Explore Bay Springs Condominiums for Sale in Boyne City

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Bay Springs

Open and airy condos that are literally just a step away from Lake Charlevoix - the views are spectacular from virtually every room.  These condos are in the perfect location to enjoy all that Northern Michigan has to offer!

This page gives a very detailed overview of the Bay Springs condominiums for sale in Boyne City, Michigan.  

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Bay Springs Condominiums for Sale

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Bay Springs Condominiums for Sale in Boyne City, Michigan – Top Listings & Buying Guide 2025

Introduction to Bay Springs Condominiums

Nestled along the shores of beautiful Lake Charlevoix in Northern Michigan, Bay Springs Condominiums offer a unique and peaceful lifestyle for buyers looking to enjoy waterfront living in Boyne City. Whether you're searching for a seasonal escape, a retirement retreat, or a lucrative investment opportunity, Bay Springs is gaining popularity among discerning real estate buyers.

As of 2025, there’s a growing demand for high-quality, maintenance-free properties in Boyne City, making Bay Springs Condominiums for sale a hot topic in the Michigan real estate market. With its prime location, modern amenities, and walkable access to downtown, Bay Springs is the kind of place that balances luxury, nature, and community perfectly.

Why Buy in Boyne City, Michigan?

Overview of Boyne City's Real Estate Market

Boyne City is one of Northern Michigan's fastest-growing lakefront communities. Known for its charming downtown, bustling summer festivals, and proximity to skiing and boating, Boyne City offers a balanced lifestyle. The real estate market here has steadily appreciated over the past decade, driven by demand for second homes and waterfront condos like those at Bay Springs.

The average home price in Boyne City increased by nearly 20% from 2020 to 2024. Condominiums, especially those on the water, have seen even sharper appreciation, making them an appealing choice for both full-time residents and investors.

Lifestyle & Attractions in Boyne City

Boyne City is brimming with charm. Residents enjoy:

• Access to Lake Charlevoix and the Boyne River for boating and fishing

• Winter skiing at nearby Boyne Mountain Resort

• The Boyne Thunder boating event and summer farmers markets

• Boutique shopping, fine dining, and craft breweries in a vibrant downtown

This rich combination of recreational options and small-town warmth is what draws so many buyers to the area.

Check out this video to take a drone tour of Boyne City or, click here to learn more about Bay Springs Condominiums for Sale. 

Bay Springs Condominium Complex Overview

Location and Accessibility

Bay Springs Condominiums are located right off North Lake Street in Boyne City, offering panoramic views of Lake Charlevoix. Just minutes from downtown, residents can walk to local shops, restaurants, marinas, and the city beach.

Design, Architecture, and Layout

Bay Springs features upscale condo designs that include open-concept living spaces, large windows for natural light, and private decks or patios. The architecture reflects a blend of Northern Michigan cottage charm and modern finishes.

Types of Units Available

Typically, the Bay Springs complex offers:

• 2- and 3-bedroom units

• Floor plans ranging from 1,200 to over 1,800 square feet

• Lake-facing balconies or patios

• Attached or covered parking

Each unit is designed for comfort and functionality, perfect for weekenders or year-round residents.

Current Listings: Bay Springs Condominiums for Sale

Price Range and Square Footage

As of early 2025, listings for Bay Springs Condominiums for sale typically fall between $450,000 and $750,000, depending on unit size, floor level, and lake view. Units with full waterfront exposure and upgraded interiors are priced at the higher end.

What’s Included in HOA Fees

Homeowners Association (HOA) dues at Bay Springs generally include:

• Exterior maintenance and landscaping

• Snow removal

• Water/sewer and trash service

• Building insurance

• Access to shared amenities

HOA fees are usually around $300–$450/month, depending on unit size and shared features.

Amenities at Bay Springs Condos

Indoor and Outdoor Features

Bay Springs Condominiums are designed to offer a balance of convenience, comfort, and recreation. Some of the top amenities include:

• Private balconies or patios with lake views

• Heated garages and storage lockers

• Landscaped common areas and walking paths

• Private beach access

• Boat slips (subject to availability)

• Community room for gatherings or events

These features make it easy for residents to enjoy both the beauty of Northern Michigan and a comfortable, maintenance-free lifestyle.

Pet Policy and Community Rules

Bay Springs is a pet-friendly community with reasonable guidelines. Most units allow small to medium-sized pets, and the grounds are equipped with waste stations and designated walking areas. The HOA maintains a peaceful environment with quiet hours, guest policies, and parking regulations designed to respect all residents.

Who Should Consider Buying at Bay Springs?

Retirees and Second-Home Seekers

Bay Springs offers a serene and manageable living environment ideal for retirees looking for peace and proximity to nature. The lack of maintenance responsibilities, walkable downtown, and medical facilities nearby make this a highly attractive option.

Additionally, second-home buyers love Bay Springs for its quick access to boating, skiing, and other seasonal activities. Many owners split their time between Bay Springs and other homes, taking full advantage of Michigan's vibrant summer season.

