Explore Cedar Cove Condos for Sale in Harbor Springs, MI – 2025 Guide

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Cedar Cove

Cedar Cove is an exclusive waterfront community located in the heart of Harbor Springs, Michigan, offering residents unparalleled views of Lake Michigan and a serene lifestyle that captures the essence of Northern Michigan living. This charming condominium development features beautifully maintained grounds, private beach access, and upscale amenities that create a resort-like atmosphere year-round. Just minutes from downtown Harbor Springs, residents enjoy walkable access to boutique shops, gourmet dining, art galleries, and seasonal farmers markets, all within a quaint, small-town setting.

Beyond its picturesque setting, Cedar Cove is ideal for those who value both recreation and relaxation. Whether it’s boating on the bay, golfing at nearby courses, or skiing at The Highlands at Harbor Springs and Nub’s Nob, the area offers four-season activities for every lifestyle. 

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Property Types (active listings)

Cedar Cove Condominium Real Estate Listings

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Cedar Cove Condos for Sale | Harbor Springs, MI – Ultimate Waterfront Living Guide (2025)

Harbor Springs, MI offers luxury waterfront living with stunning views and investment potential. Discover 2025's top real estate insights.

Introduction to Cedar Cove Condominiums

Cedar Cove Condos in Harbor Springs, MI offer a rare blend of luxury, comfort, and unbeatable location right on the shores of Lake Michigan. Whether you're looking for a year-round residence, a vacation getaway, or an investment property, Cedar Cove has something special to offer. With panoramic water views, walkable access to downtown, and an upscale yet relaxed community feel, these condos are among the most desirable real estate options in Northern Michigan.

Real estate buyers in 2025 are seeking properties that provide more than just shelter—they’re looking for lifestyle. And Cedar Cove delivers just that. From the cozy fireplaces to spacious balconies and high-end interior finishes, every square foot is designed with purpose and charm.

Why Choose Harbor Springs, MI

Four-Season Destination Appeal

Nestled along the Little Traverse Bay, Harbor Springs is a gem of a city that shines in all seasons. From the vibrant greens of spring and summer to the blazing colors of fall and snow-covered ski resorts in winter, there’s always a reason to enjoy this charming town.

• Summer: Boating, paddleboarding, hiking, and waterfront dining.

• Fall: Wine tours, color tours along Tunnel of Trees, and apple picking.

• Winter: Skiing at Nub’s Nob and Boyne Highlands, snowmobiling, and holiday festivities.

• Spring: Golfing, fishing, and quiet walks through blooming downtown streets.

Small-Town Charm with Upscale Living

Harbor Springs blends the warm familiarity of a small town with the luxuries of a high-end resort community. With boutique shops, gourmet restaurants, and a friendly yet sophisticated population, it's no wonder buyers are flocking to this area.

Location Overview of Cedar Cove

Proximity to Lake Michigan and Downtown

Cedar Cove sits right on the shoreline, offering unobstructed views of Lake Michigan. You’re just minutes from the center of Harbor Springs, making it easy to grab coffee at Sam’s Graces Café, shop the boutiques along Main Street, or attend the weekly farmers market.

Nearby Attractions and Amenities

• Harbor Point Golf Club – Private and prestigious

• Zorn Park Beach – Public beach just a walk away

• Marinas and Yacht Clubs – Perfect for boaters

• Art Galleries & Museums – Embrace the local culture

Real Estate Market Trends in Harbor Springs

2025 Pricing Trends and Forecast

Prices in Harbor Springs have steadily appreciated, with waterfront condos like those in Cedar Cove seeing particular demand. As of mid-2025, the average price per square foot for lakefront properties is $580–$625, up 7% from last year.

Inventory Levels and Buyer Competition

• Low inventory: Fewer listings are available, especially in desirable developments like Cedar Cove.

• High competition: Buyers often face multiple-offer scenarios.

• Cash buyers dominate: Luxury real estate in Harbor Springs is attracting national attention, with many out-of-state buyers entering the market.

Cedar Cove Community Features

Architecture and Building Style

Designed with a nod to Northern Michigan’s rustic charm, Cedar Cove blends natural stone, cedar shake siding, and large windows that invite in the stunning waterfront views. Expect vaulted ceilings, open-concept living spaces, and expansive decks.

Landscaping and Grounds Maintenance

The grounds are professionally maintained year-round, offering lush landscaping in the summer and prompt snow removal in winter. Cedar Cove’s environment reflects a resort-like ambiance while remaining intimate and peaceful.

