Explore Bellaire, MI Waterfront Homes for Sale | Northern Michigan Lake Living

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Bellaire, Michigan

Bellaire, Michigan is a hidden gem nestled in the heart of Northern Michigan’s Chain of Lakes region, offering a lifestyle defined by natural beauty, relaxation, and outdoor adventure. Known for its crystal-clear waters, charming downtown, and four-season appeal, Bellaire is a sought-after destination for those seeking waterfront homes for sale.

From the sparkling shores of Torch Lake—often named one of the most beautiful lakes in the world—to the tranquil coves of Lake Bellaire and Intermediate Lake, Bellaire boasts a diverse selection of waterfront properties. Whether you're looking for a cozy cabin, a luxurious estate, or a turn-key vacation rental, Bellaire has something to match every vision and lifestyle.

Real Estate Statistics

Average Price	$708K
Lowest Price	$115K
Highest Price	$5M
Total Listings	42
Avg. Days On Market	79
Avg. Price/SQFT	$432

Property Types (active listings)

Browse Bellaire Waterfront Homes for Sale

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• $100,000 - $200,000
• $200,000 - $300,000
• $300,000 - $400,000
• $400,000 - $500,000
• $500,000 - $600,000
• $600,000 - $700,000
• $700,000 - $800,000
• $800,000 - $900,000
• $900,000 - $1,000,000
• Over $1,000,000

