Downtown Lifestyle

Tawas City, Michigan

Downtown Tawas City, Michigan, offers a picture-perfect blend of small-town charm and lakeside living. Nestled along the tranquil shores of Lake Huron’s Tawas Bay, this welcoming community features walkable streets lined with boutique shops, cozy cafés, and historic architecture. Homebuyers are drawn to the area’s mix of updated historic homes, charming cottages, and waterfront properties—many with stunning bay views and easy access to beaches and marinas.

Residents enjoy a relaxed, friendly atmosphere with year-round festivals, farmers markets, and outdoor recreation including boating, fishing, and hiking. Top-rated schools, quality healthcare, and low crime rates make it ideal for families, retirees, and vacation home seekers alike. Whether you're looking for a full-time residence or a weekend retreat, downtown Tawas City delivers a lifestyle that feels both nostalgic and refreshingly modern.

Real Estate Statistics

Average Price $251K
Lowest Price $89K
Highest Price $685K
Total Listings 16
Avg. Days On Market 165
Avg. Price/SQFT $181

Property Types (active listings)


Browse Downtown Tawas City Homes for Sale

Sort by:
908 & 910 W Lake, Tawas City

$685,000

908 & 910 W Lake, Tawas City

0 Beds 0 Baths 2,270 SqFt Commercial MLS® # 1923439
Pending
1005 W Lake Street, Tawas City

$474,900

1005 W Lake Street, Tawas City

2 Beds 2.5 Baths 1,875 SqFt Residential MLS® # 1935089
Pending
407 W Lake Street, Tawas City

$330,000

407 W Lake Street, Tawas City

2 Beds 2 Baths 1,023 SqFt Residential MLS® # 1935029
Pending
438 W Lake Street, Tawas City

$299,900

438 W Lake Street, Tawas City

0 Beds 1 Bath 1,938 SqFt Commercial MLS® # 1917204
1016 5th Street, Tawas City

$259,000

↓ $20,000

1016 5th Street, Tawas City

3 Beds 1.5 Baths 0 SqFt Residential MLS® # 1931769
166 W M-55, Tawas City

$259,000

↓ $20,000

166 W M-55, Tawas City

3 Beds 2 Baths 1,970 SqFt Residential MLS® # 1932929
New
403 W Lake Street, Tawas City

$248,000

403 W Lake Street, Tawas City

2 Beds 2 Baths 1,017 SqFt Residential MLS® # 1935727
Pending
1116 Margo Street, Tawas City

$244,900

1116 Margo Street, Tawas City

4 Beds 3 Baths 2,008 SqFt Residential MLS® # 1930846
New
411 Hamilton Road, Tawas City

$224,900

411 Hamilton Road, Tawas City

2 Beds 1 Bath 1,680 SqFt Residential MLS® # 1934544
-0- M-55, Tawas City

$219,000

-0- M-55, Tawas City

0 Beds 0 Baths 0 SqFt Land MLS® # 1905768
New
1132 W Lake Street, Tawas City

$195,000

1132 W Lake Street, Tawas City

0 Beds 1 Bath 1,200 SqFt Commercial MLS® # 1931760
518 9th Avenue, Tawas City

$145,900

518 9th Avenue, Tawas City

2 Beds 1 Bath 896 SqFt Residential MLS® # 1931485
1131 W Lake Street, Tawas City

$129,000

1131 W Lake Street, Tawas City

0 Beds 1 Bath 1,200 SqFt Commercial MLS® # 1923107
Pending
100 4th Avenue, Tawas City

$110,000

100 4th Avenue, Tawas City

2 Beds 1 Bath 750 SqFt Residential MLS® # 1935788
Pending
100 Fourth Avenue, Tawas City

$99,000

100 Fourth Avenue, Tawas City

2 Beds 1 Bath 750 SqFt Residential MLS® # 1932633
Pending
628 Miller Road, Tawas City

$89,000

628 Miller Road, Tawas City

1 Bed 1 Bath 576 SqFt Residential MLS® # 1936007

Tawas City, MI Downtown Homes for Sale – Discover 15 Reasons to Love This Lakeside Gem

Downtown Homes for Sale offer cozy charm, lakefront views, and unbeatable lifestyle perks. Explore this must-read homebuyer's guide.