Floor Plans and Interior Highlights

One-Bedroom Units

Ideal for couples or solo residents looking for low-maintenance luxury. These units often feature:

• 700–900 sq ft layouts

• Gas fireplaces

• Modern kitchens with stainless appliances

• Private patios or balconies

Two- and Three-Bedroom Units

Perfect for families or those who love to entertain. Many offer:

• Open-concept living and dining areas

• Large master suites with ensuite baths

• Hardwood floors

• In-unit laundry

Luxury Finishes and Upgrades

• Granite or quartz countertops

• Spa-style bathrooms

• Energy-efficient HVAC systems

• Smart home features (thermostats, security, lighting)

Condo Amenities at Cedar Cove

Waterfront Views and Private Beach Access

Nothing beats having your own slice of shoreline. Residents enjoy:

• Private beach areas for sunbathing and kayaking

• Waterfront paths for morning strolls

• Sunset views over Lake Michigan from their balconies

Clubhouse, Fitness Center, and Pool

Cedar Cove includes community amenities like:

• Heated outdoor pool

• Clubhouse with a community room and kitchen

• Fully equipped fitness center

• Sauna and spa

Parking and Storage Options

• Heated garage parking for residents

• Designated guest parking

• Private storage units for outdoor gear, bikes, and more

Cedar Cove Homeowners Association (HOA)

Monthly Dues and What They Cover

The Cedar Cove HOA ensures everything runs smoothly. Typical dues range from $350 to $650/month and cover:

• Grounds and exterior maintenance

• Trash and snow removal

• Use of amenities (pool, gym, clubhouse)

• Reserve fund contributions

• Water and sewer in most units

Community Rules and Regulations

HOA bylaws help maintain property values and quality of life:

• No short-term rentals under 30 days

• Pet-friendly with breed and size restrictions

• Exterior design changes must be approved

Investment Potential and Rental Opportunities

Short-Term vs. Long-Term Rental Insights

While short-term rentals are restricted by the HOA, Cedar Cove condos still offer:

• Seasonal rentals for golf or ski season

• Long-term leasing options with excellent monthly income potential

ROI and Cap Rate Expectations

Investors typically see:

• 5–6% annual ROI on long-term rentals

• High demand due to location and luxury appeal

• Low vacancy rates year-round, especially in summer and ski season

Lifestyle Benefits of Living at Cedar Cove

Boating, Fishing, and Watersports

• Launch your kayak from the private beach

• Join a local yacht club or charter a sailboat

• Enjoy world-class salmon and lake trout fishing

Access to Golf Courses and Ski Resorts

Harbor Springs is a recreational haven:

• Boyne Highlands & Nub’s Nob just minutes away

• Little Traverse Golf Club with sweeping bay views

• Cross-country trails right from your door in winter

Buyer Considerations and Financing Tips

Pre-Approval and Lending Options

Waterfront properties often require a higher down payment or specialty loans. Connect with lenders experienced in:

• Condo-specific financing

• Jumbo loan products

• Vacation or second home purchases

Closing Costs and Tax Considerations

• Property taxes are approximately 1.6–1.8% of assessed value

• Title, recording, and inspection fees can add 2–4% to your purchase price

• Consider using a 1031 exchange for investment purchases

Working with Brook Walsh – Your Local Expert

Real Estate Experience and Market Knowledge

Brook Walsh is not only a top-producing broker, but also a local investor and property owner. His insight into Northern Michigan’s real estate market is unmatched.

• Deep knowledge of vacation and luxury properties

• Strong track record with buyers and investors

• Trusted advisor throughout the entire process

What Clients Are Saying

"Brook found us the perfect condo and made the process seamless."
"He knows the market inside and out and gave honest, helpful advice."
"Brook’s team at Northern Michigan Escapes made us feel like family."

Frequently Asked Questions

1. Are pets allowed at Cedar Cove?

A. Yes, Cedar Cove is pet-friendly with certain breed and size restrictions outlined by the HOA.

2. Can I rent my unit seasonally or long-term?

A. Short-term rentals (under 30 days) are prohibited. However, seasonal and long-term leases are allowed.

3. Is Cedar Cove a good investment?

A. Absolutely. With limited inventory and growing demand, it's one of the strongest real estate investments in Harbor Springs.

4. What amenities are included in the HOA fees?

A. HOA dues cover grounds maintenance, amenities like the pool and gym, trash, snow removal, and more.

5. Are there financing options for second homes?

A. Yes. Many lenders offer competitive rates for second homes, and Brook Walsh can connect you with trusted mortgage professionals.

6. How close is Cedar Cove to ski resorts?

A. Cedar Cove is about 10–15 minutes from both Boyne Highlands and Nub’s Nob ski resorts.

Conclusion – Your Future at Cedar Cove Condos

Cedar Cove Condos in Harbor Springs, MI, offer more than just a place to live—they offer a lifestyle. Whether you're relaxing on your balcony with a view of the bay, skiing at nearby resorts, or walking to town for dinner, every day here feels like a getaway.

Ready to make Cedar Cove your home? Contact Brook Walsh today at BrookWalsh.com for a private showing or investment consultation.

External Resources and Further Reading

• Visit Harbor Springs

• Northern Michigan Escapes – Vacation Rentals & Property Management