Lifestyle

Resort

Nestled in the heart of Northern Michigan's breathtaking natural beauty, the region’s resort lifestyle communities offer a perfect blend of luxury, leisure, and four-season adventure. These highly sought-after neighborhoods are thoughtfully designed to cater to both full-time residents and seasonal homeowners seeking a peaceful yet active lifestyle. Surrounded by lakes, forests, and rolling hills, resort communities in areas like Boyne Mountain, Bay Harbor, and Crystal Mountain provide access to world-class amenities such as golf courses, ski slopes, private marinas, fitness centers, and spas.

Residents enjoy maintenance-free living, vibrant community events, and easy access to charming nearby towns like Petoskey, Harbor Springs, and Charlevoix. Whether you're looking for a lakefront cottage, slope-side chalet, or golf course villa, Northern Michigan’s resort communities deliver exceptional comfort, outstanding recreational opportunities, and investment potential—all within one of the Midwest’s most picturesque regions.

Resort Lifestyle Homes for Sale | Northern Michigan Real Estate

Real Estate Statistics

Average Price $536K
Lowest Price $500
Highest Price $9.3M
Total Listings 273
Avg. Days On Market 47
Avg. Price/SQFT $366

Property Types (active listings)


Resort LifeStyle Homes for Sale

Sort by:
4050 Peninsula Drive, Bay Harbor

$9,250,000

4050 Peninsula Drive, Bay Harbor

5 Beds 7 Baths 8,387 SqFt Residential MLS® # 476242
4480 Vista Drive, Bay Harbor

$6,495,000

4480 Vista Drive, Bay Harbor

7 Beds 7 Baths 6,548 SqFt Residential MLS® # 476484
4501 Vista Court, Bay Harbor

$3,600,000

4501 Vista Court, Bay Harbor

4 Beds 5 Baths 5,155 SqFt Residential MLS® # 476993
4017 N M-75 Highway, Walloon Lake

$3,399,000

4017 N M-75 Highway, Walloon Lake

5 Beds 4 Baths 3,450 SqFt Residential MLS® # 476105
852 Bluffs Court, Bay Harbor

$3,299,000

852 Bluffs Court, Bay Harbor

4 Beds 5 Baths 4,220 SqFt Residential MLS® # 476037
2360 Columbia Point 56, Harbor Springs

$2,657,500

2360 Columbia Point 56, Harbor Springs

4 Beds 4 Baths 4,500 SqFt Residential MLS® # 470942
Tbd Village Heights Court Unit 10, Bay Harbor

$2,459,000

Tbd Village Heights Court Unit 10, Bay Harbor

4 Beds 5 Baths 2,745 SqFt Residential MLS® # 476894
Tbd Village Heights Court Unit 4, Bay Harbor

$2,459,000

Tbd Village Heights Court Unit 4, Bay Harbor

4 Beds 5 Baths 2,745 SqFt Residential MLS® # 476888
Tbd Village Heights Court Unit 9, Bay Harbor

$2,399,000

Tbd Village Heights Court Unit 9, Bay Harbor

4 Beds 5 Baths 2,745 SqFt Residential MLS® # 476893
Tbd Village Heights Court Unit 5, Bay Harbor

$2,399,000

Tbd Village Heights Court Unit 5, Bay Harbor

4 Beds 5 Baths 2,745 SqFt Residential MLS® # 476889
Tbd Village Heights Court Unit 8, Bay Harbor

$2,279,000

Tbd Village Heights Court Unit 8, Bay Harbor

4 Beds 5 Baths 2,611 SqFt Residential MLS® # 476892
Tbd Village Heights Court Unit 2, Bay Harbor

$2,279,000

Tbd Village Heights Court Unit 2, Bay Harbor

4 Beds 5 Baths 2,611 SqFt Residential MLS® # 476886
Tbd Village Heights Court Unit 7, Bay Harbor

$2,199,000

Tbd Village Heights Court Unit 7, Bay Harbor

4 Beds 5 Baths 2,611 SqFt Residential MLS® # 476891
Tbd Village Heights Court Unit 3, Bay Harbor

