bay

Suttons Bay features several premier condo communities, each with its own flair.

Bayview Condominiums

  • Highlights: Bayfront units, modern interiors, private docks

  • Perfect For: Boaters, retirees, and luxury seekers

Shoreside Condominiums

  • Highlights: Mid-range pricing, community beach access, and gorgeous sunset views

  • Perfect For: First-time buyers and vacation homeowners

Marina Bay Condos

  • Highlights: Walkability to downtown, marina slips, and pet-friendly policies

  • Perfect For: Active lifestyle buyers and pet owners

Vineyard Ridge

  • Highlights: Elevated terrain, panoramic vineyard and water views

  • Perfect For: Wine lovers and investors seeking long-term appreciation

Waterfront vs. Village Condos

Should you go for direct bay access or the convenience of the village? Let’s compare.

Lifestyle Benefits of Waterfront Living

  • Stunning Views

  • Private Dock Access

  • Higher Resale Value

  • Ideal for Boaters & Fishermen

Perks of Village-Centered Condo Living

  • Walk to Restaurants & Shops

  • Lower HOA Fees

  • Greater Rental Flexibility

  • Easy Access to Community Events

Common Amenities Found in Suttons Bay Condos

Most condominium developments in Suttons Bay offer a host of appealing features.

  • Private balconies or patios

  • Gas fireplaces

  • In-unit laundry

  • Fitness centers

  • On-site or underground parking

  • Swimming pools and saunas

  • Boat slips or kayak storage

Pro Tip: Always ask what’s included in your monthly condo association dues—it varies from one development to another.

Short-Term Rental Potential and ROI

Suttons Bay condos are hot commodities on Airbnb and Vrbo, especially in summer.

Is Suttons Bay a Good Investment Market?

Yes—and here’s why:

  • High Seasonal Demand

  • Repeat Visitors

  • Wine Tourism

  • Proximity to Traverse City Film Festival & Cherry Festival

Local Ordinances and Rental Limits

Before buying, check with the Leelanau County zoning office and your HOA to ensure short-term rentals are allowed. Some condo developments may cap rentals or enforce quiet hours.

Financing Options for Condo Purchases

Conventional vs. Portfolio Loans

Some lenders offer portfolio loans for condos that may not meet Fannie Mae or Freddie Mac guidelines (e.g., high rental ratios or limited reserves).

FHA and VA Eligibility

While more limited, some Suttons Bay condos qualify for FHA or VA loans. Your mortgage advisor can help you navigate this.

Local Attractions That Add Value to Condo Living

Living in Suttons Bay isn’t just about the home—it’s about what surrounds it.

  • Leelanau Trail (Biking & Hiking)

  • Hop Lot Brewing Co.

  • Black Star Farms Winery

  • Suttons Bay Marina & Beach

  • Bahle’s Department Store (since 1876!)

Dining and Nightlife in Suttons Bay

Dining and Nightlife in Suttons Bay

From fine dining to farm-to-table bites, the culinary scene is impressive:

  • Martha’s Table – Upscale seasonal plates

  • VI Grill – Historic, hearty American meals

  • Roman Wheel Pizza – Local favorite

  • Boone’s Prime Time Pub – Sports bar with local flair

Annual Events and Community Spirit

  • Suttons Bay Art Festival (August)

  • Fall Color Tour

  • Friday Night Concerts at the Marina Park

  • Holiday in the Village Parade

  • Leelanau Uncaged (Music & Arts Festival)

School Districts and Education Quality

Suttons Bay isn’t just for retirees and second-home seekers—it’s also a great place for families. The area is served by:

Leelanau Montessori Public School Academy

  • Tuition-free public charter school

  • Montessori education from Pre-K to 6th grade

  • Hands-on learning environment

Suttons Bay Public Schools

  • Highly rated district for academic performance and extracurricular programs

  • Small class sizes and individualized instruction

  • Excellent athletic programs and community support

For families considering a move, Suttons Bay offers both quality education and a safe, nurturing environment for kids to grow.

Condo Association Fees and What They Cover

Understanding HOA (Homeowners Association) fees is critical when budgeting for a condo purchase.

Typical Monthly Fees Range:

$250–$600 depending on location and amenities.

What’s Included:

IncludedDescription
Exterior Maintenance Landscaping, siding, roofing, etc.
Snow Removal Driveways, walkways, and parking areas
Water & Sewer Often bundled into dues
Trash Collection Weekly service
Insurance Structural insurance for the building (you’ll need contents insurance separately)
Amenities Pool, gym, clubhouses, etc.
Reserve Fund Contributions Long-term maintenance planning

Always ask for HOA meeting minutes and financials before closing—it gives insight into the association’s health and any upcoming assessments.

