Cross Village

Nestled along the shores of Lake Michigan, Downtown Cross Village offers a peaceful and picturesque lifestyle surrounded by natural beauty and rich heritage. Known for its small-town charm, artistic spirit, and stunning lake views, this tight-knit community is ideal for homebuyers seeking tranquility, outdoor adventure, and a slower pace of life.

Whether you're looking for a cozy cottage, a historic home, or a lakefront retreat, Cross Village delivers timeless appeal and lasting value in Northern Michigan.

Cross Village, MI Real Estate

Real Estate Statistics

Average Price $552K
Lowest Price $50K
Highest Price $14.9M
Total Listings 5,809
Avg. Days On Market 131
Avg. Price/SQFT $274

Property Types (active listings)


Browse Cross Village Real Estate Listings

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5961 E Oslo Street, Williamsburg

$14,900,000

5961 E Oslo Street, Williamsburg

0 Beds 0 Baths 1,780 SqFt Commercial MLS® # 1928608
850 W Bear River Road, Petoskey

$13,995,000

850 W Bear River Road, Petoskey

5 Beds 7 Baths 14,636 SqFt Residential MLS® # 475791
6194 Bay Ridge Drive, Bay Harbor

$13,495,000

6194 Bay Ridge Drive, Bay Harbor

6 Beds 7 Baths 10,082 SqFt Residential MLS® # 477408
4265 Balsam Lane, Boyne City

$13,000,000

↓ $3,000,000

4265 Balsam Lane, Boyne City

14 Beds 8 Baths 5,700 SqFt Residential MLS® # 475226
6424 Brackett Road, Williamsburg

$12,000,000

6424 Brackett Road, Williamsburg

8 Beds 7 Baths 21,000 SqFt Residential MLS® # 1926752
W Top O' The Lake Road 199 Acres, Gulliver

$10,300,000

W Top O' The Lake Road 199 Acres, Gulliver

0 Beds 0 Baths 0 SqFt Land MLS® # 476202
6625 Grand Prix Drive, Williamsburg

$9,950,000

6625 Grand Prix Drive, Williamsburg

0 Beds 0 Baths 0 SqFt Land MLS® # 1935553
0000 Torch Lake Drive,nw, Kewadin

$8,995,000

0000 Torch Lake Drive,nw, Kewadin

5 Beds 5 Baths 9,362 SqFt Residential MLS® # 1933397
1180 N Shore Drive, Mears

$8,900,000

1180 N Shore Drive, Mears

74 Beds 77 Baths 63,000 SqFt Commercial MLS® # 476265
16768 Wrightwood Terrace Drive, Traverse City

$8,875,000

16768 Wrightwood Terrace Drive, Traverse City

5 Beds 6 Baths 10,412 SqFt Residential MLS® # 475922
6166 Lake Grove Road, Petoskey

$8,575,000

6166 Lake Grove Road, Petoskey

4 Beds 6 Baths 4,706 SqFt Residential MLS® # 476997
3087 Forrest Avenue, Harbor Springs

$8,250,000

↓ $250,000

3087 Forrest Avenue, Harbor Springs

6 Beds 6 Baths 7,786 SqFt Residential MLS® # 475020
4050 Peninsula Drive, Bay Harbor

$7,999,000

↓ $1,251,000

4050 Peninsula Drive, Bay Harbor

5 Beds 7 Baths 8,387 SqFt Residential MLS® # 476242
New
12517 N Northport Point Road, Northport

$7,499,000

12517 N Northport Point Road, Northport

4 Beds 5 Baths 4,400 SqFt Residential MLS® # 1938858
1439 Lindburgh Lane, Cheboygan

$7,450,000

1439 Lindburgh Lane, Cheboygan

5 Beds 7 Baths 9,300 SqFt Residential MLS® # 468365
841 E Front Street, Traverse City

$6,999,900

841 E Front Street, Traverse City

0 Beds 0 Baths 0 SqFt Commercial MLS® # 1930456
841 E Front Street, Traverse City

$6,999,900

841 E Front Street, Traverse City

0 Beds 0 Baths 0 SqFt Land MLS® # 1930446
6577 Otis Lane, Harbor Springs

$6,850,000

6577 Otis Lane, Harbor Springs

8 Beds 6 Baths 5,897 SqFt Residential MLS® # 477774
3248 Glenwood Beach Drive, Boyne City

$6,795,000

↓ $200,000

3248 Glenwood Beach Drive, Boyne City

5 Beds 6 Baths 5,082 SqFt Residential MLS® # 477136
5909 Cook Point Drive, Harbor Springs

$6,500,000

5909 Cook Point Drive, Harbor Springs

5 Beds 6 Baths 5,400 SqFt Residential MLS® # 476904
3619 Tompkins Road, Traverse City

$6,500,000

↓ $350,000

3619 Tompkins Road, Traverse City

0 Beds 0 Baths 0 SqFt Land MLS® # 1933705