$2,199,000

Tbd Village Heights Court Unit 3, Bay Harbor

4 Beds 5 Baths 2,611 SqFt Residential MLS® # 476887
2286 Pinecrest, Harbor Springs

$2,100,000

2286 Pinecrest, Harbor Springs

4 Beds 7 Baths 6,240 SqFt Residential MLS® # 476369
Tbd Cliffs Drive Unit 6, Bay Harbor

$1,999,000

Tbd Cliffs Drive Unit 6, Bay Harbor

3 Beds 5 Baths 2,336 SqFt Residential MLS® # 476890
Tbd Cliffs Drive Unit 1, Bay Harbor

$1,999,000

Tbd Cliffs Drive Unit 1, Bay Harbor

3 Beds 5 Baths 2,336 SqFt Residential MLS® # 476885
824 Vista Drive, Bay Harbor

$1,975,000

824 Vista Drive, Bay Harbor

3 Beds 4 Baths 2,053 SqFt Residential MLS® # 476687
3232 Cliffs Drive, Bay Harbor

$1,850,000

3232 Cliffs Drive, Bay Harbor

3 Beds 3 Baths 3,164 SqFt Residential MLS® # 477034
Tbd Cedar Lane, Bay Harbor

$1,799,000

Tbd Cedar Lane, Bay Harbor

0 Beds 0 Baths 0 SqFt Land MLS® # 476164
6277 Quarry View Drive, Bay Harbor

$1,795,000

6277 Quarry View Drive, Bay Harbor

4 Beds 5 Baths 3,200 SqFt Residential MLS® # 476536
1625 Arrowhead, Harbor Springs

$1,795,000

1625 Arrowhead, Harbor Springs

3 Beds 4 Baths 4,365 SqFt Residential MLS® # 475644
1267 Pine Tree Trail, Harbor Springs

$1,790,000

↓ $89,000

1267 Pine Tree Trail, Harbor Springs

6 Beds 6 Baths 6,575 SqFt Residential MLS® # 476200
748 Sunset Way, Bay Harbor

$1,775,000

↓ $74,000

748 Sunset Way, Bay Harbor

5 Beds 5 Baths 3,383 SqFt Residential MLS® # 475225
645 Woodhill Court, Harbor Springs

$1,649,000

645 Woodhill Court, Harbor Springs

4 Beds 4 Baths 5,865 SqFt Residential MLS® # 474773
645 Woodhill Court, Harbor Springs

$1,649,000

645 Woodhill Court, Harbor Springs

4 Beds 4 Baths 5,865 SqFt Residential MLS® # 474772
1775 Turnberry (pvt) Trail Unit 65, Boyne City

$1,550,000

1775 Turnberry (pvt) Trail Unit 65, Boyne City

6 Beds 3 Baths 3,100 SqFt Residential MLS® # 476143
1333 Pine Tree Trail, Harbor Springs

$1,539,000

1333 Pine Tree Trail, Harbor Springs

4 Beds 3 Baths 3,404 SqFt Residential MLS® # 475683
4200 Main Street 1 And G-13, Bay Harbor

$1,475,000

↓ $120,000

4200 Main Street 1 And G-13, Bay Harbor

2 Beds 3 Baths 2,175 SqFt Residential MLS® # 475712
4725 Turfway Trail, Harbor Springs

$1,450,000

4725 Turfway Trail, Harbor Springs

4 Beds 4 Baths 3,301 SqFt Residential MLS® # 475339
11705 N Stonebridge, Charlevoix

$1,425,000

11705 N Stonebridge, Charlevoix

5 Beds 5 Baths 4,264 SqFt Residential MLS® # 477022
3895 Wildwood Drive, Boyne City

$1,350,000

3895 Wildwood Drive, Boyne City

5 Beds 4 Baths 2,877 SqFt Residential MLS® # 476823
6040 Pine Lake Club Drive 24, Charlevoix

$1,350,000

6040 Pine Lake Club Drive 24, Charlevoix

2 Beds 2 Baths 1,443 SqFt Residential MLS® # 476565
1028 Birchcrest Ct, Harbor Springs

$1,325,000

1028 Birchcrest Ct, Harbor Springs

3 Beds 3 Baths 2,931 SqFt Residential MLS® # 475684
1227 Andover Club Drive, Harbor Springs

$1,250,000

↓ $99,900

1227 Andover Club Drive, Harbor Springs

3 Beds 4 Baths 3,249 SqFt Residential MLS® # 476809
3280 Village Harbor Drive & Village Harbor Dock #19, Bay Harbor

$1,249,000

3280 Village Harbor Drive & Village Harbor Dock #19, Bay Harbor

0 Beds 0 Baths 0 SqFt Land MLS® # 477032
690 Woodhill, Harbor Springs

$1,195,000

690 Woodhill, Harbor Springs