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$4,950,000

1034 S East Torch Lake Drive, Bellaire

4 Beds 3 Baths 3,845 SqFt Residential MLS® # 1934404

New

$3,900,000

5658 S East Torch Lake Drive, Bellaire

7 Beds 5 Baths 2,448 SqFt Residential MLS® # 1937750

Pending

$2,500,000

↓ $295,000

736 Davock Lane, Bellaire

6 Beds 3 Baths 3,681 SqFt Residential MLS® # 1935238

New

$1,999,900

405 S M-88, Bellaire

4 Beds 5 Baths 4,000 SqFt Residential MLS® # 477965

$1,575,000

↓ $125,000

9017 Clam Lake Road, Bellaire

3 Beds 3 Baths 2,974 SqFt Residential MLS® # 1934779

Pending

$930,000

↓ $20,000

7260 Cottage Road, Bellaire

2 Beds 1 Bath 436 SqFt Residential MLS® # 1935507

Pending

$849,000

↓ $30,000

4492 Forest Trail, Bellaire

4 Beds 3.5 Baths 4,011 SqFt Residential MLS® # 1934768

$750,000

8370 Lake Of The Woods Rd, Bellaire

2 Beds 1 Bath 1,182 SqFt Residential MLS® # 477109

$679,000

6001 N Silver Pines Drive, Bellaire

3 Beds 3 Baths 1,640 SqFt Residential MLS® # 476201

Pending

$650,000

↓ $125,000

8181 Clam Lake Road, Bellaire

2 Beds 1 Bath 1,144 SqFt Residential MLS® # 1934918

Pending

$649,900

↓ $29,100

5668 Golf Meadows Drive, Bellaire

4 Beds 3 Baths 3,000 SqFt Residential MLS® # 1937876

Pending

$600,000

9023 Clam Lake Road, Bellaire

0 Beds 0 Baths 0 SqFt Land MLS® # 1934778

$549,000

↑ $10,000

8377 Clam Lake Road, Bellaire

0 Beds 0 Baths 0 SqFt Land MLS® # 1919425

Pending

$538,000

4390 Ridge Run, Bellaire

5 Beds 3 Baths 2,816 SqFt Residential MLS® # 1937990

New

$529,000

00 Aero Park Drive, Bellaire

0 Beds 0 Baths 0 SqFt Land MLS® # 1936848

Pending

$529,000

6015 N Slope Drive, Bellaire

4 Beds 2.5 Baths 2,062 SqFt Residential MLS® # 1938722

Pending

$495,000

000 Clam Lake Road, Bellaire

0 Beds 0 Baths 0 SqFt Land MLS® # 1919424

$429,000

↓ $10,000

5389 Miller Drive, Bellaire

3 Beds 2 Baths 1,650 SqFt Residential MLS® # 1936094

$389,900

9059 Clam Lake Road 18-19, Bellaire

2 Beds 2 Baths 877 SqFt Residential MLS® # 475966

$374,900

5670 Shanty Creek Road, Bellaire

2 Beds 2 Baths 1,200 SqFt Residential MLS® # 1934333

$359,900

5828 Shanty Creek Road, Bellaire

3 Beds 2.5 Baths 1,700 SqFt Residential MLS® # 1936608

$359,000

↓ $10,000

5828 Shanty Creek Road, Bellaire

3 Beds 2.5 Baths 1,700 SqFt Residential MLS® # 1937220

New

$350,000

5830 Shanty Creek Road, Bellaire

3 Beds 3.5 Baths 1,650 SqFt Residential MLS® # 1938617

$349,000

4001 Deskin Drive, Bellaire

3 Beds 2 Baths 1,728 SqFt Residential MLS® # 1936383

Pending

$339,000

1201 Cedar River Drive, Bellaire

3 Beds 2 Baths 1,300 SqFt Residential MLS® # 1939142

Pending

$334,900

↓ $25,000

5828 Shanty Creek Road, Bellaire

3 Beds 2.5 Baths 1,700 SqFt Residential MLS® # 1936369

$299,900

Lot 8 Mallard Lane, Bellaire

0 Beds 0 Baths 0 SqFt Land MLS® # 1933845

$299,900

Lot 7 Mallard Lane, Bellaire

0 Beds 0 Baths 0 SqFt Land MLS® # 1933846

$299,900

Lot 9 Mallard Lane, Bellaire

0 Beds 0 Baths 0 SqFt Land MLS® # 1933848

New

$289,000

4673 N Crossover Drive, Bellaire

2 Beds 3 Baths 1,243 SqFt Residential MLS® # 1938866

$270,000

↓ $3,000

5830 Shanty Creek Road, Bellaire

2 Beds 3 Baths 1,350 SqFt Residential MLS® # 1937348

$259,900

9059 Clam Lake Road 2, Bellaire

0 Beds 1 Bath 476 SqFt Residential MLS® # 476017

$254,900

↓ $15,000

4673 Crossover Drive, Bellaire

2 Beds 3 Baths 1,300 SqFt Residential MLS® # 1935403

$249,900

4643 N Crossover Drive, Bellaire

2 Beds 3 Baths 1,300 SqFt Residential MLS® # 1939193

$248,000

↓ $26,900

Lot 3 Harbor Street, Bellaire

0 Beds 0 Baths 0 SqFt Land MLS® # 1933847

$234,900

↓ $10,000

4673 N Crossover Drive, Bellaire

2 Beds 3 Baths 1,300 SqFt Residential MLS® # 1935079

$214,900

↓ $5,100

6493 Deer Path, Bellaire

2 Beds 2 Baths 989 SqFt Residential MLS® # 1919787

$214,900

↓ $9,100

6493 Deer Path, Bellaire

2 Beds 2 Baths 1,026 SqFt Residential MLS® # 1937530

$214,900

↓ $15,000

6497 Deer Path, Bellaire

2 Beds 2 Baths 1,026 SqFt Residential MLS® # 1937944

$174,900

↓ $6,600

4826 N Crossover Drive, Bellaire

1 Bed 1 Bath 535 SqFt Residential MLS® # 1934819

$116,900

↓ $8,000

5610 Shanty Creek Road, Bellaire

1 Bed 1 Bath 350 SqFt Residential MLS® # 1938232

$114,900

↓ $5,000

5610 Shanty Creek Road, Bellaire

1 Bed 1 Bath 350 SqFt Residential MLS® # 1938235

Bellaire, MI Waterfront Homes for Sale: Top 15 Lakeside Retreats

Introduction to Bellaire’s Waterfront Lifestyle

Nestled in the heart of Northern Michigan, Bellaire is more than just a dot on the map — it’s a peaceful lakeside haven that attracts homebuyers with its pristine waters, charming village life, and unparalleled natural beauty. From luxurious estates on Torch Lake to cozy retreats along Intermediate Lake, Bellaire offers a range of waterfront homes for sale that promise serenity, recreation, and a sense of belonging. Whether you're seeking a vacation home, a permanent residence, or an income-generating property, you'll find Bellaire checks every box — and then some.

