Explore Top Charlevoix MI Country Club Condos for Sale & Live Luxuriously

^Condominiums

Charlevoix Country Club

Welcome to the Charlevoix Country Club Condominiums, where upscale living meets Northern Michigan charm. Nestled alongside a scenic 18-hole championship golf course, this exclusive community offers a peaceful, resort-style atmosphere just minutes from downtown Charlevoix and the shores of Lake Michigan and Lake Charlevoix.

Residents enjoy beautifully maintained grounds, sweeping fairway views, and access to premium amenities such as a clubhouse, fitness center, on-site dining at Shanahan’s Pub, and tennis courts. The condos are thoughtfully designed with open floor plans, modern finishes, fireplaces, and private decks or patios perfect for entertaining or relaxing after a round of golf.

Real Estate Statistics

Average Price	$365K
Lowest Price	$365K
Highest Price	$365K
Total Listings	1
Avg. Price/SQFT	$299

Property Types (active listings)

Browse Charlevoix Country Club Condominiums for Sale

• All Listings
• $300,000 - $400,000

Bedrooms

Bathrooms

Price Range

Save Search

Sort by:

Price, high to low

New

$365,000

09495 - 15 Summerhouse Drive, Charlevoix

2 Beds 2 Baths 1,220 SqFt Residential MLS® # 477967

Charlevoix, MI Country Club Condos for Sale: A 2025 Expert Buyer’s Guide

Charlevoix, Michigan, a gem nestled along the shores of Lake Michigan, has long been recognized as a haven for serene living, luxurious recreation, and real estate investment potential. As we step into 2025, the market for Charlevoix, MI Country Club Condos for Sale is heating up — and for good reason. Whether you’re a retiree seeking leisure, a family seeking community, or an investor eyeing value, Charlevoix’s country club condos promise it all.

Introduction to Charlevoix Real Estate Market

Overview of Charlevoix, Michigan

Charlevoix is a picturesque Northern Michigan town known for its charming downtown, vibrant marina, and captivating natural beauty. This lakeside paradise attracts seasonal residents and long-term homeowners alike, thanks to its small-town warmth and upscale amenities.

The Appeal of Country Club Living

Living in a country club condo in Charlevoix blends luxury, leisure, and low-maintenance convenience. These communities offer an enriched lifestyle with resort-style features and social networking, all in a setting of natural beauty and tranquility.

Check out this video to take a drone tour of Charlevoix

Why Buy a Condo in a Country Club Community?

Benefits of Country Club Amenities

When you purchase a country club condo in Charlevoix, you're not just buying a home—you're investing in an all-inclusive lifestyle. These condos typically come with access to golf courses, tennis courts, pools, fine dining, and spa-like facilities.

Low Maintenance Luxury Living

One of the greatest appeals of condo living is minimal maintenance. Snow removal, landscaping, and exterior upkeep are managed by the HOA, giving owners more freedom to enjoy life.

Lifestyle and Networking Opportunities

Country clubs in Charlevoix host regular events, tournaments, and social gatherings. Residents often form tight-knit communities with shared interests and active calendars, perfect for those seeking connection.

Top Country Club Communities in Charlevoix, MI

Charlevoix Country Club Condos

These are among the most prestigious properties in the area, offering golf course frontage, modern designs, and access to the Charlevoix Golf and Fitness Club. These condos are often in high demand.

Loeb Farms Estates

Located near the edge of Charlevoix Country Club, Loeb Farms Estates blends privacy with proximity. This gated community is known for luxury condos with oversized lots and scenic views.

Petoskey and Surrounding Northern MI Communities

Neighboring towns like Petoskey also feature high-end condos and golf communities just a short drive from Charlevoix, expanding your options while retaining access to top-tier amenities.

Current Listings: Country Club Condos for Sale in Charlevoix

Condos Under $500K

Buyers on a budget can still find excellent value. These units often feature two bedrooms, modern finishes, and scenic balconies overlooking wooded or golf course views.

Luxury Condos Above $1 Million

At this price point, expect three to four-bedroom layouts, vaulted ceilings, private elevators, and top-of-the-line kitchens. These condos often include lake views or direct golf access.

Lakefront vs Golf Course Views

Lakefront units offer breathtaking sunrises and breezes, while golf course condos provide dynamic green views and walkability to clubhouses. Each offers unique lifestyle perks depending on your preferences.

Property Features and Modern Amenities

Floor Plans and Layouts

Charlevoix condos come in a variety of floor plans ranging from cozy 1,200 sq ft spaces to expansive 3,000 sq ft penthouses. Open-concept designs, large windows, and private patios are common.