4 Beds 3 Baths 3,556 SqFt Residential MLS® # 476903
6092 Quarry Ridge Drive, Bay Harbor

$1,190,000

6092 Quarry Ridge Drive, Bay Harbor

5 Beds 5 Baths 3,787 SqFt Residential MLS® # 476808
2182 Golfview, Harbor Springs

$1,150,000

2182 Golfview, Harbor Springs

3 Beds 3 Baths 2,618 SqFt Residential MLS® # 475736
02661 Fox Run Door #774, Boyne Falls

$999,000

02661 Fox Run Door #774, Boyne Falls

4 Beds 4 Baths 2,392 SqFt Residential MLS® # 476056
2889 Greenbriar, Harbor Springs

$985,000

2889 Greenbriar, Harbor Springs

3 Beds 3 Baths 2,178 SqFt Residential MLS® # 475488
1909 Turnberry (pvt) Trail Unit 75, Boyne City

$975,000

1909 Turnberry (pvt) Trail Unit 75, Boyne City

4 Beds 3 Baths 2,860 SqFt Residential MLS® # 476958
2112 Golfview, Harbor Springs

$975,000

2112 Golfview, Harbor Springs

4 Beds 4 Baths 3,425 SqFt Residential MLS® # 476560
4185 Turfway Trail 593, Harbor Springs

$950,000

4185 Turfway Trail 593, Harbor Springs

4 Beds 6 Baths 5,000 SqFt Residential MLS® # 476752
1752 Turnberry Trail, Boyne City

$920,000

↓ $30,000

1752 Turnberry Trail, Boyne City

4 Beds 4 Baths 2,997 SqFt Residential MLS® # 476782
2226 Pinecrest, Harbor Springs

$899,000

2226 Pinecrest, Harbor Springs

3 Beds 3 Baths 2,554 SqFt Residential MLS® # 475512
04040 Wildwood Drive, Boyne City

$855,000

04040 Wildwood Drive, Boyne City

3 Beds 3 Baths 1,900 SqFt Residential MLS® # 476936
2755 Harbor-petoskey Road 9, Harbor Springs

$850,000

2755 Harbor-petoskey Road 9, Harbor Springs

3 Beds 3 Baths 1,676 SqFt Residential MLS® # 476696

Discover Resort Lifestyle Homes for Sale in Northern Michigan

If you’ve ever dreamed of living in a place that feels like a vacation every day, resort lifestyle homes for sale in Northern Michigan might be calling your name. Whether you're yearning for ski-in/ski-out chalets, lakeside cottages, or golf course estates, Northern Michigan offers a luxurious lifestyle wrapped in natural beauty. With year-round recreational opportunities and amenities galore, it's no surprise that these homes are hot property.


Introduction to Resort Living in Northern Michigan

Northern Michigan is more than just a scenic getaway—it's a way of life. The region, dotted with charming lakeside towns, top-tier resorts, and forested trails, offers a blend of tranquility and adventure that’s hard to match. Resort living here means access to upscale amenities, maintenance-free communities, and proximity to four-season outdoor activities.


What Makes Resort Lifestyle Homes So Desirable?

Scenic Beauty All Around

From the sparkling shores of Lake Charlevoix and Torch Lake to the tree-covered hills near Boyne Mountain, Northern Michigan’s natural landscapes offer picture-perfect views from just about every window.

Access to World-Class Amenities

Most resort communities provide homeowners with exclusive perks such as:

  • Private pools and spas

  • Golf courses and tennis courts

  • Fitness centers and clubhouses

  • Ski lifts and cross-country trails

Year-Round Recreational Opportunities

One of the best parts about Northern Michigan is its four-season appeal. You’ll enjoy skiing and snowboarding in the winter, hiking and biking in spring and summer, and fall colors that draw photographers from around the world.