3619 Tompkins Road, Traverse City

$6,500,000

↓ $350,000

3619 Tompkins Road, Traverse City

3 Beds 1.5 Baths 1,632 SqFt Residential MLS® # 1933700
8625 Mount Mcsauba Road, Charlevoix

$6,450,000

8625 Mount Mcsauba Road, Charlevoix

8 Beds 10 Baths 11,803 SqFt Residential MLS® # 477887
7615 Oyster Bay Drive, Charlevoix

$6,250,000

7615 Oyster Bay Drive, Charlevoix

4 Beds 5 Baths 6,475 SqFt Residential MLS® # 477783
New
3943 N Skookum Road, Luther

$6,200,000

3943 N Skookum Road, Luther

0 Beds 0 Baths 22,755 SqFt Multi-Family MLS® # 1939261
New
3943 N Skookum Road, Luther

$6,200,000

3943 N Skookum Road, Luther

0 Beds 22 Baths 22,755 SqFt Commercial MLS® # 1939259
New
3943 N Skookum Road, Luther

$6,200,000

3943 N Skookum Road, Luther

26 Beds 20.5 Baths 22,755 SqFt Residential MLS® # 1939249
6378 S Mac Road, Baldwin

$6,000,000

↓ $690,000

6378 S Mac Road, Baldwin

43 Beds 17 Baths 11,563 SqFt Residential MLS® # 1860043
9371 Onominese Trail, Northport

$5,950,000

9371 Onominese Trail, Northport

3 Beds 3.5 Baths 6,258 SqFt Residential MLS® # 1934738
9224 E Duck Lake Road, Suttons Bay

$5,725,000

9224 E Duck Lake Road, Suttons Bay

0 Beds 0 Baths 0 SqFt Land MLS® # 1930330
9224 E Duck Lake Road, Suttons Bay

$5,725,000

9224 E Duck Lake Road, Suttons Bay

0 Beds 0 Baths 1,783 SqFt Commercial MLS® # 1927902
1439 Lindburgh Lane, Cheboygan

$5,695,000

1439 Lindburgh Lane, Cheboygan

5 Beds 7 Baths 9,442 SqFt Residential MLS® # 474119
1757 N Manitou Trail, Leland

$5,600,000

1757 N Manitou Trail, Leland

0 Beds 0 Baths 9,244 SqFt Multi-Family MLS® # 1929994
1757 N Manitou Trail, Leland

$5,600,000

1757 N Manitou Trail, Leland

0 Beds 20 Baths 9,244 SqFt Commercial MLS® # 1929993
3888 Swaney Road, Traverse City

$5,549,000

3888 Swaney Road, Traverse City

6 Beds 7 Baths 12,374 SqFt Residential MLS® # 1938310
1320 North Shore Drive, Walloon Lake

$5,395,000

↓ $555,000

1320 North Shore Drive, Walloon Lake

6 Beds 5 Baths 3,278 SqFt Residential MLS® # 476172
3303 S Lake Shore Drive, Harbor Springs

$5,250,000

3303 S Lake Shore Drive, Harbor Springs

5 Beds 7 Baths 7,156 SqFt Residential MLS® # 477578
New
8739 Skegemog Point Road, Williamsburg

$5,250,000

8739 Skegemog Point Road, Williamsburg

3 Beds 3 Baths 2,709 SqFt Residential MLS® # 1936830
4048 Cedar Bluff Drive, Petoskey

$5,199,000

4048 Cedar Bluff Drive, Petoskey

0 Beds 11 Baths 29,086 SqFt Commercial MLS® # 475840
Pending
935 Beautiful Shores, Traverse City

$5,100,000

935 Beautiful Shores, Traverse City

4 Beds 7 Baths 6,301 SqFt Residential MLS® # 1934716
Pending
9580 E Shady Lane, Suttons Bay

$5,000,000

9580 E Shady Lane, Suttons Bay

0 Beds 0 Baths 25,612 SqFt Commercial MLS® # 1923414
220 Water Street, East Jordan

$4,999,000

220 Water Street, East Jordan

0 Beds 0 Baths 0 SqFt Land MLS® # 475596
204 Water Street, East Jordan

$4,999,000

204 Water Street, East Jordan

0 Beds 0 Baths 19,845 SqFt Commercial MLS® # 474426
7545 Oyster Bay Drive, Charlevoix

$4,950,000

7545 Oyster Bay Drive, Charlevoix

5 Beds 5 Baths 6,439 SqFt Residential MLS® # 474425
1034 S East Torch Lake Drive, Bellaire

$4,950,000

1034 S East Torch Lake Drive, Bellaire

4 Beds 3 Baths 3,845 SqFt Residential MLS® # 1934404
6804 Preserve Drive, Bay Harbor

$4,850,000

6804 Preserve Drive, Bay Harbor

8 Beds 6 Baths 7,732 SqFt Residential MLS® # 477857
00 Lovers Lane, Suttons Bay

$4,800,000

00 Lovers Lane, Suttons Bay

0 Beds 0 Baths 0 SqFt Land MLS® # 1934130
18599 Mission Road, Traverse City

$4,700,000

18599 Mission Road, Traverse City

11 Beds 11 Baths 6,233 SqFt Residential MLS® # 1935725

Cross Village, MI Land Lover Homes for Sale: 15 Unbeatable Opportunities to Own a Northern Michigan Gem