Golf Access, Pools, Fitness & Dining

Access to the Charlevoix Country Club includes an 18-hole golf course, year-round fitness centers, indoor/outdoor pools, gourmet restaurants, and tennis courts.

HOA Services and Inclusions

HOAs typically cover landscaping, water, trash, snow removal, and sometimes cable/internet. Fees range from $250–$700/month depending on services and size.

Market Trends and Pricing Insights for 2025

Average Condo Prices

In early 2025, average pricing for Charlevoix, MI Country Club Condos for Sale sits around $600,000. However, prices vary significantly based on location, amenities, and view.

Buyer Demand and Competition

Demand is high due to limited inventory, especially for lake-facing units and newer construction. Bidding wars are not uncommon.

Investment Potential

Vacation rentals and seasonal leases provide strong ROI, especially during the summer months when tourism peaks.

Financing and Mortgage Options for Condo Buyers

Pre-Approval Tips

Before house-hunting, secure pre-approval with a lender who understands condo underwriting. Some lenders require additional documentation for HOA-run properties.

Local Banks and Lenders

Charlevoix-based banks like Charlevoix State Bank and larger institutions like Huntington Bank offer specialized mortgage options for country club properties.

HOA Fee Considerations

When calculating affordability, remember to factor in HOA fees alongside your mortgage. These can impact your loan-to-value ratios and monthly outlay.

How to Choose the Right Country Club Condo

Resale Value and Location

Resale trends favor units with golf access, lake views, and high-end finishes. Proximity to downtown Charlevoix boosts long-term value.

Proximity to Attractions

Look for units within walking distance of Lake Michigan, the marina, and downtown shopping/dining districts.

Inspection and Due Diligence

Always request a condo association disclosure, reserve study, and building inspection to avoid surprise costs or structural issues.

Working with a Local Realtor in Charlevoix, MI

Benefits of Hiring a Specialist

An experienced Charlevoix realtor can provide insider knowledge, off-market listings, and guidance on bidding strategies in a competitive market.

Questions to Ask Before Hiring

• How many country club condos have you sold in the last year?

• Do you have relationships with local lenders and inspectors?

• Can you help evaluate HOA financial health?

Vacation Homes & Short-Term Rentals

Can You Rent Out Your Condo?

Most Charlevoix HOAs allow seasonal rentals, but some impose minimum stay limits or restrict platforms like Airbnb. Always verify before buying.

Airbnb and VRBO Rules

Certain condos permit VRBO and Airbnb listings, but require owner registration and guest compliance with HOA policies.

Legal Considerations for Condo Ownership in MI

Condo Association Rules

HOA rules cover noise, pets, renovations, and rentals. These rules are legally binding once you purchase a unit.

Title Transfer and Tax Info

Expect transfer taxes and title insurance. Property taxes in Charlevoix are typically around 1.45% of assessed value.

Sustainable Living in Charlevoix Condos

Energy-Efficient Designs

Newer condos use energy-efficient appliances, smart thermostats, and eco-friendly building materials.

Green HOA Initiatives

Some Charlevoix communities have embraced composting, solar lighting, and native landscaping as part of eco-efforts.

Moving to Charlevoix: What to Expect

Climate and Seasonal Living

Charlevoix has four distinct seasons, with snowy winters and mild, pleasant summers. Many condos are suitable for year-round living.

Cost of Living and Utilities

While real estate may be premium-priced, the overall cost of living is manageable compared to other resort towns.

Testimonials from Current Country Club Condo Owners

What Locals Say About the Lifestyle

“Living here is like being on vacation every day,” says one resident. Many praise the blend of relaxation and activity.

Real Buyer Reviews

Buyers consistently highlight easy maintenance, beautiful views, and strong resale values as top benefits.

Frequently Asked Questions

Q. How much are the average HOA fees?
A. Most range from $250 to $700/month depending on services and unit size.

Q. Is financing easier for condos?
A. It can be trickier than single-family homes due to HOA review, but local lenders streamline the process.

Q. What are the best golf course views?
A. Units on the 9th and 18th holes often have panoramic fairway views.

Q. Can you use these condos year-round?
A. Yes! Most are winterized and have central heating for full-time use.

Q. What are typical resale values?
A. Resale prices increase 5–7% annually depending on view and upgrades.

Q. Are pets allowed in Charlevoix condos?
A. Most HOAs allow pets with some breed or size restrictions.

Final Thoughts on Buying a Country Club Condo in Charlevoix

Q. Who Is It Best Suited For?

A. Country club condos in Charlevoix are ideal for retirees, vacationers, and investors who value luxury, location, and lifestyle.

Smart Next Steps for Buyers

Work with a local realtor, get pre-approved, and schedule a tour during peak season to see the community in action.