Kingsley, MI Waterfront Homes for Sale

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Kingsley, Michigan

Kingsley, MI is a picturesque village in northern Michigan that embodies the charm of lakeside living. This peaceful community is surrounded by tranquil lakes, dense forests, and rolling hills, making it a hidden gem for those seeking a serene and nature-filled lifestyle. Known for its close-knit atmosphere, Kingsley offers a blend of rustic beauty and modern convenience, just 20 minutes from Traverse City.

Waterfront homes in Kingsley are highly sought after for their access to clean, quiet lakes like Arbutus Lake, Spider Lake, and Green Lake. These properties range from cozy cabins perfect for weekend retreats to luxurious estates ideal for full-time residence. Residents enjoy boating, fishing, paddleboarding, and breathtaking sunsets right from their backyards.

Real Estate Statistics

Average Price	$2.2M
Lowest Price	$400K
Highest Price	$4M
Total Listings	2
Avg. Days On Market	454
Avg. Price/SQFT	$387

Property Types (active listings)

Browse Kingsley Waterfront Homes for Sale

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$3,999,999

727 M-113, Kingsley

3 Beds 3 Baths 5,942 SqFt Residential MLS® # 1922906

$400,000

4205 E M-113, Kingsley

0 Beds 0 Baths 4,000 SqFt Commercial MLS® # 1917361

Top 15 Stunning Kingsley, MI Waterfront Homes for Sale You Can’t Miss

Discover the latest Kingsley, MI Waterfront Homes for Sale with expert tips, pricing guides, and insider insights to find your perfect lakefront property.

Introduction to Kingsley, MI Real Estate Market

Overview of Kingsley, MI

Nestled in the heart of northern Michigan, Kingsley is a charming village that blends small-town hospitality with breathtaking natural beauty. Just a short drive from Traverse City, Kingsley offers tranquil living, rich outdoor experiences, and access to some of the state’s most pristine lakes and forests.

What Makes Kingsley’s Waterfront Properties Unique

What sets Kingsley, MI waterfront homes for sale apart is their perfect balance of affordability and scenic splendor. With crystal-clear lakes like Green Lake and Fife Lake nearby, buyers can enjoy private lake access, rustic charm, and a variety of home styles—from cozy cabins to luxurious estates—all within a serene setting.

Current Trends in Kingsley, MI Waterfront Real Estate

Market Pricing Overview

Over the past year, waterfront homes in Kingsley have seen a steady increase in value. Entry-level homes start around $250,000, while premium properties along Green Lake or Fife Lake can fetch upwards of $800,000 depending on size, condition, and lake frontage.

Demand & Inventory Insights

Demand remains high, especially for homes with direct water access and modern upgrades. Inventory tends to be limited, making it essential to act fast when the right property becomes available. Spring and summer months often see the most activity.

Types of Waterfront Homes in Kingsley, MI

Lakefront Cottages

Ideal for weekend getaways, these charming cottages offer minimal maintenance, cozy layouts, and a relaxing atmosphere.

Luxury Lake Houses

These high-end properties boast expansive square footage, top-tier amenities, and private docks—perfect for buyers seeking elegance and exclusivity.

Cabins & Seasonal Homes

Traditional log cabins and seasonal retreats appeal to those who crave a rustic ambiance surrounded by nature’s calm.

Best Neighborhoods for Waterfront Living in Kingsley, MI

Green Lake Area

Green Lake is one of the most sought-after waterfront destinations in Kingsley. It offers expansive lakefront properties, crystal-clear waters, and access to boating, fishing, and water sports. Homes here often come with private docks and panoramic sunset views.

Fife Lake Vicinity

Located southeast of Kingsley, Fife Lake is ideal for families and retirees alike. The area features a mix of modern homes and traditional cottages, all within a close-knit community. It’s perfect for swimming, kayaking, and enjoying quiet evenings by the lake.

Rural Waterfront Retreats

Outside the main neighborhoods, rural properties offer a secluded experience. These retreats are often nestled in wooded lots with expansive water views, providing peace, privacy, and plenty of space for gardens or hobby farming.

Key Features to Look For in Kingsley Waterfront Homes

Private Docks and Shoreline Access

One of the biggest perks of waterfront living is stepping directly from your backyard onto a private dock. These features add significant value and convenience for boating enthusiasts.

Sunset Views and Lot Orientation

South- or west-facing lots offer the most breathtaking sunsets. It’s a factor many overlook—but seasoned buyers know this can define your waterfront experience.

Year-Round Accessibility

Ensure the property has paved access and reliable utilities throughout the seasons. Homes that are only reachable in summer may have limited long-term value unless used strictly for vacations.

Pricing Guide for Kingsley, MI Waterfront Homes

Entry-Level Homes

Typically priced between $250,000–$350,000, these homes may need some updates but offer great access to the water, especially for first-time buyers or seasonal residents.

Mid-Range Options

In the $400,000–$600,000 range, expect modern features like updated kitchens, multiple bedrooms, and renovated docks. These are ideal for year-round living.

High-End Luxury Estates

Luxury homes in the $650,000–$900,000+ bracket include expansive acreage, top-tier finishes, and multiple decks or patios with lake views. They are perfect for buyers wanting a statement property or legacy family retreat.

Financing Options for Waterfront Property Buyers

Mortgage Options

Many banks in Michigan offer specialized mortgage products for waterfront homes. These may include adjustable rates or interest-only options for high-value properties.

Down Payments & Insurance Needs

Waterfront homes may require higher down payments due to their premium location. Also, lenders often mandate flood insurance even in low-risk areas, so budget accordingly.

