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Harbour Club Condominiums for Sale | Charlevoix, MI – Stunning Lakeside Living with 15+ Key Insights
Introduction to Harbour Club Condominiums
Nestled along the shimmering shores of Lake Charlevoix, the Harbour Club Condominiums offer a rare blend of luxury, location, and leisure. These upscale residences provide both year-round comfort and vacation appeal, attracting homeowners who crave lakeside serenity without sacrificing modern conveniences.
Whether you're seeking a cozy waterfront escape or an income-producing investment, Harbour Club Condos in Charlevoix, MI, stand out as a top-tier option.
From sweeping lake views to private boat slips, every element has been crafted with quality and care. Add in low-maintenance living and the charm of Northern Michigan, and it’s easy to see why these condos are in such high demand.
The Allure of Charlevoix, Michigan
A Brief History of Charlevoix
Founded in the 1800s, Charlevoix has long been known as “Charlevoix the Beautiful.” Once a retreat for Victorian vacationers, it’s now a modern-day paradise for outdoor enthusiasts, families, and retirees alike. Historic architecture still dots the landscape, blending seamlessly with modern developments.
What Makes Charlevoix a Coveted Destination
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Four-season recreation – From sailing and biking to skiing and snowshoeing.
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Quaint downtown charm – With boutiques, cafes, art galleries, and a marina.
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Stunning natural scenery – Lake Michigan, Lake Charlevoix, and the Pine River Channel.
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Community spirit – Annual events like the Venetian Festival and Apple Fest draw crowds from near and far.
Check out this video for a look at the Charlevoix community
Location Benefits of Harbour Club
Waterfront Access and Views
These condominiums boast unobstructed views of Lake Charlevoix. Whether you’re sipping morning coffee or hosting sunset cocktails, the scenery is nothing short of spectacular.
Proximity to Downtown Charlevoix
A quick stroll or bike ride brings you into the heart of Charlevoix. Restaurants, breweries, galleries, and shops line Bridge Street, offering entertainment year-round.
Nearby Dining, Shopping, and Attractions
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Stafford’s Weathervane Restaurant – Perfect for lakeside dining.
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Charlevoix Circle of Arts – A hub for creativity and culture.
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Mushroom Houses Tours – Whimsical architecture at its finest.
Property Overview
Building Architecture and Layout
Harbour Club features a classic Northern Michigan architectural style—natural stone, wood accents, and large balconies. Units are thoughtfully spaced to maximize privacy and views.
Unit Sizes and Floor Plans
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2- to 3-bedroom units
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Open-concept living areas
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Square footage ranges from ~1,200 to 1,800+ sq ft
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Floor-to-ceiling windows in most living rooms
Recent Renovations and Updates
Many units have undergone modern upgrades:
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Granite countertops
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Stainless steel appliances
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Updated flooring
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Smart thermostats and lighting
Amenities at Harbour Club Condominiums
Indoor and Outdoor Pools
Swim year-round with both indoor and seasonal outdoor pools. Ideal for family fun or low-impact exercise.
Boat Slips and Marina Access
Boating is a breeze with direct marina access and optional private slips—just steps from your condo.
Clubhouse, Fitness Center, and Social Areas
Meet neighbors or entertain guests in the newly renovated clubhouse. There’s also a full fitness center and lounge space available.
Real Estate Market Trends
Current Listing Prices
Units at Harbour Club typically range from $450,000 to $850,000, depending on size, updates, and view. Pricing is competitive for luxury waterfront real estate in Charlevoix.
Market Appreciation Over Time
Charlevoix’s waterfront properties have seen steady appreciation:
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5-year value growth: +18%
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Low inventory = strong seller’s market
Rental Income Potential
Thanks to tourism and seasonal demand, vacation rentals at Harbour Club can command $350–$600+ per night during peak season.
Investment Opportunities
ROI for Vacation Rentals
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High occupancy during summer and winter holidays
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Year-round rental appeal due to events and outdoor recreation
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Use your condo for part of the year and rent it out when you're away
Long-Term Property Value Growth
Waterfront properties are among the most resilient in market downturns. Owning here is as much a lifestyle upgrade as it is a smart investment.
Tax and Financial Benefits
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Potential for 1031 exchange opportunities
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Depreciation and expense deductions
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Low property taxes compared to urban markets
Buyer Profiles and Ideal Lifestyles
Vacation Homeowners
Escape the hustle and recharge at the lake. Many buyers use their unit seasonally, sharing it with family and friends.
Retirees and Downsizers
Maintenance-free living with walkability to everything. Plus, community connections make it ideal for retirees.
Remote Workers and Digital Nomads
Work remotely with lake views and high-speed internet—who says you can’t mix business with pleasure?
HOA Insights and Maintenance Costs
Monthly Fees and What’s Included
Typical HOA fees range from $400–$650/month, covering:
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Lawn and snow maintenance
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Pool and common area upkeep
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Trash and recycling
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Building insurance
Management Services and Rules
The condo association enforces policies to maintain quality, safety, and aesthetics—great for preserving property values.
Steps to Buying at Harbour Club
Financing Options
Purchasing a condo at Harbour Club is straightforward, especially with the variety of financing options available:
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Conventional Mortgages – Great for second-home buyers or retirees with solid credit.