Introduction to Cross Village Real Estate Market

Introduction to Cross Village Real Estate Market

Cross Village, MI isn’t just a dot on the map—it’s a slice of heaven for land lovers seeking a serene, rural lifestyle with deep connections to nature. Nestled along the scenic shores of Lake Michigan and brimming with rustic charm, Cross Village offers a unique real estate niche: land lover homes—properties with acreage, privacy, and endless potential.

For those craving room to breathe, raise animals, plant orchards, or simply soak in panoramic views, these homes provide the space and lifestyle dreams are made of. From forested lots to sprawling meadows, Cross Village real estate is as diverse as it is inspiring. And with the rising interest in sustainable and off-grid living, these homes are more sought after than ever.

Whether you're a seasoned homesteader or a weekend warrior looking for a Northern Michigan escape, you're in the right place. Let’s dig into the details of this one-of-a-kind market.


What Defines a Land Lover Home in Cross Village, MI?

A "land lover" home isn’t just about having a house on a plot of dirt. These homes are characterized by:

  • Large acreages (often 2+ acres)

  • Natural privacy thanks to dense woods or open fields

  • Rural zoning allowing for farming, livestock, or recreational use

  • Self-sufficient features like well water, propane, or solar systems

  • Structures for utility—barns, sheds, or workshops

They’re ideal for those seeking independence, adventure, or a connection with the land that suburban living simply can’t provide.


Top 5 Reasons to Buy Land Lover Homes in Cross Village

Top 5 Reasons to Buy Land Lover Homes in Cross Village

1. Proximity to Nature and Wilderness

Living here means stepping out your door and straight into a postcard. You'll be near:

  • Wilderness State Park

  • Tunnel of Trees Scenic Byway

  • Lake Michigan’s pristine beaches

Whether it’s hiking, birdwatching, or stargazing, your backyard becomes your playground.

2. Privacy and Expansive Acreage

Forget nosy neighbors or HOA rules. In Cross Village, homes are tucked away in peaceful, spacious settings, offering ultimate privacy and tranquility.

3. Strong Investment Potential

Rural real estate has grown in demand post-2020, and Northern Michigan is a hotspot. With more people working remotely and seeking second homes, your land lover property may appreciate faster than traditional homes.

4. Unique Rural Charm

There’s something magical about owning a rustic log cabin surrounded by towering hardwoods. Cross Village preserves this small-town character while still being just a short drive from major conveniences.

5. Community and Lifestyle

The people here value simplicity, authenticity, and outdoor living. Whether you’re joining a local farm-to-table co-op or attending a lakeside concert, you’ll feel part of something real.

Check out this video for a look at Land Lover Lifestyle


Cross Village: A Hidden Northern Michigan Jewel

Despite its small size, Cross Village boasts a rich heritage, anchored by its Native American roots and maritime history. A peaceful village along M-119, it captures the spirit of “up north” living.

Fun fact: It’s home to the famous Legs Inn, a quirky Polish-American restaurant perched above Lake Michigan with views you’ll never forget.

Population may be low, but the sense of pride and preservation is high.


Popular Neighborhoods for Land Lover Homes

Bliss Township

Located just southeast of Cross Village, this area offers large parcels, rolling hills, and a mix of open farmland and forested terrain. It’s perfect for building your dream rural retreat.