Brook Walsh signature

Northern Michigan offers a great selection of resort lifestyle homes for sale.  There are a lot of Resort Lifestyle communities within Northern Michigan and you can view all of them at the bottom of this page.  However, the following are our favorite resort communities:

Resort Lifestyle

Bay Harbor

Bay Harbor, MI is a world-class resort destination that offers an unmatched blend of luxury, leisure, and lakeside charm. Tu...

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Resort Lifestyle

Birchwood Farms

Birchwood Farms Golf & Country Club is a prestigious gated community nestled in the scenic hills just outside Harbor Spr...

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Resort Lifestyle

Boyne Highlands

There’s no reason you shouldn’t experience that brief yet deep relaxation that vacation brings you all year-roun...

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Resort Lifestyle

Boyne Mountain

Nestled in the heart of breathtaking Northern Michigan, Boyne Mountain Resort Lifestyle Homes invite you to experience a vib...

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Resort Lifestyle

Crystal Mountain Resort

Crystal Mountain Resort in Thompsonville, Michigan, is a vibrant, all-season community nestled in the heart of Northern Mich...

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Resort Lifestyle

Grand Traverse Resort

Grand Traverse Resort is a premier residential and vacation destination located just outside Traverse City, Michigan. Known ...

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Resort Lifestyle

Harbor Cove

Nestled along the shores of Little Traverse Bay, Harbor Cove Resort in Harbor Springs, Michigan, is a picturesque lakeside c...

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Resort Lifestyle

Hemingway Pointe Club

Hemingway Pointe Club Resort, located on the southern shores of Lake Charlevoix in East Jordan, Michigan, offers an exclusiv...

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Resort Lifestyle

Otsego Resort

Nestled in the heart of Northern Michigan, The Otsego Club Resort in Gaylord offers a refined blend of year-round recreation...

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Resort Lifestyle

Shanty Creek Resort

Nestled in the heart of Northern Michigan’s rolling hills and sparkling lakes, Shanty Creek Resort is a vibrant, four-...

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Resort Lifestyle

The Highlands at Harbor Springs

Nestled amid the rolling hills and pristine forests of Northern Michigan, The Highlands at Harbor Springs Resort offers an e...

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Resort Lifestyle

The Homestead Resort

The Homestead Resort, located in the charming town of Glen Arbor, MI, offers a picturesque and vibrant community where resid...

Photo of The Homestead Resort community Photo of The Homestead Resort community
Resort Lifestyle

Treetops Resort

Treetops Resort, nestled in the picturesque town of Gaylord, Michigan, is a premier four-season destination offering an exce...

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Resort Lifestyle

Trout Creek

Nestled in the heart of Harbor Springs, MI, Trout Creek Resort offers a perfect blend of comfort, luxury, and natural beauty...

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Resort Lifestyle

Windward

Nestled amid the scenic beauty of Harbor Springs, MI, Windward Resort offers residents the best of resort-style living with ...

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Brook Walsh signature

Top Resort Communities in Northern Michigan

Boyne Mountain Resort

A hub for both summer and winter activities, Boyne Mountain offers ski-in/ski-out condos, access to Avalanche Bay Waterpark, and two championship golf courses.

Bay Harbor

This upscale community near Petoskey offers waterfront estates, boutique shopping, fine dining, and a deep-water marina—perfect for yacht owners.

Crystal Mountain

Ideal for skiers and golfers alike, Crystal Mountain in Thompsonville is a family-friendly resort with luxury accommodations and year-round festivals.

Shanty Creek Resorts

Located in Bellaire, Shanty Creek provides three distinct villages, five golf courses, and ski slopes for all skill levels.

Trout Creek

A hidden gem, Trout Creek offers a mix of townhomes and condos with access to hiking trails, fishing ponds, and tennis courts.

Check out this video for a look at the Resort Lifestyle


Home Styles Found in Northern Michigan Resorts

Waterfront Villas

Mountain-View Chalets

Rustic and charming with vaulted ceilings and stone fireplaces—these homes are perfect for cozy winter retreats.