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Portfolio Loans – Ideal for investors or those with unique financial situations.
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Cash Purchases – Common in high-demand markets like Charlevoix for faster closings and negotiation power.
Many local lenders are familiar with the development and can streamline the process.
Working with Local Real Estate Experts
Choosing an experienced real estate broker, like those at BrookWalsh.com, ensures a smooth transaction. Local experts provide:
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Deep knowledge of HOA details
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Access to pocket listings
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Strategic negotiation guidance
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Recommendations for lenders, inspectors, and legal support
Inspection and Closing Process
Here’s a typical buying timeline:
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Offer & Acceptance – Once terms are negotiated, both parties sign a Purchase Agreement.
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Inspection Period – Hire a licensed inspector to evaluate the property condition.
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Appraisal & Financing – Your lender will conduct an appraisal to confirm value.
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Closing Day – Sign documents, transfer funds, and get the keys to your lakefront dream!
Comparing Harbour Club to Other Charlevoix Developments
Harbour Club vs Foster Boat Works
Feature | Harbour Club | Foster Boat Works |
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Boat Slips | Yes | Yes |
Proximity to Downtown | Excellent | Moderate |
Rental Restrictions | More flexible | Stricter HOA rules |
Pool Amenities | Indoor & Outdoor | Outdoor only |
HOA Fees | Moderate | Moderate-High |
Harbour Club vs Edgewater Inn
Edgewater Inn offers hotel-style accommodations, making it appealing for vacationers. However, Harbour Club appeals more to homeowners looking for privacy, space, and fewer transient neighbors.
Feature | Harbour Club | Edgewater Inn |
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Unit Size | Larger condos | Hotel-style suites |
Ownership Type | Individual Condo Ownership | Condo-Hotel |
Noise Level | Quieter | Moderate to High |
Unique Value Proposition of Harbour Club
What truly sets Harbour Club apart?
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True waterfront living with deeded boat slips
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Walkability to downtown Charlevoix
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Low-density layout—fewer units, more privacy
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Pet-friendly and family-welcoming
Resident Testimonials and Reviews
What Owners Love Most
“The views of Lake Charlevoix are priceless. Every morning feels like a vacation.” – Linda W.
“You can walk to everything—coffee shops, marinas, live music. It’s the perfect lifestyle.” – Chris R.
“The boat slip alone is worth it. We’re on the water in under five minutes.” – Mark and Sarah K.
Common Concerns and How They're Resolved
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Concern: HOA fees
Reality: Fees are comparable to other waterfront communities and include robust services. -
Concern: Availability of units
Reality: Demand is high, but buyers working with a local agent like Brook Walsh often gain early access.
Seasonal Living and Year-Round Appeal
Summer and Water Activities
During summer, Harbour Club is alive with:
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Boating and kayaking on Lake Charlevoix
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Beach days at Depot Beach or Ferry Beach
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Outdoor concerts and events like the Venetian Festival
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Dining al fresco by the water
Winter Amenities and Events
Winter offers a cozier kind of magic:
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Boyne Mountain and Nubs Nob ski resorts nearby
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Snowshoeing and cross-country skiing trails
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Winter festivals, parades, and holiday lights in town
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Quiet, serene lake views ideal for reflection and rest
External Resources and Community Links
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Visit Charlevoix Tourism Bureau – Plan your stay, explore activities, and see community events.
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City of Charlevoix – Learn about local services, zoning, and public meetings.
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Northern Michigan Escapes – Find vacation rentals or list your property for seasonal income.
Frequently Asked Questions
Q. Are pets allowed in Harbour Club Condominiums?
A. Yes, most units are pet-friendly, though restrictions may apply depending on the HOA rules and unit owner preferences.
Q. Can I rent out my unit as a vacation rental?
A. Yes, short-term rentals are allowed with proper registration. Many owners successfully rent seasonally through platforms or local managers like Northern Michigan Escapes.
Q. What is included in the HOA fees?
A. Typical inclusions are snow removal, landscaping, exterior maintenance, pool access, trash services, and building insurance.
Q. Are there boat slips available?
A. Yes, Harbour Club offers deeded boat slips to owners—a rare and highly valuable amenity in Charlevoix.
Q. Is financing available for second homes here?
A. Absolutely. Lenders offer various options for second homes, and local banks are familiar with the development.
Q. What’s the average price range for a condo?
A. Prices typically range from $450,000 to $850,000, depending on unit size, upgrades, and lakefront orientation.
Conclusion – Why Harbour Club is a Top-Tier Choice
If you're seeking a luxurious yet laid-back lakeside lifestyle, Harbour Club Condominiums in Charlevoix, MI, check every box. From prime location and private boat slips to top-notch amenities and year-round appeal, it's clear why this development is one of Northern Michigan’s hidden gems.
Whether you're buying a forever home, a weekend getaway, or a savvy investment property, Harbour Club delivers value, comfort, and beauty in one package. And with local experts like Brook Walsh by your side, your perfect lakefront property is just a phone call away.
Explore homes in the condominium communities below or contact Brook Walsh to help with your search. You can also reach Brook by phone at (231) 459-3179 for all of your Northern Michigan real estate needs.
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