Why Choose Bellaire, MI for Waterfront Living?

Small-Town Charm with Big Amenities

Bellaire offers that storybook village charm—think quaint boutiques, family-owned restaurants, and tree-lined streets—all while being a short drive from larger cities like Traverse City and Petoskey. You get the best of both worlds: peace and convenience.

Close-Knit Community Vibes

The town is known for its warm, welcoming residents. Seasonal festivals, farmers markets, and community events make it easy to get to know your neighbors and feel at home—fast.

Year-Round Outdoor Recreation

Whether you're into skiing at nearby Shanty Creek Resorts, paddling down the Chain of Lakes, or hiking the Glacial Hills Pathway, Bellaire is a four-season playground.

Overview of Bellaire's Waterfront Real Estate Market

Current Market Trends and Pricing

Waterfront homes in Bellaire are in high demand, especially post-2020 as remote work and lifestyle shifts encourage buyers to seek out natural beauty and tranquility. Prices typically range from $400,000 to over $3 million, depending on location, lake frontage, and amenities.

Key Factors Driving Demand

• Increased interest in vacation and second homes

• Growing popularity of short-term rentals

• Rising value of lakefront real estate as a long-term asset

Popular Lakefront Locations: Torch Lake, Intermediate Lake, Lake Bellaire

• Torch Lake: Renowned for its turquoise waters and celebrity-owned homes

• Intermediate Lake: Quiet, scenic, and ideal for kayaking or fishing

• Lake Bellaire: A family favorite, perfect for boating and relaxing sunsets

Check out this video for a look at the Waterfront Lifestyle

Types of Waterfront Homes Available

Lake Cottages and Seasonal Cabins

Charming and rustic, these are typically one- to three-bedroom homes perfect for weekend escapes or summer getaways. Think fire pits, fishing docks, and screened porches.

Luxury Custom-Built Estates

These are the dream homes—often 3,000+ square feet, with expansive decks, chef’s kitchens, and panoramic water views. Many have private beach access and boat lifts.

Condominiums and Townhomes Near the Water

A low-maintenance option that still offers fantastic views and amenities. Great for those looking to lock-and-leave or test the waters before committing to a larger home.

Historic Homes with Modern Upgrades

Some of Bellaire’s older properties have been beautifully restored, offering vintage charm with contemporary comforts—perfect for those who appreciate character.

Features That Make Bellaire Waterfront Homes Unique

Private Docks, Sandy Beaches, and Boat Slips

Most waterfront homes include private lake access, whether it’s a sandy beach for the kids or a dock for your pontoon boat.

Views, Sunsets, and Lake Access

The views alone are worth the price tag. Imagine sipping your morning coffee while watching mist rise off the lake or catching a fiery sunset every evening.

Outdoor Living Spaces: Patios, Porches, and Decks

Enjoy the fresh air from expansive decks, screened porches, or stone patios with built-in fire pits. These features turn homes into year-round retreats.

Interior Perks: Open Floor Plans, Fireplaces, Gourmet Kitchens

Inside, expect vaulted ceilings, hardwood floors, stone fireplaces, and updated kitchens—perfect for entertaining or just relaxing in style.

Torch Lake: The Crown Jewel of Northern Michigan

Real Estate on the 3rd Most Beautiful Lake in the World

Yes, you read that right. National Geographic once ranked Torch Lake among the most beautiful in the world. Its clear Caribbean-blue waters are a major draw for buyers and vacationers alike.

Activities: Swimming, Boating, Fishing

Torch Lake is famous for its sandbar parties, wakeboarding, tubing, and year-round fishing. You can even paddle into the nearby Chain of Lakes.