Wycamp Lake Area

Here, you'll find some of the region’s most peaceful and scenic waterfront acreage. While homes here are rare, the ones available offer unmatched beauty.

Good Hart

Though technically a neighboring village, it’s often lumped in with Cross Village for its similar vibe. You’ll find cozy retreats hidden in hardwoods, often with lake access.


Styles of Land Lover Homes for Sale

Styles of Land Lover Homes for Sale

Log Cabins and Rustic Retreats

Perfect for that “cabin in the woods” lifestyle. These homes often feature:

  • Stone fireplaces

  • Vaulted ceilings with exposed beams

  • Wrap-around porches

  • Views of forests, fields, or lakes

Contemporary Farmhouses

A modern twist on a country classic, featuring:

  • Open-concept living areas

  • Chef-style kitchens

  • Metal roofs and board-and-batten siding

  • Smart tech integrations

Modular and Manufactured Homes

A budget-friendly option for buyers who want acreage without breaking the bank. These homes are increasingly stylish and customizable.

Vacant Land with Building Potential

Don’t see the perfect home? Build it! Cross Village has plenty of undeveloped parcels ready for your vision—many with utilities already in place.


Land Lover Homes vs Waterfront Homes in Cross Village

FeatureLand Lover HomesWaterfront Homes
Acreage 2+ acres typically Smaller lots with lake frontage
Privacy High Moderate (tourism traffic in summer)
Outdoor Usage Gardens, barns, trails Boating, swimming, beach lounging
Price per Sq. Ft. Lower Higher
Investment Strategy Long-term, lifestyle Seasonal rental income potential

Pro Tip: Many savvy buyers invest in land lover homes with deeded water access, offering the best of both worlds.


Zoning, Permits, and Land Use Regulations

In Cross Village and Bliss Township, land is primarily zoned for rural residential or agricultural use. Always check with Emmet County Zoning & Planning for:

  • Building permits

  • Septic and well approvals

  • Use allowances (e.g., animals, rentals, hunting)

Avoid surprises by working with a knowledgeable local agent.


What to Expect in Terms of Acreage, Pricing, and Property Taxes

  • Acreage Range: 2 to 40+ acres

  • Price Range: $150,000 for fixer-uppers to $1.2M+ for luxury estates

  • Property Taxes: ~1.3% of assessed value (depends on exemptions)

Hot Tip: Look for parcels that are partially cleared to save on development costs while still enjoying wooded privacy.


Tips for First-Time Rural Property Buyers

  1. Inspect the land—Look for wetlands, elevation changes, and soil quality.

  2. Evaluate access—Some rural homes are off seasonal or unmaintained roads.

  3. Secure financing early—Land loans have stricter requirements.

  4. Get a land survey—Boundary disputes can be costly.

  5. Understand maintenance needs—Snow removal, septic systems, and propane refills are your responsibility.


Seasonal Considerations: Winter, Summer, and Everything Between

Seasonal Considerations: Winter, Summer, and Everything Between

Cross Village’s four distinct seasons bring beauty—and responsibilities. Whether you’re using your land lover home year-round or seasonally, knowing what to expect each time of year is key to making the most of your investment.

Winter Wonderland (Dec – Mar)

  • Snowfall is heavy—Average totals reach 120+ inches annually.

  • Snowmobile trails and skiing abound, making it a winter sports haven.

  • Be ready with plowing contracts and winter-proofed plumbing.

Spring Awakening (Apr – May)

  • Melting snow feeds the streams and greenery returns in full force.

  • This is mud season, so gravel driveways and raised paths are helpful.

Summer Magic (Jun – Aug)

  • Expect blue skies, mild temps, and low humidity—perfect for homesteading, gardening, or stargazing.

  • This is prime tourism season, so summer renters may be interested in your property.

Autumn Colors (Sep – Nov)

  • Vibrant reds and oranges blanket the landscape.

  • Cooler temps make for ideal hiking and bonfires.

  • Great time for land maintenance—trimming trails and preparing for winter.


Must-Have Features in Cross Village Land Lover Homes

Must-Have Features in Cross Village Land Lover Homes

When evaluating rural real estate, consider more than just the number of bedrooms or square footage. Here’s what land-savvy buyers look for:

Outbuildings and Barns

Essential for:

  • Storing tools and vehicles

  • Housing livestock or horses

  • Converting into workshops or guest quarters

Private Trails and Natural Landscaping

Adds value and utility:

  • On-property hiking or ATV access

  • Native plants = low maintenance and ecological harmony

  • Wildlife observation right outside your window

Off-Grid Capabilities

Cross Village buyers increasingly seek:

  • Solar panels

  • Backup generators

  • Well and septic systems

  • Wood-burning stoves

Bonus: It’s not just practical—it’s attractive to eco-conscious buyers down the road.