Investment Buyers and Rental Income Potential

Because of Boyne City's popularity among tourists, Bay Springs units can offer strong vacation rental potential—particularly in the summer. Some owners choose to rent out their units when not in use, generating income that offsets ownership costs. However, buyers should verify rental restrictions within the HOA documents, as some communities limit short-term rentals.

How to Buy a Bay Springs Condominium

Finding a Local Real Estate Agent

Working with a Boyne City-based real estate agent is the best way to find and negotiate a Bay Springs condo. Agents familiar with the community can help you:

• Access off-market or early listings

• Evaluate HOA rules and resale history

• Coordinate inspections and financing

Make sure your agent has experience with waterfront condominiums and is knowledgeable about Boyne City's zoning and rental policies.

Financing Options and Mortgage Tips

Financing a condominium can differ from traditional single-family homes. Some key tips:

• Ensure your lender is experienced in condo loans

• Get pre-approved before starting your search

• Expect to provide HOA documentation during underwriting

• Consider putting at least 20% down for better rates

Always ask your lender if the property is Fannie Mae/Freddie Mac warrantable, which affects loan eligibility.

Nearby Schools, Healthcare, and Transportation

Bay Springs Condominiums are close to everything essential:

• Boyne City Public Schools – A-rated K–12 education

• McLaren Northern Michigan and Munson Healthcare Charlevoix Hospital – Within a 20-minute drive

• Regional airports – Pellston Regional (PLN) and Traverse City’s Cherry Capital Airport (TVC)

Additionally, the area is walkable and bike-friendly, with seasonal public transit available during peak tourism periods.

Comparing Bay Springs to Other Condo Communities in Boyne City

Edgewater Inn vs. Bay Springs

While both offer lakefront locations, Edgewater Inn (Charlevoix) units are often smaller and geared more toward short-term rentals and tourists. In contrast, Bay Springs is better suited for long-term living or seasonal residents looking for more privacy and ownership stability.

Waterfront Properties vs. Off-Water Options

Bay Springs is on the waterfront, providing better resale value and a premium lifestyle. Off-water condo options in Boyne City may be more affordable but lack the scenic views and direct access to the lake.

Real Estate Trends and Market Forecast for 2025

Pricing Trends Over the Past 5 Years

From 2020 to 2025, prices for Bay Springs Condominiums have steadily increased by 5–8% annually. Factors influencing this include:

• Limited lakefront inventory

• Increasing demand from downstate and out-of-state buyers

• Improved amenities and HOA management

Expected Growth in the Area

Boyne City continues to invest in infrastructure, tourism, and community development. New restaurants, marina upgrades, and expanding cultural events mean property values are expected to rise further—making now a great time to buy.

Tips for Viewing and Inspecting Condos

• Schedule multiple showings at different times of day to assess lighting and noise

• Hire a licensed home inspector with condo experience

• Review HOA meeting notes for red flags like pending assessments or disputes

• Ask about rental history if you plan to lease the unit

These steps can protect your investment and ensure a smooth transaction.

How to Negotiate and Close the Deal

• Offer based on comps and current listings

• Negotiate contingencies such as repairs or furnishings

• Ensure HOA approval and documentation are included in the deal

• Work with a local title company for a smooth closing process

Frequently Asked Questions

1. Are Bay Springs Condominiums pet-friendly?
A. Yes, pets are allowed with some size and breed restrictions. Always confirm with the HOA.

2. Can I rent my condo at Bay Springs?
A. Short-term rentals may be restricted. Check HOA bylaws or consult your real estate agent.

3. What are the average HOA fees?
A. Typically between $300–$450/month, covering exterior maintenance, landscaping, snow removal, and more.

4. Is Bay Springs a good investment for seasonal rentals?
A. Yes, especially in summer months. High demand and premium location make it a great rental option.

5. How far is Bay Springs from downtown Boyne City?
A. Only a short walk—less than 10 minutes to most downtown shops and restaurants.

6. What types of units are available?
A. You’ll find 2- and 3-bedroom units, many with lake views and spacious layouts.

Conclusion: Is Bay Springs Right for You?

If you're looking for a peaceful lakefront lifestyle with walkability, community charm, and smart investment potential, then Bay Springs Condominiums for sale in Boyne City, Michigan could be the perfect fit. Whether you’re a retiree, weekend boater, or savvy investor, these condominiums offer quality living in one of Michigan’s most beloved waterfront towns.

A Major Benefit of Living in Boyne City, Michigan is the Proximity to Lake Charlevoix - Check Out the Video

Another Major Benefit of Living in Boyne City, Michigan is the Proximity to Boyne Mountain Resort - Check Out the Video

Explore homes in the condominium lifestyle communities below or contact Brook Walsh to help with your search. You can also reach Brook by phone at (231) 459-3179 for all of your Northern Michigan real estate needs.