Introduction to Tawas City, MI

Introduction to Tawas City, MI

Where Is Tawas City and What Makes It Special?

Tawas City, located in Iosco County, sits on the western shore of Lake Huron's Tawas Bay. With a population under 2,000, it features walkable neighborhoods, friendly locals, and a scenic lakeside atmosphere. It's a blend of small-town charm and natural beauty.

Historical Charm Meets Modern Comfort

Established in the mid-1800s, Tawas City retains its vintage appeal through Victorian homes and a classic main street. At the same time, many residences offer modern amenities like smart home features and energy-efficient systems.

Check out this video for a look at the Tawas City community. 

The Appeal of Downtown Living in Tawas City

The Appeal of Downtown Living in Tawas City

Proximity to Lake Huron’s Beauty

Living downtown means quick access to the beach, boating, and breathtaking sunsets. Residents enjoy lakefront walking paths and seasonal water activities.

Small-Town Atmosphere with Big Amenities

Downtown offers locally owned shops, restaurants, galleries, and fitness studios. You get the community spirit of a small town with the conveniences of a larger one.

Types of Downtown Homes for Sale

Types of Downtown Homes for Sale

Single-Family Residences

These are the most common downtown housing option, ranging from two to five bedrooms. They often include detached garages, porches, and updated interiors.

Charming Historic Homes

Historic homes include Craftsman, Colonial, and Victorian styles. Many are fully restored, offering features like original hardwood floors and decorative moldings.

Waterfront Properties

Lakefront homes offer direct access to Tawas Bay, private docks, and stunning views. These tend to be newer builds with modern finishes.

Townhomes and Condos

For low-maintenance living, townhomes and condos provide community amenities, HOA-covered landscaping, and walkability to the town center.

Check out this video for a look at the downtown lifestyle

Current Real Estate Market Trends

Current Real Estate Market Trends

Average Home Prices in Downtown Tawas City

As of 2025:

  • Downtown homes average $285,000

  • Historic homes: $210,000–$260,000

  • Waterfront homes: $400,000+

  • Condos/townhomes: $180,000–$240,000

Inventory and Time on Market

Homes typically stay on the market for 30 to 45 days. The spring and summer months bring more listings and faster sales.

Who’s Buying in Tawas City?

Ideal for Retirees

Retirees are drawn to the peaceful lifestyle, healthcare access, and walkability. Single-floor homes and condos are popular options.

Young Families and First-Time Buyers

Families benefit from affordable homes, good schools, and a safe environment. Kids can walk to parks, schools, and the beach.

Real Estate Investors and Vacation Buyers

Vacation rentals are in demand during summer. Investors see strong ROI due to tourism and lakefront appeal.

Financing and Mortgage Tips

Down Payment Assistance in Michigan

Programs include:

  • MSHDA: Up to $10,000 for first-time buyers

  • USDA Rural Development: 0% down for eligible homes

  • HomeReady/Home Possible: Low down payments and reduced insurance

Local Lenders and Pre-Approval

Pre-approval shows sellers you’re serious. Local lenders offer personalized service and may know of unique financing products.

What to Look for When House Hunting Downtown

Home Inspection Must-Haves

Key areas to inspect:

  • Roof and foundation

  • Plumbing and electrical

  • HVAC systems

  • Moisture or mold issues

  • Insulation and windows

Walkability and Nearby Conveniences

Seek homes near:

  • Parks and beaches

  • Coffee shops and stores

  • Schools and libraries

Popular Downtown Neighborhoods

Popular Downtown Neighborhoods

Newman Street District

Heart of the downtown area with shops, galleries, and historic homes.