Common Pitfalls and How to Avoid Them

Buying rural land isn't without challenges. Here’s how to stay ahead:

PitfallSolution
Poor road access Ensure legal, year-round access in the deed
Unverified land boundaries Always get a certified land survey
Outdated or non-existent septic system Require an inspection during the purchase process
Underestimating maintenance needs Budget time and money for upkeep (snow, trees, pests)
Limited financing options Use a lender experienced with rural or land-based mortgages

How to Finance a Land Lover Property in Cross Village

Financing a rural home is a bit different than traditional suburbia. Here’s a quick rundown:

  1. Conventional Loans: Most popular if the home is move-in ready.

  2. Rural Development (USDA) Loans: For qualifying buyers, often with low interest and 0% down.

  3. Construction Loans: If you’re building from scratch, you'll need a short-term loan that converts once the home is complete.

  4. Land Loans: For vacant parcels. Higher down payments (20–30%) and shorter terms are typical.

Pro Tip: Work with local credit unions or banks like Petoskey-Harbor Springs Area Community Federal Credit Union—they know the local land.


Working with a Local Agent vs Going Solo

Working with a Local Agent vs Going Solo

Buying rural land isn't like buying a city condo. You’ll want someone who:

  • Understands local zoning laws

  • Knows seasonal access routes

  • Can interpret soil reports or land surveys

  • Has connections for inspections, well drilling, and septic installation

That’s why working with Brook Walsh, a local expert who lives and breathes Northern Michigan real estate, can make a world of difference.


Showcase of Current Listings with Acreage

Here’s a quick glimpse of the kinds of properties currently available in Cross Village (as of May 2025):

Property NameSizePriceHighlights
Bliss Valley Retreat 12 acres $549,000 Log cabin, 2 barns, private pond
Tunnel Trail Escape 5 acres $349,000 Renovated ranch with solar panels
Wycamp Woods Hideaway 20 acres $795,000 New build, high-end kitchen, hunting blind
Maple Ridge Meadows 10 acres $439,000 Pasture, apple orchard, fenced-in garden
Good Hart Homestead 30 acres $1.1M Luxury estate, multiple outbuildings, trails

For up-to-date listings, visit BrookWalsh.com.


Testimonials from Local Land Owners

"We bought 10 acres in Cross Village through Brook Walsh, and it was the best decision we ever made. The privacy, the wildlife, and the peaceful mornings can’t be beat."
– Mark and Shelley W., Chicago, IL

"Brook helped us find a hidden gem near Good Hart. We built our dream cabin and have loved every season since."
– Denise R., Grand Rapids, MI


Nearby Attractions and Amenities

Even though you’ll feel off-grid, you're never far from culture and adventure:

Wilderness State Park

  • 10,000+ acres of pristine nature

  • Beaches, hiking, camping

Tunnel of Trees Scenic Route

  • Renowned fall color drive

  • Cyclist favorite

Petoskey & Harbor Springs

  • Boutiques, breweries, and marina life

  • Top-rated restaurants and farmers markets


Frequently Asked Questions

Frequently Asked Questions

Q1: Can I hunt on my land in Cross Village?
A: Yes! Many properties allow for deer and small game hunting, especially those zoned for rural or agricultural use.

Q2: Are short-term vacation rentals allowed?
A: Some are, depending on zoning. Check with Emmet County and consult with Brook Walsh for up-to-date info.

Q3: How do I maintain a well and septic system?
A: Annual inspections, regular pumping (every 3–5 years), and water testing are key.

Q4: Can I finance a home with acreage if it’s a fixer-upper?
A: Yes, with renovation loans or through a local lender. Expect more scrutiny during appraisal.

Q5: What’s the resale value like on land lover homes?
A: Very strong—especially as demand for rural escapes and remote work-friendly properties increases.

Q6: Is off-grid living legal in Cross Village?
A: Absolutely. Many homes operate partially or fully off-grid. Just be sure to comply with building codes and health department regulations.


Final Thoughts and How to Take the Next Step

If you're dreaming of privacy, room to roam, and a deeper connection to nature, Cross Village land lover homes are your calling. With breathtaking scenery, unmatched charm, and a market full of opportunity, this Northern Michigan treasure is the perfect place to plant your roots—or simply unwind.

Eager to learn more about Cross Village Land Lover homes for sale? Connect with Brook Walsh today! We'll be happy to help you through every step of the way.