Pros and Cons of Buying Waterfront Homes in Kingsley

Lifestyle Benefits

Waterfront living means unparalleled access to nature, peaceful surroundings, and recreational activities like kayaking, fishing, and paddleboarding right at your doorstep.

Maintenance Considerations

These homes can require extra upkeep due to moisture exposure, potential erosion, and pest control. Make sure to inspect the shoreline and home exterior regularly.

Property Taxes and Zoning

Because of their high desirability, waterfront homes usually have higher property taxes. Also, zoning laws may limit construction or remodeling near the shore—check local regulations carefully.

Tips for First-Time Waterfront Buyers in Kingsley, MI

Work with Trusted Experts Like Northern Michigan Escapes

When searching for the perfect Kingsley, MI waterfront home, partnering with a reputable real estate team can make all the difference. Northern Michigan Escapes offers unmatched expertise in luxury and waterfront properties across Northern Michigan, including Kingsley and the surrounding lakes.

Their experienced agents understand the unique aspects of buying lakefront real estate—from shoreline regulations to seasonal considerations—and can help you find a property that meets your lifestyle and investment goals. Whether you're looking for a vacation rental, a weekend retreat, or a year-round residence, Northern Michigan Escapes provides personalized service and local insights every step of the way.

Explore their listings today to discover your ideal waterfront home with confidence and ease.

Site Visits and Inspections

Always visit in person and during different seasons. Check for water levels, shoreline stability, and any signs of flooding or water damage. A thorough inspection can save you thousands later on.

Popular Lakes and Waterfront Areas in Kingsley

Green Lake

Known for its clear water and scenic beauty, Green Lake is a top-tier location offering both tranquility and recreational options.

Fife Lake

A family-friendly spot with great swimming areas, sandy shores, and well-maintained public parks. Homes here are in high demand year-round.

Spider Lake Nearby

Although technically outside Kingsley, Spider Lake is only a short drive away and features winding shorelines and deep fishing areas—a hidden gem for outdoor lovers.

Seasonal vs Year-Round Living: What to Expect

Winterization Needs

If you’re buying a seasonal home, be prepared to winterize plumbing and utilities. Insulation and weatherproofing are essential for year-round comfort.

Vacation Rentals vs Permanent Living

Some properties may allow short-term rentals, which is great for investment potential. However, if you seek quiet year-round living, check local ordinances to avoid noisy neighbors in the summer.

Local Amenities and Community Perks

School Districts

Kingsley Area Schools are well-regarded, especially for families considering a permanent move. There’s strong community involvement and accessible resources for students.

Healthcare and Shopping

While Kingsley has small-town charm, residents are close to larger facilities in Traverse City for healthcare, retail, and services.

Outdoor Recreation and Events

From hiking and biking to farmer’s markets and festivals, Kingsley offers something for everyone. Waterfront homes place you at the heart of these activities.

How to Find the Best Deals on Waterfront Homes

Using Real Estate Portals

Websites like Zillow, Realtor.com, and local Michigan-based portals offer real-time listings. Set up alerts to stay ahead of price drops and new listings.

Off-Market Listings and Local Connections

Some of the best deals never hit the market. Connect with local agents, attend community events, and keep an ear out for word-of-mouth opportunities.

Working with a Kingsley, MI Real Estate Agent

Choosing the Right Realtor

Find agents who specialize in Kingsley waterfront properties. Look for local reviews, sales records, and a willingness to walk you through permits, zoning, and floodplain maps.

Questions to Ask

Is the shoreline stable?
Are there HOA fees or restrictions?
Is the water safe for swimming or boating year-round?
Are there any pending assessments or repairs?

Legal and Environmental Factors to Consider

Zoning Laws

Zoning restrictions can limit your ability to add structures like boathouses or decks. Always check with the Kingsley zoning department before buying.

Shoreline Protection Rules

Kingsley follows Michigan’s DEQ (Department of Environment, Great Lakes, and Energy) guidelines for shoreline preservation. This can affect landscaping and dock permits.

Flood Insurance Requirements

Even low-risk areas may require flood insurance, which can add several hundred dollars to your annual costs. Factor this into your overall budget.

Frequently Asked Questions

Q1: Are Kingsley, MI waterfront homes a good investment?
A: Yes, due to limited inventory and growing demand, Kingsley waterfront homes often appreciate in value and provide strong rental income opportunities.

Q2: What’s the best time of year to buy a waterfront property in Kingsley?
A: Spring and late summer are ideal, as most listings appear and sellers are motivated before winter.

Q3: Can I build a dock on any waterfront property?
A: Not always. You need a permit from the state and must follow environmental guidelines.

Q4: Are short-term rentals allowed in Kingsley waterfront homes?
A: It varies. Some properties are within zones that allow rentals, while others have restrictions. Always verify before purchasing.

Q5: How much should I budget for maintenance?
A: Expect to spend 1-3% of your home’s value annually, especially if you have a dock, seawall, or older structure.

Q6: Do I need a special real estate agent for waterfront properties?
A: Absolutely. These homes have unique considerations, so a specialized agent is highly recommended.

Conclusion: Make Kingsley Your Waterfront Home Destination

Kingsley, MI waterfront homes for sale offer more than just a place to live—they provide a lifestyle rich with natural beauty, outdoor adventure, and tranquil moments by the lake. Whether you’re seeking a peaceful retreat, a permanent residence, or a savvy investment, Kingsley has the perfect waterfront property waiting for you. With expert guidance, careful research, and a bit of lake-loving spirit, you’ll find your dream home on the shores of one of Michigan’s hidden gems.

Check out this video for a look at the Waterfront Lifestyle

Eager to learn more about Kingsley, Michigan waterfront homes for sale? Connect with Brook Walsh today! We'll be happy to help you through every step of the Northern Michigan lifestyle real estate process.

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