Explore the Best Condos for Sale in Frankfort, MI This Year

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Frankfort, Michigan

Discover the perfect blend of small-town charm and lakeside luxury with Frankfort, MI condos for sale. Nestled along the stunning shores of Lake Michigan and Betsie Bay, Frankfort offers a serene escape with beautiful waterfront properties, walkable downtown amenities, and vibrant natural surroundings. Whether you're seeking a low-maintenance vacation home, a peaceful retirement retreat, or a smart investment property, Frankfort’s condo communities provide exceptional options. Enjoy scenic views, modern conveniences, and access to boating, trails, shopping, and local dining—all in one of Michigan's most picturesque towns.

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Frankfort, MI Condos for Sale – Your Complete 2025 Buying Guide

Buying a condo in Frankfort, Michigan is like securing your own slice of lakeside heaven. With charming small-town vibes, scenic waterfront views, and a steady real estate market, Frankfort condos are attracting everyone—from retirees to investors and vacation-home seekers. In this 2025 guide, we’ll walk you through everything you need to know about Frankfort, MI condos for sale—prices, neighborhoods, features, and insider buying tips.

Overview of Frankfort, Michigan

Small-Town Charm with Lakeside Living

Frankfort, nestled on the shore of Lake Michigan, offers postcard-worthy beauty year-round. The downtown district features quaint shops, coffee spots, and a marina just minutes from the beach. The town’s walkability, seasonal festivals, and family-friendly atmosphere make it a gem of northern Michigan.

Population, Lifestyle, and Attractions

With a population under 1,500, Frankfort remains peaceful yet vibrant. It's a hub for boating, hiking, fishing, and winter sports, drawing nature lovers and weekend travelers alike. Attractions like the Point Betsie Lighthouse and Sleeping Bear Dunes National Lakeshore add to its allure.

Why Buy a Condo in Frankfort, MI?

Investment Potential

Real estate in Frankfort has shown consistent value appreciation, especially waterfront properties. Condos, in particular, have lower maintenance costs and high rental appeal during tourist seasons, making them smart choices for passive income seekers.

Ideal for Retirees, Families, and Vacationers

Condos in Frankfort suit diverse lifestyles. Retirees appreciate the low upkeep and community living. Families love the safe environment and access to schools. Vacationers enjoy weekend escapes with no hassle.

Types of Condos Available in Frankfort

Lakefront Condos

These are the crown jewels. Condos along Lake Michigan or Betsie Bay offer panoramic views and direct beach access.

Downtown Condominiums

Located within walking distance of restaurants, boutiques, and parks, downtown condos cater to those who want convenience without sacrificing charm.

Luxury and Resort-Style Units

Several developments include upscale amenities like spas, clubhouses, private docks, and concierge services. Perfect for high-end buyers seeking privacy and elegance.

Average Condo Prices in Frankfort, MI

Historical Price Trends

Over the last decade, Frankfort's condo market has steadily appreciated. Waterfront properties, especially, have seen a 4–6% annual rise.

Current 2025 Market Snapshot

As of early 2025, condo prices in Frankfort typically range:

• $250,000 – $350,000 for 2-bedroom units near town

• $400,000 – $700,000+ for lakefront or luxury condos

Prices may vary based on square footage, view, and HOA benefits.

Best Neighborhoods to Buy a Condo in Frankfort

Near Betsie Bay

These areas offer easy access to the marina and scenic walking paths, popular among retirees and boat owners.

Crystal Lake Area

A few minutes east of town, Crystal Lake condos offer tranquility and proximity to recreational water activities.

Forest Avenue and Waterfront Communities

These quiet neighborhoods are favored for their green spaces, low traffic, and high property values.

Top Features to Look for in Frankfort Condos

Waterfront Views

One of the top reasons people invest in Frankfort condos is the unparalleled view. Whether it's Lake Michigan, Betsie Bay, or Crystal Lake, condos with water views tend to hold value and offer a tranquil, visually stunning environment year-round.

Private Balconies and Outdoor Spaces

Buyers often look for units with balconies, patios, or decks—essential for enjoying sunsets, reading a book, or sipping morning coffee with a breeze. Outdoor space enhances livability and rental appeal.

HOA Services and Amenities

From landscaping to snow removal, condo living is about convenience. Many HOAs in Frankfort provide services like:

• Trash removal

• Grounds maintenance

• Exterior repairs

• Shared amenities like pools, fitness rooms, and clubhouses

Understanding the full suite of services can help you determine the true value behind monthly HOA fees.

Financing Options for Buying a Condo in Frankfort

Local Banks and Mortgage Brokers

Many regional banks around Benzie County offer favorable rates for condo mortgages. Look for lenders with experience in resort and seasonal properties. Community banks may provide better rates than national lenders and more personalized service.

FHA and VA Loan Options

Some condo developments are FHA-approved, allowing first-time buyers to purchase with as little as 3.5% down. Veterans can also utilize VA loans if the condo qualifies. It’s essential to confirm approval status before making an offer.

Legal and HOA Considerations

Understanding Condo Association Rules

Each condo community in Frankfort has its own bylaws governing:

• Pet policies

• Rental restrictions (seasonal or year-round)

• Renovations

• Noise regulations

Be sure to review the HOA’s Covenants, Conditions, and Restrictions (CC&Rs) with your realtor or attorney.