Torch Lake Neighborhoods to Know

• Clam River Area: Quiet, less crowded, with charming homes

• East Shore Drive: Panoramic views and million-dollar homes

• Alden: A quaint town offering shops, trails, and access to the lake

Life on Intermediate Lake and Lake Bellaire

More Peaceful, More Affordable

While Torch Lake may grab the headlines, Intermediate Lake and Lake Bellaire offer similar beauty at a friendlier price point. You’ll find stunning homes with docks, ample yard space, and less boat traffic.

Ideal for Nature Lovers and Families

These lakes are teeming with wildlife and ideal for paddling, fishing, or just floating. Perfect for families who value privacy and nature over party scenes.

Property Types and Investment Potential

You can still find vacant lots, cottages, and luxury builds with solid rental income potential. These lakes are a hidden gem for savvy investors.

Investment Opportunities and Vacation Rental Potential

Income-Producing Waterfront Properties

Thanks to Northern Michigan’s growing popularity, short-term rentals here can command top dollar, especially in the summer. Waterfront homes can earn between $40,000 and $150,000 annually, depending on size and amenities.

Northern Michigan Escapes Property Management

Looking to rent out your property while you're away? NorthernMichiganEscapes.com provides full-service management, from marketing and booking to cleaning and guest support.

ROI Tips from a Local Real Estate Broker

With years of experience and firsthand knowledge, Brook Walsh offers expert insights into:

• High-demand weeks and peak booking periods

• Amenities that boost revenue (hot tubs, kayaks, fireplaces)

• Renovation tips with best ROI

Building Your Dream Waterfront Home in Bellaire

Vacant Waterfront Land Availability

If you've got a vision for your perfect lakeside retreat, Bellaire has plenty of vacant waterfront lots available—especially around the quieter shores of Intermediate Lake and Lake Bellaire. Lot prices typically range from $100,000 to $600,000, depending on acreage, lake access, and proximity to town.

Building Codes and Zoning Considerations

Before you break ground, make sure you're familiar with:

• Shoreline set-back requirements

• Septic and well regulations

• Permits for docks and waterfront alterations

Recommended Local Builders and Architects

Some of the most respected custom home builders in the area include:

• Eastmark Construction

• Northern Log Homes

• Mapleridge Construction

Bellaire’s Four-Season Appeal

Summer Boating and Swimming

Bellaire's lakes are warm and welcoming during the summer months. With crystal-clear waters, you can enjoy swimming off your private dock, paddleboarding at sunrise, or cruising at sunset.

Fall Colors and Scenic Hikes

Autumn transforms the landscape into a blaze of oranges, reds, and yellows. The Glacial Hills Trail System offers miles of hiking and biking paths where you can immerse yourself in fall beauty.

Winter Skiing and Cozy Lake Views

Just a 10-minute drive away, Shanty Creek Resort boasts 53 ski runs, tubing hills, and Nordic trails. After a day on the slopes, head home to a warm fireplace and a view of a snow-draped lake.

Spring Fishing and Renewal

As the ice melts, the lakes come alive again. It’s a great time for:

• Walleye and trout fishing

• Dock repairs and boat prepping

• Spring cleaning and landscaping

Navigating Waterfront Property Taxes and Regulations

What Buyers Should Know

Waterfront property in Michigan generally carries higher property taxes due to the value of the land. However, Bellaire remains more affordable than comparable waterfront markets downstate or near the Great Lakes.

Flood Zones and Insurance Needs

Always request a floodplain survey before purchase. Depending on the property, you may need to purchase flood insurance, even if your lender doesn’t require it.

Township Ordinances and Lake Associations

Each lake or township may have:

• Quiet hours and boating regulations

• Lake preservation guidelines

• HOA or lake association dues and bylaws

Working with a Local Expert: Brook Walsh

Why Use BrookWalsh.com to Find Bellaire Homes

BrookWalsh.com is your go-to site for:

• Real-time property listings

• Waterfront home alerts

• Virtual tours and expert market analysis

Personalized Service and Market Knowledge

As a local real estate expert and Northern Michigan native, Brook Walsh offers deep insights into where to buy, what to look for, and how to maximize ROI on your waterfront investment.

