545 Bay Street, Boyne City, MI

$4,900,000

Previous Next

4

Beds

4

Baths

5,408

Square feet

0.75

Acres

About 545 Bay Street

Lake Charlevoix Waterfront Masterpiece in Boyne City. Welcome to one of the most exceptional waterfront offerings on the north shore of Lake Charlevoix near downtown Boyne City where award-winning landscape and structural design meet timeless craftsmanship and modern luxury. Set on 80 feet of pristine frontage with sweeping westerly views and unforgettable sunsets, this 4-bedroom, 3.5-bath residence delivers a true four-season Northern Michigan lifestyle. The property includes an additional 105’ x 212’ lot with a pole barn—ideal for storing lake and recreational equipment—and the opportunity for additional housing. Two separate two car heated attached garages accommodate up to four vehicles and feature radiant in-floor heat, epoxy floors, and custom doors for year-round convenience. The exterior showcases full boulder stonework, ICF construction for superior efficiency, LED landscape lighting, and a professionally designed water feature. Granite steps, fieldstone shoreline protection, and a newly enhanced lakeside yard create a stunning natural setting, complete with a waterside firepit and pergola for shaded relaxation. Inside, hardwood flooring, shiplap accents, and a prewired sound system set a refined tone. The main living area centers around a dramatic stone fireplace and custom pocket doors by local artisan Fred Franchino. The updated kitchen features new cabinetry, stone accents, counter seating, and a reimagined pantry for added storage. Upstairs, the lakeside primary suite offers a private porch, walk-in closet, and elegant bath. A newly finished bunk room provides additional guest accommodations. The walkout lower level includes a second fireplace, family room, two bedrooms, full bath, and direct access to the lakeside pergola, firepit, and dock. A rare opportunity on Lake Charlevoix—where luxury, craftsmanship, and natural beauty meet.

Features of 545 Bay Street

MLS® # 480799
Price $4,900,000
Bedrooms 4
Bathrooms 4.00
Full Baths 3
Half Baths 1
Square Footage 5,408
Acres 0.75
Year Built 2014
Type Residential
Sub-Type Residential
Status Active
Lake Charlevoix
Water Front/Water Access Water Front

Community Information

Address 545 Bay Street
City Boyne City
County Charlevoix
State MI
Zip Code 49712

Amenities

Features Cable, Central Air, Deck, Dishwasher, Dock, Dryer, Garbage Disposal, Patio, Paved Drive, Range, Refrigerator, Sprinkler System, Washer, Wood Fireplace, Wood Floors, Paved Road
Parking Four +
# of Garages 4
Garages Garage-Attached
Is Waterfront Yes
Has Pool No

Interior

Heating Natural Gas, Forced Air, In Floor Heating
Has Basement Yes
Basement Full, Walkout, Finished
Fireplace Yes

Exterior

Windows Wood Sash, Thermo, Insulated
Roof Asphalt Shingle
Construction Wood Frame/Site Built, Two Story +

School Information

District Boyne City

Additional Information

Zoning residential
Foreclosure No
Short Sale No

Listing Details

AgentGary Deters
OfficeAshton Property Group

Listing Map

Request a Showing

Provide a valid email address.
When would you like to view this property?