Pet Policies and Condo Regulations

Pet policies vary greatly in Suttons Bay condo communities. Some developments welcome large dogs and multiple pets, while others allow only cats or restrict breeds.

Common Rules Include:

  • Maximum 1–2 pets per unit

  • Weight restrictions (typically 25–50 lbs)

  • Leash and waste policies

  • Noise ordinances

  • Prohibited breeds list

Tip: If you're a pet owner, request a copy of the HOA’s bylaws during your due diligence phase.

Pros and Cons of Buying a Condo in Suttons Bay

Let’s weigh the upsides and potential drawbacks so you can make an informed decision.

âś… Pros:

  • Low-maintenance lifestyle

  • Prime locations—often waterfront or downtown

  • Access to amenities like docks, pools, and fitness centers

  • Community feel with social events and shared spaces

  • Strong rental income potential

⚠️ Cons:

  • HOA fees can add up

  • Some developments restrict short-term rentals

  • Less privacy than standalone homes

  • Pet restrictions may limit options

  • Seasonal fluctuations in market activity

How to Work with a Suttons Bay Real Estate Expert

Buying a condo in a boutique community like Suttons Bay requires local expertise. At BrookWalsh.com, we provide:

  • Insider knowledge of every condo development in the area

  • Custom property alerts tailored to your needs

  • Negotiation expertise to protect your investment

  • Guidance through inspections, financing, and closing

Whether you're looking for a seasonal escape or a full-time residence, we’ve got your back.

Buyer Testimonials and Success Stories

"Brook and his team helped us secure a dream condo overlooking the bay. The process was smooth, and their knowledge of HOA rules saved us from a bad fit. We couldn't be happier!"
— Jill & Mark R., Detroit, MI

"As out-of-state buyers, we leaned heavily on Northern Michigan Escapes. Brook answered every question quickly and helped us lock down a great rental-ready unit."
— Kendall S., Chicago, IL

How to Schedule a Showing or Virtual Tour

Ready to see a condo in person or virtually? Here's how to start:

  1. Browse current listings at BrookWalsh.com

  2. Call or text Brook directly at the contact number provided on the site

  3. Schedule an in-person or virtual tour that works for your availability

  4. Get personalized recommendations based on your goals

Tips for Out-of-State and International Buyers

Purchasing property from afar? Here’s how we make it easy:

  • Video Walkthroughs and real-time FaceTime tours

  • Remote closings with e-signatures

  • Local property management available via NorthernMichiganEscapes.com

  • Assistance with short-term rental setup for investors

Nearby Towns to Explore While Condo Shopping

If you’re in the area touring Suttons Bay condos, don’t miss:

  • Leland – Home of historic Fishtown and boutique shops

  • Traverse City – Regional hub with shopping, restaurants, and a regional airport

  • Northport – Quiet village with stunning bluffs and beach parks

Each offers a slightly different pace and property type, but all are worth exploring.

Long-Term Value of Suttons Bay Real Estate

Suttons Bay has remained stable and desirable even through economic shifts. What’s driving this?

  • Limited inventory due to geography

  • High demand for waterfront property

  • Popularity of Northern Michigan as a luxury vacation market

  • Proximity to Traverse City keeps demand steady

Expect both rental income potential and capital appreciation if you plan to hold long term.

FAQs About Suttons Bay Condos

FAQs About Suttons Bay Condos

1. Can I rent out my condo on Airbnb?

A. It depends on the development and HOA. Some allow short-term rentals freely, others restrict them entirely.

2. Are Suttons Bay condos pet-friendly?

A. Many are, but check HOA bylaws—there may be weight or breed restrictions.

3. What do monthly condo fees cover?

A. They typically include maintenance, landscaping, trash, and some utilities. Luxury developments may include pools, gyms, and marina access.

4. Is financing a condo different from a single-family home?

A. Yes. Some lenders require higher down payments or have stricter underwriting due to HOA or occupancy rules.

5. What’s the average price for a waterfront condo?

A. Expect to pay between $500,000 and $800,000 depending on location, views, and amenities.

6. Are Suttons Bay condos good for year-round living?

A. Absolutely! Many are winterized and offer comfort and accessibility year-round.

Conclusion: Why Now’s the Time to Buy in Suttons Bay

If you’re dreaming of up north living, it doesn’t get better than this. Whether you want the buzz of summer activity or a quiet retreat with stunning fall foliage, Suttons Bay condominiums for sale offer something for everyone.

Between low-maintenance living, luxury waterfront views, and investment potential, this is more than a home—it’s a lifestyle.

Explore all available condos now at BrookWalsh.com
Looking to turn your property into a vacation rental? Visit Northern Michigan Escapes.

Explore homes in the condominium lifestyle communities below or contact Brook Walsh to help with your search. You can also reach Brook by phone at (231) 459-3179 for all of your Northern Michigan real estate needs.

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