Waterfront Villas

Modern, sleek, and steps from the water. Ideal for boaters, paddleboarders, or anyone who wants to wake up to a lake view.

Golf Course Estates

These homes are perched along the fairways, offering peaceful mornings and immediate access to tee time.

Luxury Condominiums

Often turnkey and maintenance-free, these condos feature upscale finishes and access to shared amenities like hot tubs and fitness centers.


Who Buys Resort Homes in Northern Michigan?

Second-Home Owners

Many buyers use these properties as seasonal escapes from urban life—especially those from Chicago, Detroit, and even as far as Florida.

Vacation Rental Investors

Savvy buyers see these homes as revenue-generating assets, renting them out when not in use to offset mortgage costs.

Retirees Seeking Active Lifestyles

Retirees love the blend of peace and play, with plenty of social events, nature trails, and nearby healthcare.


Investment Potential of Resort Properties

Investment Potential of Resort Properties

Rental Income Possibilities

Many resort homes pull in six-figure rental revenue during peak seasons, especially those near ski slopes or lakes.

Year-Round Demand

Unlike some resort areas that are seasonal, Northern Michigan offers year-round appeal with skiing, boating, hiking, and festivals.

Appreciation Trends

The market for Northern Michigan resort homes has shown consistent appreciation, driven by remote work, tourism growth, and limited inventory.


Lifestyle Amenities Offered

Lifestyle Amenities Offered

Pools, Spas, and Fitness Centers

Enjoy a swim, soak, or workout without leaving your community. These shared amenities add incredible value to your lifestyle.

Private Beach Access and Marinas

Many waterfront resorts provide sandy beaches, dock slips, and kayak storage, making life on the water seamless.

Golf, Skiing, and Hiking Trails

Get outdoors and stay active—trailheads, chair lifts, and fairways are just a short walk or golf cart ride away.


Pros and Cons of Resort Home Ownership

Benefits of Carefree Living

  • Maintenance handled by the HOA

  • Security and privacy

  • Community events and activities

Considerations for HOA Fees

  • HOA dues can range from $300 to over $1,000 per month

  • Make sure the included services match your lifestyle needs


Tips for Buying a Resort Home

Tips for Buying a Resort Home

Work with a Local Resort Specialist

A local agent—like those at BrookWalsh.com—understands nuances of resort inventory, pricing, and rental income potential.

Understand Rental Restrictions

Some communities limit short-term rentals—important if you plan to rent your home when not using it.

Evaluate Amenities vs. Monthly Costs

Luxury amenities come at a price. Ensure your HOA fees provide real value based on your usage.


Why Northern Michigan is a Top Resort Destination

Why Northern Michigan is a Top Resort Destination

Four-Season Appeal

Northern Michigan isn't a one-trick pony. From fresh powder in winter to lakeside breezes in summer, every season brings its own flavor of fun. The fall color tours and spring wildflower hikes just add to the year-round magic.

Proximity to Lakes and Forests

You'll find more than 11,000 inland lakes, sprawling forests, and rivers throughout the region. Whether you're into boating, biking, or backcountry skiing—it's all right at your doorstep.

Vibrant Local Towns and Events

Harbor Springs, Petoskey, Boyne City, and Charlevoix aren’t just postcard-pretty—they're bursting with charm. Think: art fairs, farmer’s markets, waterfront concerts, and culinary festivals that attract people from all over the Midwest.


Spotlight: Featured Listings of Resort Homes

Spotlight: Featured Listings of Resort Homes

Waterfront Homes Near Petoskey

Petoskey's Lake Michigan shoreline offers stunning waterfront properties, complete with private beaches, panoramic views, and million-dollar sunsets.

Golf Villas in Harbor Springs

Tucked between fairways and forests, these homes are popular among retirees and weekend warriors alike. With direct access to courses like Boyne Highlands, you’ll never miss a tee time.

Slope-Side Cabins at Boyne Highlands

Imagine finishing your last ski run and stepping right into your hot tub. These ski-in/ski-out homes make that dream a reality and often come fully furnished—perfect for rentals and personal use.