Client Testimonials and Success Stories

From first-time buyers to seasoned investors, Brook's clients consistently rave about:

• His responsiveness and market expertise

• Tailored property suggestions

• Transparency during negotiations and closing

Best Waterfront Activities in Bellaire

Boating, Kayaking, Paddleboarding

Access to the Chain of Lakes opens up miles of water trails for boaters and paddlers. You can float from Lake Bellaire all the way to Elk Lake.

Fishing, Ice Fishing, and More

The area boasts excellent fishing year-round:

• Bass and pike in the summer

• Perch and walleye through the ice in winter

Local Marina and Water Access Points

Need a boat launch or rental? Check out:

• Summit Park Launch (Lake Bellaire)

• Dockside Torch Lake Marina

• Clam River Marina for rentals and fuel

Dining, Shopping, and Entertainment Near the Water

Bellaire’s Walkable Downtown

From unique antique shops to cozy cafés, Bellaire’s downtown is just minutes from the waterfront. It’s the perfect spot to spend a rainy day or grab a gift.

Local Favorites: Short's Brewing, Toonies Fish & Steakhouse

Don’t miss:

• Short’s Brewing Company: Iconic local craft brewery with food and live music

• Toonies: A local staple for comfort food

• The Corner Bistro: Great spot for upscale lakefront dining

Festivals, Farmers Markets, and Live Music

Enjoy the Bellaire Summer Concert Series, Harvest Festival, and Art in the Park, all of which draw crowds from around the region.

Tips for Relocating or Buying a Second Home in Bellaire

Choosing the Right Lake for Your Lifestyle

• Torch Lake: For luxury and social scenes

• Lake Bellaire: Family-friendly with excellent amenities

• Intermediate Lake: Quiet, peaceful, and perfect for retirement or relaxing weekends

What to Pack for a Northern Michigan Life

Bring:

• Layers for all seasons

• Swimsuits and snow boots

• Outdoor gear for hiking, paddling, and skiing

Working with Local Lenders and Inspectors

Choose a local lender who understands waterfront loans and the seasonal nature of Northern Michigan appraisals. A local home inspector can also spot weather-related issues unique to lakeside homes.

Frequently Asked Questions

Q1: How much do waterfront homes in Bellaire cost?
A: Prices vary, but most fall between $400,000 and $3 million depending on lake access, size, and features.

Q2: Is Bellaire good for year-round living?
A: Absolutely. With skiing, hiking, festivals, and boating, it's a true four-season destination.

Q3: What are the best lakes in Bellaire for real estate?
A: Torch Lake, Lake Bellaire, and Intermediate Lake are top picks for beauty, amenities, and property value.

Q4: Can I rent out my Bellaire waterfront home?
A: Yes, especially in summer. Many owners partner with NorthernMichiganEscapes.com for full-service rental management.

Q5: Do all homes come with lake access?
A: Not always. Double-check listings to see if they include docks, beach frontage, or deeded access.

Q6: Are there new developments or lots available?
A: Yes, especially around Intermediate Lake and Lake Bellaire. Custom building is a great option in this region.

Conclusion: Live Your Lakeside Dream in Bellaire, MI

Whether you're buying your first vacation retreat or upgrading to a luxury lakefront estate, Bellaire, MI offers stunning views, peaceful living, and investment potential in one perfect package. The combination of waterfront charm, small-town warmth, and four-season fun makes Bellaire a top choice for anyone looking to live the lakeside dream.

Explore available listings, schedule a tour, or start your custom build today with help from BrookWalsh.com—your local expert in Bellaire waterfront real estate.

Eager to learn more about Bellaire, Michigan waterfront homes for sale? Connect with Brook Walsh today! We'll be happy to help you through every step of the Northern Michigan lifestyle real estate process.