Insurance and Maintenance Fees

Condo buyers should secure individual homeowners’ insurance (HO-6) while the association covers the building’s master insurance. Confirm what’s included in the HOA fees—roof repairs? Exterior maintenance? Lawn care? Clarifying this upfront prevents future surprises.

Frankfort Real Estate Market Forecast 2025

Expected Appreciation Rates

With increased remote work flexibility and a rising trend toward lifestyle-focused living, Frankfort is expected to see 5-8% appreciation in condo values by the end of 2025, especially for waterfront units.

Buyer’s vs Seller’s Market Outlook

Inventory remains limited, favoring sellers. However, some developers are beginning new projects, which may slightly balance the market mid-year. Buyers should act fast, especially in spring and summer when listings go quickly.

How to Find the Best Deals on Condos in Frankfort

Working with Local Realtors

When buying a condo in Frankfort, partnering with an experienced local real estate professional can make all the difference. One standout name in the region is Brook Walsh, a trusted expert in luxury and waterfront properties throughout Northern Michigan. With deep knowledge of Frankfort’s condo market and a personalized approach to client service, Brook helps buyers uncover both listed and off-market gems.

Brook’s commitment to integrity, negotiation skills, and hyperlocal insights ensures buyers are well-informed every step of the way. From scheduling private tours to understanding HOA details, Brook Walsh simplifies the process and delivers results. Visit BrookWalsh.com to browse current listings or schedule a consultation.

Off-Market Listings

Some of the best deals never make it online. Networking with real estate professionals, attending open houses, or connecting with HOA boards can uncover hidden gems.

Online Real Estate Platforms

Popular sites like Zillow, Realtor.com, and Redfin list Frankfort condos, but regional sites like Michigan Lake Real Estate or Northern Great Lakes MLS may have more accurate and up-to-date listings.

Top 10 Frankfort, MI Condos for Sale Right Now

Here’s a snapshot of hot listings (example list – may vary by date):

Pros and Cons of Condo Living in Frankfort

Benefits for Remote Workers & Retirees

• Low maintenance: No lawn mowing or snow shoveling.

• Community living: Safer, with a built-in neighborhood.

• Location: Prime views and access to shops and trails.

Potential Drawbacks

• HOA restrictions: Limits on rentals or pets.

• Seasonal pricing: Higher demand can drive prices up.

• Limited inventory: Fewer new developments compared to bigger cities.

Seasonal Considerations for Buying in Frankfort

Best Times to Buy

Early spring or late fall often offers the best deals. Sellers may be motivated during off-season months, especially October through March.

Impact of Winter and Tourism Seasons

Frankfort gets heavy snow, which can affect property viewings. Summer brings crowds, which may drive bidding wars. Plan accordingly based on your goals.

Tips for Out-of-State Buyers

Virtual Tours and Remote Closings

Many Frankfort realtors offer 3D walkthroughs and video tours. You can close remotely using e-signatures and wire transfers.

Choosing the Right Local Agent

Find agents with strong local knowledge and experience helping out-of-state buyers. Reviews, referrals, and credentials matter more than flashy websites.

Testimonials from Frankfort Condo Owners

"We bought a condo in Frankfort three years ago and it’s the best decision we ever made. Summers are magical, and winters are peaceful." – Janet L., Chicago

"As a retiree, I love the convenience of my lakefront condo. It’s quiet, close to everything, and my HOA handles the hard stuff." – Robert T., Detroit

"My family uses our condo year-round—kayaking in summer, sledding in winter. There’s no place like it." – Stephanie R., Indianapolis

Resources for Condo Buyers in Frankfort, MI

• City of Frankfort: www.frankfortmich.com

• Benzie County Register of Deeds: Title and property records

• Northern Great Lakes MLS: Local real estate listings

• Top Agencies: Century 21 Boardwalk, Stapleton Realty, Five Star Real Estate

FAQs About Frankfort, MI Condos for Sale

1. Are pets allowed in Frankfort condos?
A. It depends on the condo association. Many allow pets with restrictions.

2. Can I rent out my condo seasonally?
A. Some condos permit short-term rentals, others don’t. Always check the HOA rules.

3. What’s the average condo price in 2025?
A. Expect $350K–$500K on average, with lakefront units reaching $700K+.

4. Do I need flood insurance near the lake?
A. Not always, but it’s wise to consult your insurance provider.

5. What’s included in HOA fees?
A. Typical fees cover exterior maintenance, trash, landscaping, and sometimes snow removal.

6. Are there new condo developments in Frankfort?
A. Yes, but availability is limited. Work with a local agent for early access.

Conclusion – Is a Frankfort Condo Right for You?

Frankfort, MI condos offer a rare mix of lakeside serenity, investment value, and small-town comfort. Whether you’re relocating, retiring, or investing in a second home, Frankfort welcomes you with open arms, scenic views, and a community that feels like family. Don’t wait too long—these properties move fast, especially in 2025’s hot market.

Explore homes in the condominium lifestyle communities below or contact Brook Walsh to help with your search. You can also reach Brook by phone at (231) 459-3179 for all of your Northern Michigan real estate needs.