Financing Options for Resort Homes

Financing Options for Resort Homes

Traditional Mortgages vs. Jumbo Loans

Due to higher property values in resort communities, jumbo loans are common. Lenders typically require excellent credit and 20% down, though some local credit unions offer flexible options.

Investment Property Lending

If you're purchasing for vacation rental income, expect slightly higher interest rates. Lenders will consider projected rental income, especially for homes in high-demand areas.

Cash Purchase Considerations

Cash buyers often have more negotiating power. In a competitive market like Northern Michigan, that can make the difference between landing your dream home or losing out.


How to Maximize ROI with Vacation Rentals

How to Maximize ROI with Vacation Rentals

Use of Property Management Companies

Companies like Northern Michigan Escapes offer full-service vacation rental management—marketing, cleaning, maintenance, guest services, and more—making ownership stress-free.

Pricing Strategies for Peak Seasons

Peak pricing during ski season, summer weekends, and holiday breaks can dramatically increase your ROI. Smart owners adjust rates using dynamic pricing tools or experienced management companies.

Marketing via Multiple Platforms

From Airbnb and Vrbo to direct bookings and Google Travel, the more platforms you use, the greater your booking potential. Quality photos, great reviews, and responsive communication all boost visibility.


Legal and Tax Considerations

Legal and Tax Considerations

Short-Term Rental Regulations

Local ordinances can vary widely. Some communities have nightly rental caps or permit requirements, so it's vital to understand the rules before buying.

Property Tax Rates in Resort Areas

Expect higher tax assessments in sought-after locations. However, if you use the home as a rental, you may be eligible for business-related deductions.

Capital Gains on Second Homes

If you later sell your resort home, capital gains taxes may apply—unless you convert the property to a primary residence or structure a 1031 exchange.


Building New vs. Buying Resale

Pros of Custom Builds in Resorts

  • Tailored to your tastes and needs

  • Energy-efficient and modern finishes

  • Strong resale appeal due to newer construction

Availability and Timelines

Lot availability is limited in some areas, and build times can run 9 to 18 months depending on location and season.

Maintenance and Resale Value

Newer homes typically require less upkeep and command higher resale prices, especially in popular resort zones.


Sustainability and Green Building in Resorts

Energy-Efficient Features

Today’s resort homes often include smart thermostats, triple-pane windows, and solar panels—appealing to eco-conscious buyers.

LEED-Certified Developments

Some communities aim for LEED certification, ensuring that everything from insulation to landscaping meets high environmental standards.

Eco-Tourism Trends

As buyers become more sustainability-focused, properties that align with eco-tourism values often stand out in the marketplace.


Frequently Asked Questions

Frequently Asked Questions

1. Are resort lifestyle homes in Northern Michigan good for year-round living?

A. Absolutely! With four-season recreation and well-developed infrastructure, many buyers live in these homes year-round.

2. Can I rent out my resort home when I’m not using it?

A. Yes, many buyers offset costs through short-term rentals. Just make sure your community allows it and check local regulations.

3. Do resort homes come fully furnished?

A. Often, yes—especially condos and turnkey vacation homes. This is ideal for investors looking to rent quickly.

4. What are average HOA fees for resort homes?

A. HOA fees range from $300 to $1,200/month depending on amenities like pools, snow removal, fitness centers, and concierge services.

5. Is Northern Michigan a better investment than other resort regions?

A. For many, yes. It offers relative affordability, growing tourism, and a loyal repeat-visitor base—factors that contribute to strong ROI potential.

6. What’s the best way to tour these homes if I live out of state?

A. Virtual tours, FaceTime showings, and 3D walkthroughs are common. Work with a local agent familiar with resort properties for the best insight.


Conclusion: Embrace the Resort Lifestyle in Northern Michigan

If you're dreaming of a place where fresh air meets luxury living, resort lifestyle homes for sale in Northern Michigan are a perfect fit. These properties offer a unique blend of elegance, adventure, and income potential—whether you’re buying a forever home, vacation escape, or investment opportunity.

From ski slopes to sandy beaches, fine dining to fly fishing, Northern Michigan proves that you really can have it all. So why wait? Start your journey to resort living today and discover what makes this region such a magnetic destination.