Tawas Bay Waterfront Area

Offers newer homes, luxury upgrades, and panoramic lake views.

Historic East Tawas Border

Features tree-lined streets, larger lots, and a quieter vibe close to the action.

Local Amenities That Boost Home Value

Schools, Parks, and Libraries

  • Tawas Area Schools

  • East Tawas City Park

  • Tawas City Library

Healthcare Access and Services

  • Ascension St. Joseph Hospital

  • Clinics and specialists

  • Senior services and assisted living

Recreation and Lifestyle Perks

Recreation and Lifestyle Perks

Boating, Fishing, and Water Sports

  • Public marinas and docks

  • Kayaking and paddleboarding

  • Ice fishing in winter

Downtown Events and Festivals

  • Tawas Uncork’d

  • Blues by the Bay

  • Farmers markets and holiday parades

Shopping, Dining, and Entertainment

Local Boutiques and Artisan Shops

  • Village Chocolatier

  • The Ladies’ Room

  • Northwoods Outlet

Farm-to-Table and Lakeview Dining

  • Barnacle Bill’s

  • Boathouse Beer Co.

  • G’s Pizzeria

Cost of Living in Tawas City

Utilities, Groceries, and Taxes

Expense CategoryMonthly Average
Electricity & Gas $120
Water & Sewer $60
Internet $70
Groceries (Family of 4) $600
Property Taxes ~1.8% annually

Home Maintenance and Insurance Costs

  • Home insurance: $1,200–$1,500 annually

  • Seasonal upkeep: $1,000–$2,500

Investment Potential and ROI

Investment Potential and ROI

Vacation Rental Income Potential

  • Peak season: May to September

  • Nightly rates increase near lakefront

  • Strong bookings for updated, walkable homes

Long-Term Value Appreciation

  • Annual appreciation: 4–6%

  • Factors: low inventory, increased remote work, retiree relocation

How to Choose a Real Estate Agent in Tawas City

Qualities to Look For

  • Local expertise

  • Strong negotiation skills

  • Clear communication

  • Client testimonials and market knowledge

Questions to Ask Your Agent

  • Experience in Tawas City?

  • Specialize in lakefront or historic homes?

  • Provide recent comps?

  • Negotiation strategies?

  • Connections to lenders or inspectors?

Tips for Relocating to Tawas City

Moving Services and Local Utilities

  • Movers: M&M Moving Services, D&D Transport

  • Utilities: Consumers Energy, Tawas Utilities Authority, Spectrum

  • Forward mail via USPS

Getting Involved in the Community

  • Clubs: Garden Club, Sail & Power Squadron

  • Volunteer groups: Friends of the Library, local rescues

  • Events: Music nights, craft fairs

Frequently Asked Questions

Frequently Asked Questions

Q. Is downtown Tawas City walkable?

A. Yes. Most homes are close to parks, shops, and the beach.

Q. Are there good schools nearby?

A. Yes. Tawas Area School District is well-rated.

Q. Can I find move-in-ready homes downtown?

A. Yes. Many homes have been fully renovated.

Q. Is it easy to rent out homes in downtown Tawas City?

A. Yes. Especially during summer months.

Q. What types of homes are most common downtown?

A. A mix of single-family, historic homes, townhomes, and waterfront properties.

Q. How competitive is the real estate market right now?

A. Homes sell quickly in spring and summer. Pre-approval is key.

Conclusion: Your Dream Home Awaits in Downtown Tawas City

Tawas City, MI downtown homes for sale offer lifestyle, charm, and investment value. Whether you're looking for a peaceful retirement, a vibrant vacation spot, or a strong investment, downtown Tawas has what you need. Contact a local expert and take the first step toward your lakeside dream home.

Explore homes in the downtown lifestyle communities below or contact Brook Walsh to help with your search. You can also reach Brook by phone at (231) 459-3179 for all of your Northern Michigan real estate needs.